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Bank of America Announces Redemption of €1,750,000,000 1.949% Fixed/Floating Rate Senior Notes, due October 27, 2026

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Bank of America (NYSE: BAC) will redeem on October 27, 2025 the full €1,750,000,000 principal amount of its 1.949% Fixed/Floating Rate Senior Notes due October 27, 2026 (ISIN XS2462324232).

The redemption price equals the Optional Redemption Amount of €1,000 per €1,000 calculation amount plus accrued and unpaid interest to, but excluding, the redemption date; interest will cease to accrue on the redemption date. Payment will follow Euroclear and Clearstream procedures. Citibank, N.A., London Branch is Principal Agent and Citibank Europe plc is Registrar.

Bank of America will request the FCA and London Stock Exchange to cancel listing and admission to trading for the Notes as soon as practicable after redemption.

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Positive

  • Redeems €1,750,000,000 of senior notes on Oct 27, 2025
  • Interest on the Notes will cease to accrue as of the redemption date
  • Redemption at €1,000 per €1,000 preserves principal terms for noteholders

Negative

  • Immediate cash outflow to repay €1,750,000,000 principal
  • Listing cancellation request may reduce secondary market liquidity for the Notes

News Market Reaction – BAC

+1.67%
+1.67% Session close to close

In the Oct 17 session, BAC gained 1.67%, reflecting a mild positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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CHARLOTTE, N.C., Oct. 17, 2025 /PRNewswire/ -- Bank of America Corporation announced today that it will redeem on October 27, 2025 all €1,750,000,000 principal amount outstanding of its 1.949% Fixed/Floating Rate Senior Notes, due October 27, 2026 (ISIN: XS2462324232; Common Code: 246232423) (the "Notes"). 

The Notes were issued under the Bank of America Corporation U.S. $65,000,000,000 Euro Medium-Term Note Program. The redemption price for the Notes will be equal to the Optional Redemption Amount of €1,000 per €1,000 Calculation Amount (as specified in the applicable Final Terms dated April 22, 2022), plus accrued and unpaid interest to, but excluding, the redemption date of October 27, 2025. Interest on the Notes will cease to accrue on the redemption date.

Payment of the redemption price for the Notes will be made in accordance with the applicable procedures of Euroclear Bank SA/NV and Clearstream Banking, S.A.

Citibank, N.A., London Branch is the Principal Agent for the Notes and Citibank Europe plc is the Registrar for the Notes.

Bank of America Corporation will request the Financial Conduct Authority (the "FCA") to cancel the listing of the Notes on the Official List of the FCA and the London Stock Exchange (the "Exchange") to cancel the admission to trading on the regulated market of the Exchange as soon as practicable after the redemption date.

Bank of America

Bank of America is one of the world's leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving nearly 70 million consumer and small business clients with approximately 3,600 retail financial centers, approximately 15,000 ATMs (automated teller machines) and award-winning digital banking with approximately 59 million verified digital users. Bank of America is a global leader in wealth management, corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 4 million small business households through a suite of innovative, easy-to-use online products and services. The company serves clients through operations across the United States, its territories and more than 35 countries. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.

For more Bank of America news, including dividend announcements and other important information, visit the Bank of America newsroom and register for news email alerts.

Forward-Looking Statements

Certain information contained in this news release may constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are not guarantees of future results or performance and involve certain risks, uncertainties and assumptions difficult to predict or beyond our control. You should not place undue reliance on any forward-looking statement and should consider the uncertainties and risks discussed under Item 1A. "Risk Factors" in our Annual Report on Form 10-K for the year ended December 31, 2024 and in any of our subsequent Securities and Exchange Commission filings. Forward-looking statements speak only as of the date they are made, and we undertake no obligation to update any forward-looking statement to reflect the impact of circumstances or events that arise after the date the forward-looking statement was made.

Investors may contact

Lee McEntire, Bank of America
Phone: 1.980.388.6780
lee.mcentire@bofa.com

Jonathan G. Blum, Bank of America (Fixed Income)
Phone: 1.212.449.3112
jonathan.blum@bofa.com

Reporters may contact

Jocelyn Seidenfeld, Bank of America
Phone: 1.646.743.3356
jocelyn.seidenfeld@bofa.com

Cision View original content to download multimedia:https://www.prnewswire.com/news-releases/bank-of-america-announces-redemption-of-1-750-000-000-1-949-fixedfloating-rate-senior-notes-due-october-27--2026--302586786.html

SOURCE Bank of America Corporation

FAQ

What is Bank of America (BAC) redeeming on October 27, 2025?

Bank of America will redeem all outstanding €1,750,000,000 of its 1.949% Fixed/Floating Rate Senior Notes due October 27, 2026 (ISIN XS2462324232).

What redemption price will BAC pay for the €1,750,000,000 notes?

The redemption price equals the Optional Redemption Amount of €1,000 per €1,000 calculation amount plus accrued and unpaid interest to, but excluding, October 27, 2025.

When will interest on the redeemed BAC notes stop accruing?

Interest on the Notes will cease to accrue on the redemption date, October 27, 2025.

Will Bank of America (BAC) delist the redeemed notes from the LSE?

Bank of America will request the FCA and London Stock Exchange to cancel the listing and admission to trading as soon as practicable after the redemption date.

Which agents handle the BAC note redemption and registration?

Citibank, N.A., London Branch is the Principal Agent and Citibank Europe plc is the Registrar for the Notes.