AtlasClear Holdings Announces Fourth Quarter and Full Year Fiscal 2025 Financial Results and Corporate Update
AtlasClear Holdings (NYSE American: ATCH) has released its Q4 and full fiscal year 2025 results, marking significant financial improvements. The company has successfully reduced its De-SPAC liabilities by over 80%, converting more than $43 million in debt to shares. Stockholders' equity increased by over $43 million from Year End 2024.
Key operational highlights include signing a third correspondent clearing customer, extending the Commercial Bancorp of Wyoming acquisition contract, and strengthening the leadership team. The company's Wilson-Davis subsidiary maintains strong profitability with $11.2 million in net capital. Stock loan business shows impressive growth, with September revenue reaching $400,000, a 42.3% increase from August.
AtlasClear recently secured $5 million in financing, with $2 million coming from Board members, demonstrating strong leadership alignment with shareholders.
AtlasClear Holdings (NYSE American: ATCH) ha pubblicato i risultati del Q4 e dell’intero esercizio finanziario 2025, segnando notevoli miglioramenti finanziari. L’azienda è riuscita a ridurre le passività De-SPAC di oltre 80%, convertendo oltre $43 milioni di debito in azioni. L’equity azionisti è aumentata di oltre $43 milioni rispetto al Year End 2024.
Tra gli elementi operativi chiave, si segnala la firma di un terzo cliente di clearing corrispondente, l’estensione del contratto di acquisizione di Commercial Bancorp of Wyoming e il rafforzamento del team di leadership. La controllata Wilson-Davis mantiene una forte redditività con $11,2 milioni di capitale netto. Il business di prestito titoli mostra una crescita impressionante, con le entrate di settembre che raggiungono $400.000, un aumento del 42,3% rispetto ad agosto.
AtlasClear ha recentemente assicurato $5 milioni di finanziamenti, di cui $2 milioni provenienti dai membri del Consiglio, a testimonianza di un forte allineamento tra leadership e azionisti.
AtlasClear Holdings (NYSE American: ATCH) ha publicado sus resultados del cuarto trimestre y del año fiscal 2025, marcando mejoras financieras significativas. La empresa ha reducido con éxito sus pasivos De-SPAC en más del 80%, convirtiendo más de $43 millones de deuda en acciones. El patrimonio de los accionistas aumentó en más de $43 millones respecto al cierre de 2024.
Entre los aspectos operativos clave se incluyen la firma de un tercer cliente de clearing correspondido, la extensión del contrato de adquisición de Commercial Bancorp of Wyoming y el fortalecimiento del equipo directivo. La subsidiaria Wilson-Davis mantiene una fuerte rentabilidad con $11,2 millones de capital neto. El negocio de préstamos de acciones muestra un crecimiento impresionante, con ingresos de septiembre de $400,000, un 42,3% aumento respecto a agosto.
AtlasClear aseguró recientemente $5 millones en financiamiento, de los cuales $2 millones provienen de los miembros de la Junta, lo que demuestra una fuerte alineación entre la dirección y los accionistas.
AtlasClear Holdings (NYSE American: ATCH)가 2025 회계연도 4분기 및 전체 실적을 발표하며 재무 개선이 큰 진전을 보였습니다. De-SPAC 부채를 80% 이상 줄였으며, 4300만 달러를 초과하는 부채를 주식으로 전환했습니다. 2024년 연말 대비 주주자본이 4300만 달러 이상 증가했습니다.
주요 운영 하이라이트로는 제3의 통신 클리어링 고객 체결, Commercial Bancorp of Wyoming 인수 계약 연장, 경영진 강화가 있습니다. Wilson-Davis 자회사는 순자본 1120만 달러로 강한 수익성을 유지하고 있습니다. 주식 대출 사업은 9월 매출 40만 달러로 강력한 성장세를 보였으며, 이는 8월 대비 42.3% 증가한 수치입니다.
AtlasClear는 최근 500만 달러의 자금을 확보했고, 그 중 200만 달러는 이사회 구성원이 제공하여 경영진과 주주 간의 강한 정렬을 보여주었습니다.
AtlasClear Holdings (NYSE American: ATCH) a publié ses résultats du quatrième trimestre et de l’exercice 2025 dans son ensemble, marquant d’importants progrès financiers. L’entreprise a rapidement réduit ses passifs De-SPAC de plus de 80%, convertissant plus de 43 millions de dollars de dette en actions. Les capitaux propres des actionnaires ont augmenté de plus de 43 millions de dollars par rapport à la fin de l’année 2024.
Parmi les principaux points opérationnels, on note la signature d’un troisième client de clearing correspondant, la prolongation du contrat d’acquisition de Commercial Bancorp of Wyoming et le renforcement de l’équipe dirigeante. La filiale Wilson-Davis conserve une forte rentabilité avec 11,2 millions de dollars de capital net. Le secteur de prêt de titres montre une forte croissance, avec des revenus de septembre atteignant 400 000 dollars, en hausse de 42,3% par rapport à août.
AtlasClear a récemment obtenu 5 millions de dollars de financement, dont 2 millions proviennent des membres du conseil d’administration, démontrant un fort alignement entre la direction et les actionnaires.
AtlasClear Holdings (NYSE American: ATCH) hat seine Ergebnisse für das vierte Quartal und das gesamte Geschäftsjahr 2025 veröffentlicht und dabei signifikante finanzielle Verbesserungen gezeigt. Das Unternehmen hat seine De-SPAC-Verbindlichkeiten um über 80% reduziert und mehr als $43 Millionen Schulden in Aktien umgewandelt. Eigenkapital der Aktionäre stieg gegenüber dem Jahresende 2024 um über $43 Millionen.
Wichtige operative Highlights umfassen die Unterzeichnung eines dritten Clearing-Kunden, die Verlängerung des Vertrags zur Übernahme von Commercial Bancorp of Wyoming und die Stärkung des Führungsteams. Die Tochter Wilson-Davis bleibt mit einem Nettovermögen von $11,2 Millionen hoch rentabel. Das Aktienkreditgeschäft verzeichnet ein beeindruckendes Wachstum, wobei der September-Umsatz $400,000 beträgt, ein Anstieg von 42,3% gegenüber August.
AtlasClear hat kürzlich $5 Millionen an Finanzierung gesichert, davon $2 Millionen von Vorstandsmitgliedern, was eine starke Führungsabstimmung mit den Aktionären zeigt.
AtlasClear Holdings (NYSE American: ATCH) أعلنت عن نتائجها للربع الرابع والسنة المالية 2025 كاملة، مع تحقيق تحسينات مالية ملحوظة. نجحت الشركة في تقليل التزامات De-SPAC بأكثر من 80%، حيث حولت أكثر من $43 مليون من الدين إلى أسهم. رأس مال المساهمين ارتفع بأكثر من $43 مليون مقارنة بنهاية عام 2024.
تشمل أبرز النقاط التشغيلية توقيع عميل ثالث للمبالغ المحالة، وتمديد عقد استحواذ Commercial Bancorp of Wyoming، وتعزيز فريق القيادة. تابعة الشركة Wilson-Davis حافظت على ربحية قوية مع $11.2 مليون من رأس المال الصافي. نشاط إقراض الأسهم يُظهر نمواً قوياً، حيث بلغت إيرادات سبتمبر $400,000، بارتفاع 42.3% عن أغسطس.
قدمت AtlasClear مؤخرًا تمويلاً قيمته $5 مليون، حيث جاء $2 مليون من أعضاء المجلس، ما يدل على تآزر قوي بين القيادة والمساهمين.
AtlasClear Holdings (NYSE American: ATCH) 已发布其第四季度及2025财年全年业绩，显示出显著的财务改善。公司成功将De-SPAC负债降低超过80%，将超过$4300万的债务转换为股票。股东权益较2024年末增加超过$4300万。
关键运营亮点包括签署第三家对应清算客户，延长Commercial Bancorp of Wyoming的收购合同，以及加强领导团队。Wilson-Davis子公司维持强劲盈利能力，净资本为$1120万。股票贷款业务增长显著，九月收入达到$40万，较八月增长42.3%。
AtlasClear最近获得了$500万融资，其中$200万来自董事会成员，显示出与股东之间的领导层高度一致。
- None.
- Still carries approximately $14.9 million in total debt after new notes
- Remaining $8.9 million in De-SPAC related obligations still need to be addressed
Insights
AtlasClear significantly improved its balance sheet by converting $43M debt, boosting equity, and showing revenue growth across business lines.
AtlasClear Holdings' financial results reveal a remarkable balance sheet transformation. The company has successfully converted
The company's operating subsidiary Wilson-Davis shows solid financial health with
Revenue diversification appears promising with strong performance in multiple business lines. The stock loan business shows particular momentum with monthly revenue increasing from
The company has secured
The signing of a third correspondent clearing customer represents an important revenue catalyst, as management identifies this as their path to achieving scale. The company also highlights growth in previously underutilized business lines including underwriting services, suggesting effective monetization of existing assets and capabilities.
- Earnings call scheduled for Tuesday, September 30, 2025, at 8:30 a.m. ET
- Over
- Stockholders’ Equity is up over
- Third correspondent clearing customer signed to onboard
- Extended contract to acquire Commercial Bancorp of Wyoming
- Leadership team strengthened with additions of CFO/GC Sandip Patel and Independent Director Steven Carlson
TAMPA, Fla., Sept. 29, 2025 (GLOBE NEWSWIRE) -- AtlasClear Holdings, Inc. (NYSE American: ATCH) (“AtlasClear Holdings” or the “Company”) announced today its financial results for the fourth quarter and full fiscal year ended June 30, 2025. The Company will host its earnings call on Tuesday, September 30, 2025, at 8:30 a.m. Eastern Time.
“We are excited to report good news in our 10-K and cover highlights from our performance tomorrow in our earnings call. To date, more than
“We are growing,” said Mr. Craig Ridenhour, President of AtlasClear Holdings. “Adding correspondent customers is the path to scale for us, but other lines of business that were latent in the company prior to our acquisition are blossoming. Our underwriting business is performing, and the stock loan business began to accelerate this April when we added new management for that line of business. Month to date in September, net stock loan revenue is over
“As an active Board Member since inception, I was involved in helping Management navigate the post De-SPAC obstacles. With over
“In addition to the artful performance of Management, I rejoined the Board because of the quality of the Board Members,” said Steven Carlson, Director. “This is an invested, deeply experienced group of subject matter experts that are focused on value creation.”
Recent Accomplishments
- Closed a
$5 million financing in September 2025, including$2 million from Board members or affiliates, highlighting strong leadership alignment with shareholders. - Filed the fiscal year 2025 Form 10-K on September 29, reinforcing the Company’s commitment to timely reporting and operational transparency.
- Engaged PCG Advisory to lead investor relations and communications, expanding visibility across institutional and retail markets.
- Appointed Steven Carlson as an Independent Director, enhancing governance, compliance, and Board expertise.
- Signed a third correspondent clearing client, a relationship expected to contribute materially to 2026 performance.
Corporate Highlights:
- Delivered consistent profitability at the Wilson-Davis subsidiary, supported by strength in commissions, clearing, stock loan, and margin lending.
- Launched OLA digital account opening; additional LocBox technology rollouts planned for 2026, including a fintech platform.
- Enhanced strategic positioning through Wilson-Davis licenses, the pending Commercial Bancorp acquisition, and an expanded technology stack.
- Reduced De-SPAC obligations by more than
$43 million , strengthening the balance sheet and lowering interest costs. - Ended fiscal 2025 with
$11.2 million in net capital at Wilson-Davis, well above regulatory requirements.
Financial Highlights:
- Reduced De-SPAC related debt and penalties from
$52.6 million as of June 30, 2024, to approximately$8.9 million as of September 29, 2025, reflecting an83% reduction and extinguishment of more than$43 million in liabilities. - The Company secured
$5,000,000 in new notes, resulting in current total debt of approximately$14.9 million - Increased stockholders’ equity at June 30, 2025, compared to year-end 2024 by over
$43 million ] (unaudited). - Reported net capital at Wilson-Davis of
$11.4 million as of August 2025. - Delivered continued growth in net stock loan revenue, totaling
$258 k in July,$281 k in August, and$400 k month-to-date in September 2025.
Conference Call Details
Date: Tuesday, September 30, 2025
Time: 8:30 a.m. Eastern Time
Participant Dial-In: 1-877-407-0752 (U.S. Toll-Free) or 1-201-389-0912 (International)
Call me™ Link: Click here for instant access
Webcast Access: https://viavid.webcasts.com/starthere.jsp?ei=1737391&tp_key=454d118ff3
A replay will be available approximately three hours after the call and remain accessible through Tuesday, October 14, 2025, at 11:59 p.m. ET.
Replay Dial-In: 1-844-512-2921 (U.S. Toll-Free) or 1-412-317-6671 (International)
Access ID: 13756265
For additional details regarding AtlasClear Holding’s financial results and risk factors, please refer to the Company’s Annual Report on Form 10-K filed with the SEC on September 29, 2025.
About AtlasClear Holdings, Inc.
AtlasClear Holdings, Inc. is building a cutting-edge, technology-enabled financial services platform to modernize trading, clearing, settlement, and banking for innovative financial products, with a focus on serving small- and middle-market financial institutions. Through its subsidiary, the Company combines industry expertise with longstanding infrastructure: Wilson-Davis & Co., Inc., a full-service correspondent securities broker-dealer registered with the SEC and FINRA and a member of DTCC and NSCC, which has been serving the investment community since 1968; and through its planned acquisition of Commercial Bancorp of Wyoming, the parent of Farmers State Bank, a Federal Reserve member bank that has provided private and corporate banking services to its community since 1915. Together, these businesses will position AtlasClear to deliver a vertically integrated suite of brokerage, clearing, risk management, regulatory reporting, and commercial banking solutions. The AtlasClear leadership team includes respected industry veterans who have founded and led companies such as ICE Clear, Legent Clearing, COR Clearing, Axos Clearing, NexTrade, StoneX, and Anderen Bank.
About LocBox
LocBox is a web-based stock loan inventory management platform with a corresponding API. LocBox empowers entities to monetize their Hard-To-Borrow inventory by making it available to short sellers in need of Legal Compliant Locates and Preborrows. By providing traders with reliable and verifiable locates, LocBox ensures short sale executions with full compliance, reducing settlement risks and eliminating the possibility of naked short selling. The PreBorrow is the simple solution for the age old problem of Naked Short Selling. This creates a transparent and efficient market, giving traders confidence that their short positions are backed by legitimate inventory.
Cautionary Statements Regarding Forward-Looking Statements
This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, as amended, that reflect AtlasClear Holdings’ current views with respect to, among other things, the future operations and financial performance of AtlasClear Holdings. Forward-looking statements in this communication may be identified by the use of words such as "anticipate," "assume," "believe," "continue," "could," "estimate," "expect," "foreseeable," "future," "intend," "may," "outlook," "plan," "potential," "proposed," "predict," "project," "seek," "should," "target," "trends," "will," "would" and similar terms and phrases. Forward-looking statements contained in this communication include, but are not limited to, statements as to (i) the Company’s expectations regarding planned future growth and financial results, (ii) AtlasClear Holdings’ expectations regarding future financings, (iii) AtlasClear Holdings’ expectations as to future operational results, (v) AtlasClear Holdings’ anticipated growth strategy, including its planned acquisition of Commercial Bancorp of Wyoming and its planned release of a digital asset loan platform , and (v) the financial technology of AtlasClear Holdings.
The forward-looking statements contained in this communication are based on the current expectations of AtlasClear Holdings and its management and are subject to risks and uncertainties. No assurance can be given that future developments affecting AtlasClear Holdings will be those that are anticipated. Actual results may differ materially from current expectations due to changes in global, regional or local economic, business, competitive, market, regulatory and other factors, many of which are beyond the control of AtlasClear Holdings. Should one or more of these risks or uncertainties materialize, or should any of the assumptions prove incorrect, actual results may vary in material respects from those projected in these forward- looking statements. Factors that could cause actual results to differ may emerge from time to time, and it is not possible to predict all of them.
Such factors include, but are not limited to: the Company’s need to raise additional capital; failure of the Company to realize the anticipated benefits of any additional investments of capital, such as achieving profitability, delivering the capital needed for its proposed bank acquisition upon approval, solidifying its capital foundation, reducing potential dilution, and positioning the Company to maximize long-term stockholder value; failure by AtlasClear Holdings to satisfy the closing conditions to any investments of capital, including receipt of stockholder approval; AtlasClear’s inability to successfully integrate, and/or realize the anticipated benefits of, the acquisition of Wilson-Davis and the technology acquired from Pacsquare Technologies LLC (the "Transaction"); failure to recognize the anticipated benefits of the Transaction, which may be affected by, among other things, competition, the ability of AtlasClear Holdings to maintain relationships with customers and suppliers and strategic alliance third parties, and to retain its management and key employees; AtlasClear Holdings’ inability to integrate, and to realize the benefits of, the Transaction and other potential acquisitions; changes in general economic or political conditions; changes in the markets that AtlasClear Holdings targets; slowdowns in securities or digital asset trading or shifting demand for trading, clearing and settling financial products; any change in laws applicable to AtlasClear Holdings or any regulatory or judicial interpretation thereof; factors that may cause a delay in timely filing the transition report described herein; the risk that additional or different information may become known prior to the expected filing of the transition report, and other factors, risks and uncertainties, including those that were included under the heading "Risk Factors" in AtlasClear Holdings’ Annual Report on Form 10-K filed with the Securities and Exchange Commission on September 29 and in its subsequent filings with the SEC. AtlasClear Holdings cautions that the foregoing list of factors is not exhaustive. Any forward-looking statement made in this communication speaks only as of the date hereof. Plans, intentions or expectations disclosed in forward-looking statements may not be achieved and no one should place undue reliance on such forward-looking statements. AtlasClear Holdings does not undertake any obligation to update, revise or review any forward-looking statement, whether as a result of new information, future developments or otherwise, except as may be required by any applicable securities laws.
Company Contact
AtlasClearIR@atlasclear.com
Investor Relations Contact
Jeff Ramson, CEO
PCG Advisory, Inc.
jramson@pcgadvisory.com
FAQ
What are the key financial improvements in AtlasClear Holdings' (ATCH) FY2025 results?
How much new financing did AtlasClear (ATCH) secure in September 2025?
What is AtlasClear's (ATCH) current debt situation as of September 2025?
How is AtlasClear's (ATCH) stock loan business performing in 2025?
When is AtlasClear's (ATCH) Q4 FY2025 earnings call scheduled?
