Associated Banc Corp Stock Price, News & Analysis

Associated Banc-Corp (NYSE: ASB) reported third quarter 2025 net income available to common equity of $122 million, or $0.73 per share, versus $85 million, or $0.56 per share, in 3Q24. Key quarterly metrics: record net interest income $305 million (+16% YoY), period-end loans of $31.0 billion (+3% YoY), period-end deposits of $34.9 billion (+4% YoY), net interest margin of 3.04%, provision for credit losses of $16 million, and CET1 capital ratio of 10.33%.

Management reiterated 2025 expectations: total net interest income growth of 14%–15%, noninterest income growth of 5%–6%, noninterest expense growth of 5%–6%, and period-end loan/deposit growth targets.

FICO (NYSE: FICO) announced that Associated Bank (NYSE: ASB) upgraded from FICO Auto Score 8 to FICO Auto Score 10 using dual processing to validate predictive benefits and maintain operations. Associated reports early signs of higher approval rates, more borrowers in top score tiers, and improved predictive separation for thin-file and bankruptcy-prone segments, with full delinquency validation expected within 18 months. The rollout used simultaneous scoring with Auto Score 8 to accelerate implementation and preserve origination and account-management continuity.

The move aims to improve underwriting accuracy and speed while keeping the 250–900 score range, reason codes, and compliance readiness.

Associated Banc-Corp (NYSE: ASB) will release third quarter 2025 financial results on Thursday, October 23, 2025 after market close.

The company will host a conference call and live webcast for investors and analysts at 4:00 p.m. Central Time the same day. Webcast access is via the Investor Relations site: http://investor.associatedbank.com. Domestic dial-in: 877-407-8037; international: 201-689-8037 (request the Associated Banc-Corp third quarter 2025 earnings call).

Financial tables and a slide presentation are expected on the website just prior to the call. An audio archive of the webcast is expected to be posted approximately 15 minutes after the call ends.

Associated Banc-Corp (NYSE: ASB), the holding company for Associated Bank, N.A., has announced a reduction in its prime rate. The bank will decrease its prime rate by 25 basis points from 7.50% to 7.25%, with the change becoming effective on September 18, 2025.

Associated Banc-Corp (NYSE: ASB) has announced its participation in two major investor events in September 2025. Management will attend the Raymond James U.S. Bank and Banking on Tech Conferences in Chicago (September 3-4) and the Barclays Global Financial Services Conference in New York (September 8-10).

The company will deliver a presentation at the Barclays conference on September 9, 2025, at 4:15 p.m. ET. Investors can access the live webcast through Associated's investor relations website, with the replay available for 180 days post-presentation.

Associated Banc-Corp (NYSE: ASB) has announced its quarterly dividend distributions. The company declared a regular quarterly cash dividend of $0.23 per common share, payable on September 15, 2025, to shareholders of record as of September 2, 2025.

Additionally, ASB declared dividends on two preferred stock series: $0.3671875 per depositary share on the 5.875% Series E Perpetual Preferred Stock and $0.3515625 per depositary share on the 5.625% Series F Perpetual Preferred Stock, both payable on September 15, 2025.

Associated Banc-Corp (NYSE: ASB) reported strong Q2 2025 earnings with net income of $108 million, or $0.65 per share, up from $99 million ($0.59/share) in Q1 2025. The bank achieved record quarterly net interest income of $300 million, representing a 5% increase from Q1 2025 and 17% growth year-over-year.

Key metrics include total loans of $30.6 billion (+1% QoQ), deposits of $34.1 billion (-3% QoQ), and a net interest margin of 3.04%. The bank maintained strong credit quality with an allowance for credit losses ratio of 1.35% and net charge-offs of 0.17%. Management updated 2025 guidance, projecting 5-6% loan growth and 1-3% total deposit growth.

Associated Bank (NYSE:ASB) participated in a housing affordability discussion led by U.S. Representative Scott Fitzgerald in Muskego, Wisconsin. The event showcased the successful transformation of a former grade school into affordable housing units, known as the Muskego School Apartments.

The project, developed by Wisconsin Partnership for Housing Development and Commonwealth Development Corporation of America, received a $510,000 grant from FHLBank Chicago's Affordable Housing Program (AHP), sponsored by Associated Bank. The development provides housing for seniors, families, and individuals with disabilities, addressing the community's limited housing availability near Little Muskego Lake.

Associated Banc-Corp (NYSE: ASB) has scheduled its second quarter 2025 earnings release and conference call for July 24, 2025. The financial results will be released after market close, followed by a conference call at 4:00 p.m. Central Time.

Investors can participate through multiple channels: via live webcast on the company's Investor Relations website, or by dialing 877-407-8037 (domestic) or 201-689-8037 (international). Financial tables and presentation slides will be available on the website before the call, and an audio archive will be accessible approximately fifteen minutes after the call concludes.