American Business Bank reports company developments tied to its Southern California commercial banking business and OTCQX-traded common stock under the symbol AMBZ. The bank serves business clients including wholesalers, manufacturers, service businesses, professionals and nonprofits, with financial services that include business loans, lines of credit, treasury management and deposit solutions.
Recurring news themes include quarterly earnings, net interest margin trends, loan and deposit activity, capital and regulatory capital commentary, cash dividend declarations, and leadership or board changes. Company updates also reference its regional loan production office network and its focus on middle-market business banking relationships across Southern California.
American Business Bank (OTCQX: AMBZ) reported record quarterly net income of $14.8 million (Q4 2025) or $1.61 per diluted share and full-year net income of $54.2 million or $5.86 per diluted share. Key metrics: net interest margin 3.78% (Q4), quarterly ROA 1.33% and ROE 14.68%, total loans exceeded $3 billion with quarterly loan growth of $126 million, tangible book value per share of $46.33, quarterly cash dividend of $0.25 per share, and share repurchases of 289,105 shares ($13.6M) in 2025. Deposits decreased $43 million in Q4 and the bank recorded realized investment securities losses that reduced non-interest income.
American Business Bank (OTCQX: AMBZ) promoted Trey Weatherill to Regional Vice President, Inland Empire Region in Ontario, California, effective December 26, 2025.
Weatherill joined American Business Bank in November 2016, was promoted to First Vice President, Team Lead in February 2025, and has nearly nine years at the bank with prior finance roles dating back to 1990 at Wells Fargo and Citizens Business Bank. The bank operates nine loan production offices across Southern California.
American Business Bank (OTCQX: AMBZ) announced promotions of Eric Dole and Chris Basirico to Executive Vice President, Corporate Banking on December 19, 2025.
Dole joined ABB in November 2017, advanced through roles in 2018 and 2022, and brings prior 14 years banking experience. Basirico joined in October 2011, was promoted in April 2016 and April 2018, and brings 20 years prior banking experience. After 24 years at ABB and two years as president, Philip Feghali will transition to Executive Vice President, Director of Client Relationships to provide focused strategic guidance.
Headquartered in downtown Los Angeles, ABB operates nine loan production offices across California.
American Business Bank (OTCQX: AMBZ) declared a regular quarterly cash dividend of $0.25 per common share. The dividend is expected to be paid on December 16, 2025 to shareholders of record as of November 10, 2025. At this quarterly rate, the annual dividend equals $1.00 per common share. The announcement reiterates the bank's retail footprint and Loan Production Offices across Southern California, and includes contact information for investor inquiries.
American Business Bank (OTCQX: AMBZ) reported record quarterly net income of $14.3 million or $1.56 diluted EPS for Q3 2025, up 9% sequentially and 33% year-over-year. Net interest margin expanded to 3.66%, and net interest income rose 27% year-over-year to $39.8 million. Core deposits grew $169 million (5%) and total deposits increased to $4.0 billion. Return on average assets was 1.31% and return on average equity was 15.09%. Tangible book value per share rose to $44.35, the bank paid a $0.25 quarterly dividend, and repurchased shares under ongoing buyback authorization.
American Business Bank (OTCQX: AMBZ) has received regulatory approval for its second stock repurchase program, authorizing the buyback of 205,453 shares (approximately 2.3% of outstanding shares) for up to $11.25 million.
The program will be effective from September 3, 2025 to August 27, 2026, with shares to be repurchased through open market, block purchases, or private transactions at management's discretion. The bank aims to manage capital levels, improve shareholder returns, and provide additional liquidity for shareholders.
American Business Bank (OTCQX: AMBZ) has announced the opening of a new Loan Production Office (LPO) in Downtown Riverside, California, marking its ninth LPO location in Southern California. The new office, located at 3801 University Ave., Suite 640, will be led by David R. Valenzuela, who has been promoted to Regional Vice President.
The Downtown Riverside LPO will offer comprehensive services including business loans, lines of credit, treasury management, and deposit solutions. Valenzuela will be joined by Michael Gialluly, Vice President & Senior Relationship Manager, bringing over 40 years of combined experience in middle market banking to serve the region's privately held businesses.
American Business Bank (OTCQX: AMBZ) has successfully completed its stock repurchase program, buying back 227,541 shares (approximately 2.5%) of its outstanding common stock at an average price of $44.03 per share.
The Bank's Board of Directors has already authorized a second stock repurchase program for an additional 205,453 shares (approximately 2.3% of outstanding shares), pending regulatory approval. The Bank operates from its Los Angeles headquarters and maintains eight Loan Production Offices across strategic locations in California.
American Business Bank (OTCQX: AMBZ) has announced a quarterly cash dividend of $0.25 per share, payable on September 17, 2025, to shareholders of record as of August 7, 2025. The dividend equates to an annual distribution of $1.00 per common share.
The Bank, headquartered in Los Angeles, provides financial services to businesses including wholesalers, manufacturers, service businesses, professionals, and non-profits. AMBZ operates through eight Loan Production Offices across strategic locations in California, including Anaheim, Irvine, Torrance, Woodland Hills, Corona, Ontario, Long Beach, and San Diego.
American Business Bank (OTCQX:AMBZ) reported strong Q2 2025 financial results, with net income of $13.2 million or $1.42 per diluted share, marking a 39% increase from Q2 2024. The bank demonstrated robust performance with four consecutive quarters of net interest margin expansion, reaching 3.58% in Q2.
Key highlights include a $173 million (5%) increase in core deposits and $63 million (2%) growth in total loans over the previous quarter. The bank maintains a strong capital position with 46% non-interest bearing deposits, no borrowings, and minimal past due loans. Return metrics were impressive with ROA at 1.26% and ROE at 14.34%.
The bank declared a quarterly cash dividend of $0.25 per share and continued its stock repurchase program, buying back 120,000 shares during Q2 2025.