Welcome to our dedicated page for Bcb Bancorp news (Ticker: BCBP), a resource for investors and traders seeking the latest updates and insights on Bcb Bancorp stock.
BCB Bancorp, Inc. (NASDAQ: BCBP) is the holding company for BCB Community Bank, a savings institution headquartered in Bayonne, New Jersey. Through its community banking franchise in New Jersey and New York, the company reports on lending, deposit gathering, capital management, and asset quality trends that are of interest to investors and depositors following regional banks.
This news page aggregates company-issued updates and market announcements related to BCB Bancorp, Inc. Readers can find quarterly and annual earnings releases that discuss net income or loss, earnings per share, net interest margin, deposit levels, loan balances, and provisions for credit losses. Management commentary in these releases often addresses balance sheet strategy, funding mix, capital ratios, and developments in specific loan portfolios, including commercial real estate, multi-family, construction, commercial business, and cannabis-related credits.
In addition to financial results, BCB Bancorp, Inc. news includes information on dividends declared by the board of directors, such as regular quarterly cash dividends on common stock, and capital actions like private placements or exchange offers for subordinated notes. Corporate governance and leadership updates, including board appointments and executive promotions at BCB Community Bank, are also reflected in press releases.
Investors, analysts, and community stakeholders can use this page to follow how BCB Bancorp, Inc. communicates its performance, risk management, and strategic balance sheet decisions over time. For those tracking the regional banking sector, the news flow offers insight into how a community-focused savings institution manages credit risk, funding costs, and regulatory capital in its operating markets.
BCB Bancorp (NASDAQ: BCBP) reported a net loss of $12.0 million in Q4 2025 and a full-year net loss of $12.5 million. Results reflect a $15.1 million pre-tax write-down on an isolated cannabis-related REO property and elevated credit provisioning and charge-offs. The Board declared a $0.08 quarterly cash dividend payable Feb 26, 2026 to shareholders of record Feb 11, 2026.
The company reduced total assets and loans to strengthen capital and liquidity, saw net interest margin rise to 3.03%, and recorded an efficiency ratio of 120.0% in Q4.
BCB Bancorp (NASDAQ: BCBP) reported net income of $4.3 million for Q3 2025 and EPS of $0.22, up from $0.18 in Q2 2025 but down from $0.36 in Q3 2024. The board declared a $0.16 per share quarterly cash dividend payable Nov 24, 2025 to holders of record Nov 10, 2025.
Key metrics: net interest margin 2.88% (Q3 2025), total deposits $2.687 billion at Sept 30, 2025, total assets $3.353 billion (down 6.8% YTD), and allowance for credit losses $37.8 million (1.34% of gross loans).
BCB Bancorp (NASDAQ:BCBP) reported Q2 2025 net income of $3.6 million ($0.18 EPS), recovering from a Q1 2025 net loss of $8.3 million and improving from $2.8 million in Q2 2024. The Board declared a quarterly dividend of $0.16 per share, payable August 25, 2025.
Key metrics include net interest margin expansion to 2.80% (up from 2.59% in Q1), efficiency ratio improvement to 60.6%, and return on average assets of 0.42%. Total deposits stood at $2.662 billion, while total loans decreased to $2.860 billion. The bank faced significant credit challenges with non-accrual loans reaching $101.8 million (3.50% of gross loans) and recorded a provision for credit losses of $4.9 million.
Notable concerns include exposure to the cannabis sector with a $103.0 million loan portfolio, which includes a $34.2 million loan requiring a $13.7 million specific reserve.
BCB Bank (NASDAQ:BCBP) has announced the promotion of Daniel A. Araujo to Senior Vice President and Chief Lending Officer. With over 20 years of industry experience, Araujo previously served as Chief Operating Officer of Real Estate Lending at Citizens Bank and Head of Portfolio Operations at Investors Bank.
Since joining BCB Bank in 2023, Araujo has led key initiatives including implementing a new loan origination system, restructuring departments, and improving lending processes. In his new role, he will oversee credit policy, risk governance, and portfolio strategy across the bank's lending operations.
BCB Bancorp (NASDAQ: BCBP) reported a net loss of $8.3 million in Q1 2025, compared to net income of $3.3 million in Q4 2024 and $5.9 million in Q1 2024. The loss per diluted share was ($0.51). The decline was primarily attributed to a $13.7 million specific reserve for a $34.2 million cannabis sector loan and increased reserves of $3.1 million for the Business Express Loan portfolio.
Key financial metrics include:
- Total deposits: $2.687 billion (March 31, 2025)
- Net interest margin: 2.59%
- Total non-accrual loans increased to $99.8 million
- Allowance for credit losses: $51.5 million (1.73% of gross loans)
The Board declared a quarterly cash dividend of $0.16 per share, payable on May 21, 2025. Despite credit challenges, management emphasizes the bank remains well-capitalized due to positive capital actions taken throughout 2024.
BCB Bancorp (NASDAQ: BCBP) reported Q4 2024 net income of $3.3 million ($0.16 per diluted share), down from $6.7 million in Q3 2024 and $6.1 million in Q4 2023. The Board declared a quarterly cash dividend of $0.16 per share, payable February 24, 2025.
Key financial metrics show total deposits at $2.751 billion, net interest margin at 2.53%, and total assets decreased by 6.1% to $3.599 billion. The company experienced increased credit challenges with non-accrual loans rising to $44.7 million (1.48% of gross loans) from $18.8 million year-over-year. The provision for credit losses increased to $4.2 million in Q4 2024 compared to $1.9 million in Q4 2023.
Total loans receivable decreased by 8.6% to $2.996 billion, while the allowance for credit losses ratio increased to 1.15%. The company reported net charge-offs of $4.1 million in Q4 2024 compared to $233 thousand in Q4 2023.
BCB Bancorp (NASDAQ: BCBP) announced the election of Michael J. Widmer to the Board of Directors of both BCB Bancorp and BCB Community Bank, effective December 4, 2024. Widmer brings over 40 years of banking experience in New Jersey and previously served as a bank consultant for BCB Community Bank, where he helped implement loan origination systems, reviewed data processing contracts, and installed a new online banking system.
Prior to consulting, Widmer was Executive Vice President and Head of Operations at Northfield Bank for eighteen years, overseeing Deposit Operations, Loan Servicing, BSA, Security, Property Management, and Information Technology. He also held executive positions at Liberty Bank and holds an MBA from St. John's University and a BS in Accounting from Rutgers University.
BCB Bancorp (NASDAQ: BCBP) has extended its exchange offer for its 9.25% Fixed-to-Floating Rate Subordinated Notes due 2034. The offer allows holders to exchange up to $40 million aggregate principal amount of outstanding notes for an equivalent amount of notes registered under the Securities Act of 1933. The deadline has been extended from December 3, 2024, to December 5, 2024, at 5:00 p.m. Eastern Time. As of December 3, 2024, $39 million (97.5%) of the outstanding notes had been tendered in the exchange offer.
BCB Bancorp, Inc. reported net income of $6.7 million for the third quarter of 2024, with earnings per diluted share of $0.36. The company declared a quarterly cash dividend of $0.16 per share. Key financial highlights include:
- Total deposits decreased to $2.725 billion
- Net interest margin was 2.58%
- Efficiency ratio improved to 53.22%
- Return on average assets was 0.72%
- Return on average equity was 8.29%
- Allowance for credit losses increased to 1.11% of gross loans
The company successfully completed a $40 million subordinated debt offering, strengthening its capital position. Total assets decreased by 5.7% to $3.614 billion, mainly due to a decrease in loans. The company experienced higher non-interest income and lower non-interest expenses compared to the same quarter in 2023.
BCB Bancorp, Inc. (NASDAQ: BCBP) has successfully completed a $40.0 million private placement of subordinated notes due 2034. The notes initially bear a fixed rate of 9.250% for the first five years, then reset quarterly to the three-month SOFR plus 582 basis points. Rated BBB+ by Egan-Jones, the notes are intended to qualify as Tier 2 capital for the company and Tier 1 capital for BCB Community Bank.
The proceeds will be used to refinance $33.5 million of existing subordinated notes and for general corporate purposes. This transaction aligns with BCB Bancorp's long-term capital management strategy, providing additional regulatory capital without diluting shareholder value. Piper Sandler & Co. served as the sole placement agent, with Stevens & Lee, P.C. as legal counsel to the company.