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Bank Rakyat Stock Price, News & Analysis

BKRKY OTC

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PT Bank Rakyat Indonesia (Persero) Tbk operates as one of Indonesia's largest financial institutions with a specialized focus on microfinance and retail banking services. The bank serves approximately 30 million retail clients through an extensive network of over 8,600 branches, units, and service posts distributed throughout the Indonesian archipelago. As the oldest banking institution in Indonesia and a pioneer in sustainable microfinance operations, the bank maintains the largest micro and SME loan portfolio in the country with over 15 million micro borrowers.

The institution operates through three primary business segments serving distinct customer bases. The Individual segment provides retail banking services including deposit accounts, personal loans, mortgages, credit cards, and wealth management products. The MSME segment focuses on micro, small, and medium enterprises with specialized financing solutions including working capital loans, microloans, investment financing, and supply chain financing. The Corporate segment serves large corporations and institutional clients with trade finance, treasury services, transaction banking, and capital market support.

Digital transformation represents a strategic priority for the bank, with substantial investments in mobile banking platforms, digital payment systems, and technology infrastructure. The digital banking ecosystem is supported by over 1.2 million banking agents, extensive merchant partnerships, and satellite infrastructure that enables service delivery from urban centers to remote areas. The bank operates as a state-owned enterprise with majority government ownership while maintaining publicly traded shares on the Indonesia Stock Exchange and American Depositary Receipts available on over-the-counter markets.

The comprehensive product portfolio includes deposit accounts, lending products across all customer segments, trade finance services, remittance and payment services, wealth management offerings, and financial services provided through subsidiaries operating in life insurance, general insurance, securities, venture capital, and Islamic banking. The institution's strategic focus on financial inclusion and mass-market banking has established its position as a leader in serving underserved populations throughout Indonesia.

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On April 12, 2023, PT Bank Rakyat Indonesia (Persero) Tbk. (IDX: BBRI) announced the distribution of cash dividends totaling IDR 34.89 trillion, following the 2023 Annual General Meeting of Shareholders. This payout, representing an 85% dividend payout ratio from a consolidated net profit of IDR 51.4 trillion, reflects a significant 67.15% YoY growth. The dividend includes IDR 8.60 trillion paid as interim dividends on January 27, 2023. Furthermore, IDR 7.67 trillion will be retained for future growth, ensuring the Capital Adequacy Ratio (CAR) remains at about 20%. BRI's management emphasizes this distribution as a commitment to economic and social value for stakeholders.

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On April 7, 2023, PT Bank Rakyat Indonesia (Persero) Tbk. announced a partnership with MIND ID, a State-Owned Enterprise in Indonesia, to enhance liquidity management through Notional Pooling and Short-Term Working Capital Loan Facilities. The agreement, signed on March 16, 2023, aims to provide efficient cash management for MIND ID Group companies via BRI's cash management platform. This service enables daily monitoring of consolidated balances in Rupiah and foreign currencies, facilitating easy fund transfers among subsidiaries. The Notional Pooling feature allows companies to manage corporate liquidity effectively by tapping into excess liquidity from their consolidated balance. Additionally, BRI offers integrated transaction solutions through the Qlola platform, promoting financial inclusion in Indonesia.

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FAQ

What is the current stock price of Bank Rakyat (BKRKY)?

The current stock price of Bank Rakyat (BKRKY) is $10.94 as of January 13, 2026.

What is the market cap of Bank Rakyat (BKRKY)?

The market cap of Bank Rakyat (BKRKY) is approximately 37.6B.
Bank Rakyat

OTC:BKRKY

BKRKY Rankings

BKRKY Stock Data

37.58B
3.01B
0.04%
Banks - Regional
Financial Services
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Indonesia
Jakarta