BOK Financial Corporation Announces Fourth Quarter and Full-Year 2025 Earnings
BOK Financial Corporation Announces Fourth Quarter and Full-Year 2025 Earnings
BOK Financial (NASDAQ:BOKF) reported operating results for the fourth quarter ended Dec 31, 2025 and released full-year 2025 earnings information on Jan 16, 2026.
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BOK Financial (NASDAQ:BOKF) reported operating results for the fourth quarter ended Dec 31, 2025 and released full-year 2025 earnings information on Jan 16, 2026. The company will host a conference call to review fourth-quarter and full-year 2025 results at 12:00 PM CT on Tuesday, Jan 20, 2026. Telephone access: 1.800.715.9871 (US toll free) or 1.646.307.1963, conference ID 6617678. A webcast replay and PDF of the earnings release will be available on the company investor relations site, and telephone replay can be accessed at 1.800.770.2030 with PIN 6617678. The webcast replay will remain available for 90 days.
Released Q2 2025 earnings and scheduled accompanying conference call.
24h Move is the share-price change in the day after each event; other market factors may also have contributed.
Key Terms
8-K, form 4, phantom stock, restricted stock units, +2 more
6 terms
8-Kregulatory
"filed a report describing the release of its latest earnings information"
An 8-K is a public report companies must file with the U.S. Securities and Exchange Commission to disclose major events or changes that shareholders should know about, such as leadership changes, mergers, financial surprises, or legal developments. It matters to investors because it acts like a breaking-news alert for a company’s health and prospects—providing timely facts that can affect stock value and investment decisions.
"reported a Form 4 transaction involving the company’s common stock"
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.
"shares of phantom stock (restricted stock units) that were issued"
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
restricted stock unitsfinancial
"phantom stock (restricted stock units) that were issued on February 28, 2023"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
derivative securityfinancial
"shares of phantom stock were credited as a derivative security"
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
dividend reinvestment planfinancial
"includes 150.8854 phantom shares acquired through a dividend reinvestment plan"
A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.
BOK Financial Corporation will host a conference call to review fourth quarter and full-year 2025 financial results at noon central time on Tuesday, January 20, 2026. To access the event by telephone, please dial 1.800.715.9871 toll free, or 1.646.307.1963, conference ID: 6617678.
For those unable to join the live presentation, a webcast replay will be available shortly after the live call's conclusion on the company's investor relations website or by dialing 1.800.770.2030 and referencing replay PIN 6617678. A replay of the webcast will also be available for 90 days on the company's investor relations website: https://investor.bokf.com/corporate-profile/default.aspx.
About BOK Financial Corporation
BOK Financial Corporation is a $52 billion regional financial services company headquartered in Tulsa, Oklahoma with $127 billion in assets under management and administration. The company's stock is publicly traded on NASDAQ under the Global Select market listings (BOKF). BOK Financial Corporation's holdings include BOKF, NA; BOK Financial Securities, Inc.; and BOK Financial Private Wealth, Inc. BOKF, NA's holdings include TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions across eight states as: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas; and BOK Financial in Arizona, Arkansas, Colorado, Kansas and Missouri; as well as having limited purpose offices in Connecticut, Nebraska, Tennessee and Wisconsin. Through its subsidiaries, BOK Financial Corporation provides commercial and consumer banking, brokerage trading, investment, trust and insurance services, mortgage origination and servicing, and an electronic funds transfer network. For more information, visit www.bokf.com.
Contact:
Heather King Director of Investor Relations 214.676.4666
