The Baldwin Insurance Group, Inc. Stock Price, News & Analysis

The Baldwin Group and Nasdaq's 2025 Directors & Officers (D&O) Benchmarking Report reveals significant over-insurance trends in corporate D&O coverage. The study found that many companies are potentially carrying $10-20 million more in coverage than necessary based on their risk profiles.

Key findings show continued market softening with average premium costs declining to $277,985 for $5 million in limits (down from $315,222), and retention levels dropping from $2.5 million to $1.5 million. Technology and healthcare sectors led rate reductions at -15.0% and -13.6% respectively, with an overall market average rate change of -9.7% in 2024.

The report highlights that mid-cap companies with $500M-$1B market cap face average securities class action settlements of $8.2M, with total risk exposure of $12-15M, yet many purchase up to $40M in coverage.

The Baldwin Group (NASDAQ: BWIN) announced its participation in the upcoming William Blair Growth Stock Conference. The company's CEO Trevor Baldwin and CFO Brad Hale will deliver a presentation on Tuesday, June 3, 2025, at 9:40 am Eastern Time. Investors can access the live webcast through the investor relations section of Baldwin's website at ir.baldwin.com, where a replay will also be available after the event.

The Baldwin Group (NASDAQ: BWIN), an independent insurance distribution firm, reported strong financial results for Q1 2025. The company achieved total revenue growth of 9% to $413.4 million, with organic revenue growth of 10% year-over-year. Net income reached $24.9 million with diluted EPS of $0.20, while adjusted diluted EPS grew 16% to $0.65.

The company demonstrated robust performance with Adjusted EBITDA growing 12% to $113.8 million and an improved Adjusted EBITDA margin of 27.5%, representing an 80 basis point expansion. Adjusted free cash flow increased 6% to $25.8 million. As of March 31, 2025, Baldwin maintained strong liquidity with $81.8 million in cash and cash equivalents and $586 million available under its revolving credit facility.

MSI, a leading independent managing general agency (MGA), has launched a new commercial general liability (CGL) insurance solution targeting habitational property owners. The product, backed by an A.M. Best A+ rated insurance company, addresses rising challenges in the market including increasing claims costs and tightening capacity.

The CGL coverage is specifically designed for owners of residential dwellings, including apartments, condominiums, and townhomes. This addition expands MSI's portfolio to over 20 products and solutions, reinforcing their commitment to providing specialized risk management options for individuals and businesses.

The Baldwin Group (NASDAQ: BWIN) has scheduled its first quarter 2025 financial results announcement for Tuesday, May 6, 2025, after market close. The company will host a conference call at 5:00 PM ET on the same day to discuss the results.

Investors can access the conference call via toll-free number (877) 451-6152 or international number (201) 389-0879. Participants are advised to dial in 10 minutes before the scheduled start time. A live webcast will be available on Baldwin's investor relations website at ir.baldwin.com, with a replay accessible for one year following the call.

The Baldwin Group (NASDAQ: BWIN) has announced that its Builder Reciprocal Insurance Exchange (BRIE) has secured a $110 million note purchase agreement for surplus financing through debentures. Gallatin Point Capital will fund $95 million, while Baldwin affiliates will provide the remaining amount.

The transaction is expected to close in Q2 2025, subject to regulatory approvals. BRIE will focus on Baldwin's builder-sourced homeowners book of business, enabling its managing general agency (MSI) to accelerate the transition from its existing carrier partner. MSI has secured an extension of its current Program Administrator Agreement with its existing carrier partner during the transition.

An affiliate of Baldwin will serve as BRIE's attorney-in-fact (AIF). Notably, Baldwin does not expect to consolidate BRIE's or AIF's financial results, and the Notes will not represent additional debt for Baldwin or its affiliates.

Baldwin Insurance Group (NASDAQ: BWIN) reported strong Q4 and full-year 2024 results, demonstrating significant growth across key metrics. Q4 highlights include:

- Total revenue up 16% to $329.9M with 19% organic growth
- Adjusted EBITDA grew 38% to $63.2M with margin expansion of 310bps to 19.1%
- Net loss of $34.8M ($0.31 per share), but adjusted EPS up 93% to $0.27

Full-year 2024 performance showed:

• Revenue increased 14% to $1.4B with 17% organic growth
• Adjusted EBITDA rose 25% to $312.5M, margin expanded 200bps to 22.5%
• Net loss of $41.1M ($0.39 per share), adjusted EPS grew 34% to $1.50
• Adjusted free cash flow up 97% to $134.9M

The company maintains strong liquidity with $148.1M cash and $588.0M available credit facility.

The Baldwin Group (NASDAQ: BWIN) has announced its participation in the upcoming Raymond James Institutional Investor Conference. The Company's CEO Trevor Baldwin and CFO Brad Hale will deliver a presentation on Monday, March 3, 2025, at 11:35 am Eastern Time.

Investors and interested parties can access the live webcast of the presentation through the investor relations section of Baldwin's website at ir.baldwin.com. A replay of the presentation will also be made available on the same platform following the conference.