Welcome to our dedicated page for American Riviera news (Ticker: ARBV), a resource for investors and traders seeking the latest updates and insights on American Riviera stock.
American Riviera Bancorp (OTCQX: ARBV), the bank holding company for American Riviera Bank, regularly publishes news and updates related to its community banking activities on the Central Coast of California. News coverage for ARBV often centers on financial results, capital actions, and developments in the Bank’s branch network and lending activities.
Investors following ARBV news can review quarterly and annual earnings releases that discuss unaudited net income, net interest income, loan and deposit growth, and key performance ratios such as return on average assets, return on average equity, efficiency ratio, and net interest margin. These releases also provide detail on asset quality, including non-accrual loans, allowance for credit losses, and the composition of the commercial real estate portfolio.
Company announcements also address funding and capital topics. Examples include disclosures about core deposit growth, the absence of wholesale-funded certificates of deposit in certain periods, and the mix of non-interest-bearing and interest-bearing demand deposits. News items have described a subordinated note offering structured to qualify as Tier 2 capital, as well as a Board-authorized share repurchase program and subsequent repurchases of common stock under that program.
Other ARBV news items highlight corporate milestones and recognitions. These include the completion of the holding company reorganization that created American Riviera Bancorp, changes in Board leadership associated with succession planning, and third-party acknowledgments such as ratings from the Findley Reports, Bauer Financial, FDIC Community Reinvestment Act evaluations, inclusion in the "OTCQX Best 50" list, and recognition by S&P Global as a Top 100 Small US Community Bank Deposit Franchise as of a specified date. Updates on branch expansion, such as the opening of new branches or loan production offices in Central Coast markets, are also part of the Company’s news flow.
By reviewing the ARBV news feed, readers can see how American Riviera Bancorp describes its financial performance, capital management, regulatory evaluations, and regional community banking activities over time.
American Riviera Bancorp (OTCQX:ARBV) announced the appointment of two independent directors, Jeff Deuel and Martin Alwin, effective February 19, 2026. The appointments aim to strengthen governance, capital markets expertise, and board experience as the bank pursues growth and improved shareholder liquidity.
Jeff Deuel retired as CEO of Heritage Financial after helping grow the bank from under $1 billion to over $7 billion in assets; Martin Alwin represents institutional investor PL Capital and brings capital markets and financial analysis experience. Deuel will join Nominating & Governance and Compensation; Alwin will join Compensation and the Bank's Asset & Liability Committee.
American Riviera Bancorp (OTCQX:ARBV) reported unaudited net income of $12.4M for FY2025 and $4.5M in Q4 2025, with EPS of $2.18 and $0.80, respectively. Loans rose to $1.08B (+9.3% YoY) and deposits to $1.20B (+7.8% YoY).
NIM improved to 3.81% in Q4 2025 (+49 bps YoY). Tangible book value per share was $21.49 (+17.4% YoY). On-balance liquidity remained substantial with $191.2M in cash, due from banks and AFS securities.
American Riviera Bancorp (OTCQX: ARBV) reported unaudited Q3 2025 net income of $2.9M ($0.51/share) and nine-month net income of $7.9M ($1.38/share). Total deposits rose to $1.26B (+11.3% YoY) and total loans to $1.04B (+6.7% YoY). Tangible book value per share was $20.52 (+11.7% YoY) and shareholders' equity was $122.1M (+8.9% YoY).
The bank reported a net interest margin of 3.66%, total cost of funds of 1.48% (down 18 bps YoY), and on-balance liquidity of $293.2M. Allowance for credit losses was $12.7M with non-accrual loans of $9.8M as of September 30, 2025. The company repurchased shares under its buyback program in 2025.
American Riviera Bancorp (OTCQX:ARBV) reported strong Q2 2025 financial results with unaudited net income of $2.6 million ($0.46 per share), up from $2.3 million in Q1 2025. The bank achieved significant milestones with total loans exceeding $1.02 billion and total deposits reaching $1.13 billion, both representing 5.9% year-over-year growth.
Key performance metrics showed improvement with net interest margin increasing to 3.65% and total shareholders' equity growing 11.6% year-over-year to $117.6 million. The bank maintains strong liquidity with $445.2 million in available funding sources and robust capital ratios. During Q2, the company repurchased 30,616 shares at an average cost of $18.22 per share.
American Riviera Bancorp (OTCQX: ARBV) reported strong Q1 2025 financial results with unaudited net income of $2.3 million ($0.40 per share), up from $2.0 million in the previous quarter. Total deposits reached $1.13 billion, marking an 8.1% increase year-over-year.
Key highlights include improved margins from 2024, with net interest margin increasing to 3.61%, and total shareholders' equity rising to $115.1 million, a 13.2% increase from the previous year. The bank maintained strong credit quality with only 0.48% of total loans on non-accrual status.
Notable metrics include:
- Tangible book value per share increased 13.7% to $18.89
- Total loans grew 4.6% year-over-year to $994.8 million
- Non-interest-bearing demand deposits represented 39.3% of total deposits
- Cost of funds decreased to 1.49% for Q1 2025
American Riviera Bancorp (OTCQX: ARBV) reported unaudited net income of $8.7 million ($1.50 per share) for 2024, down from $10.5 million ($1.82 per share) in 2023. Fourth quarter 2024 net income was $2.0 million ($0.35 per share), compared to $2.1 million in Q3 2024.
Total deposits reached $1.11 billion, increasing 6.1% year-over-year. The bank maintains strong liquidity with $199.0 million in cash and securities, and $455.4 million in available funding sources. Loan portfolio grew 4.6% to $989.9 million, with a loan-to-deposit ratio of 88.9%.
Notable metrics include non-interest-bearing deposits at 38.7% of total deposits, improved cost of funds at 1.63% in Q4 2024, and total shareholders' equity of $111.4 million, up 10.7% year-over-year. The bank's tangible book value per share increased 10.4% to $18.31.
American Riviera Bancorp (ARBV) reported unaudited net income of $6.7 million ($1.15 per share) for the nine months ended September 30, 2024, down from $8.3 million ($1.44 per share) in the same period last year. Third quarter 2024 net income was $2.1 million ($0.36 per share), compared to $2.5 million in the previous quarter. Total deposits increased 6.1% to $1.13 billion, while total loans grew 1.3% to $976.3 million. The bank's cost of funds decreased to 1.66% in Q3 2024 from 1.70% in Q2, though higher than 1.06% year-over-year. Shareholders' equity increased 21.4% year-over-year to $112.1 million.
American Riviera Bancorp (OTCQX: ARBV) reported unaudited net income of $4.6 million ($0.80 per share) for the six months ended June 30, 2024, compared to $5.7 million ($0.98 per share) in the same period last year. For Q2 2024, net income was $2.5 million ($0.42 per share), up from $2.2 million in Q1 2024 but down from $2.7 million in Q2 2023.
Key highlights include:
- Total loans increased 1.4% to $963.7 million
- Total deposits grew 1.8% to $1.07 billion
- Shareholders' equity rose 3.6% to $105.4 million
- Tangible book value per share increased 3.9% to $17.26
- Non-interest-bearing deposits represent 39.8% of total deposits
- Cost of deposits increased to 1.35% in Q2 2024
The bank maintains strong liquidity and capital ratios, with a diverse loan portfolio and excellent credit quality. However, increased interest expenses have impacted earnings compared to the previous year.
American Riviera Bancorp (OTCQX: ARBV), the holding company of American Riviera Bank, announced a share repurchase program worth up to $5 million, representing about 5% of its outstanding shares. The company's Board of Directors approved this action, demonstrating confidence in its financial health and commitment to shareholder value. Jeff DeVine, President & CEO, emphasized that the buyback is anticipated to boost earnings per share and book value per share. Repurchases will be funded through available working capital and operational cash flow. The program has no set expiration date and may be adjusted based on various factors including market conditions and trading volume. American Riviera Bank operates several branches in California and has been recognized for its strong financial performance and community reinvestment.
Summary not available.
FAQ
What is the current stock price of American Riviera (ARBV)?
What is the market cap of American Riviera (ARBV)?
