Welcome to our dedicated page for Banco Santiago news (Ticker: BSAC), a resource for investors and traders seeking the latest updates and insights on Banco Santiago stock.
Banco Santander-Chile reports news centered on its Chilean banking operations, ADR program, and periodic financial results. Recurring updates cover net interest and fee income, digital customer growth, current-account activity, loan and deposit trends, capital ratios, dividends, credit ratings, and management commentary tied to quarterly and annual results.
The bank's news also reflects its payments and acquiring activity through Getnet Chile, branch-network transformation through Work/Café locations, shareholder meeting actions, Form 20-F annual report announcements, and investor webcast schedules for earnings discussions.
Banco Santander Chile (NYSE: BSAC) reported strong results for the six months ended June 30, 2026, with 2Q26 net income attributable to owners of CLP 383 billion (CLP 2.00 per share, US$0.90 per ADR), up 40.0% QoQ and 40.4% versus 2Q25. ROAE rose to 31.5% in 2Q26 from 23.0% in 1Q26 and 24.5% in 2Q25, driven mainly by higher readjustment income in a 2.5% inflation quarter and lower loan loss provisions.
For 6M26, net income reached CLP 656 billion, up 19.2% YoY, with ROAE of 27.2%. The bank approved a 60% payout of 2025 profits, equivalent to CLP 3.35 per share (4.5% yield). Capital remained solid with a CET1 ratio of 11.1% and BIS ratio of 16.6%. Efficiency improved to 30.8% in 2Q26 and 31.6% in 6M26. NIM reached 4.7% in 2Q26, while total loans grew 1.3% QoQ and total deposits 4.5% QoQ. The customer base exceeded 4.8 million, supporting higher fee income and a recurrence ratio of 64.1%.
Banco Santander Chile (NYSE: BSAC) will host its 2Q 2026 analyst and investor conference call-webcast on Wednesday, August 5, 2026 at 11:00 AM New York time. Management commentary will be released on July 31, 2026, and the quiet period starts July 17.
The bank highlights strong credit ratings (Moody's A2, S&P A-, JCR A+, HR Ratings AA-, KBRA A, all with stable outlook). As of March 31, 2026, total assets were Ch$ 69,896,903 million, with a BIS capital ratio of 16.4% and core capital ratio of 10.9%.
Banco Santander Chile (NYSE: BSAC) reported 1Q26 net income attributable to shareholders of Ch$273 billion (US$272 million; $1.45 per share, US$0.63 per ADR) and a ROAE of 23.0%. QoQ net income rose 7.0% driven by higher fees and financial transaction income. The bank declared a $3.35 per share dividend (60% payout). CET1 was 10.9% and BIS ratio 16.4% at March 31, 2026. Net fees grew 4.5% YoY; efficiency ratio improved to 32.5%. Total customers nearly 4.8 million; total assets Ch$69,896,903 million.
Banco Santander Chile (NYSE: BSAC) will host a conference call-webcast on Wednesday, May 6, 2026 at 12:00 PM NY time to discuss 1Q 2026 results. Management commentary will be published on April 30, 2026 and a quiet period begins on April 16, 2026.
Presenters include Patricia Pérez (CFO), Cristian Vicuña (Chief Strategy Officer & Head of IR) and Andres Sansone (Chief Economist). Webcast slides: https://mm.closir.com/slides?id=720987. Participant passcode: 720987. For IR contact: irelections@santander.cl, Cristian.vicuna@santander.cl, Rowena.lambert@santander.cl, Claudia.villalon@santander.cl.
Banco Santander Chile (NYSE: BSAC) filed its Annual Report on Form 20-F with the U.S. Securities and Exchange Commission on Feb 27, 2026 for the fiscal year ended Dec 31, 2025.
The 2025 Annual Report includes the company's complete audited financial statements and is available on the SEC website and Santander Chile's investor website. Shareholders may request a free hard copy from Investor Relations by phone or email.
Banco Santander Chile (NYSE: BSAC) reported net income attributable to shareholders of Ch$1,053,000 million for 12M25, up 22.8% YoY, with a ROAE of 23.5%. Operating income rose 10.2% YoY and net interest income increased 10.9% YoY, supporting a NIM of 4.0%. Efficiency improved to 36.0% from 39.0%. Capital metrics: CET1 11.0% (50 bp generated) and BIS 16.9%. Customers ~4.6M (2.3M digital). Balance sheet: total assets $75,603M, loans $45,446M, deposits $33,940M. Dividend provision of 60% of 2025 earnings.
Banco Santander Chile (NYSE: BSAC) will host a conference call and webcast on Thursday, February 5, 2026 at 9:00 AM ET (11:00 AM Chile) to discuss 4Q 2025 results. Officers participating: Patricia Pérez (CFO), Cristian Vicuña (Chief Strategy Officer & Head of IR) and Lorena Palomeque (Economist). A Q&A will follow. The Management Commentary will be published on January 30, 2026 and the quiet period begins on January 16. Webcast slides: https://mm.closir.com/slides?id=720987. Participant passcode: 720987. Contacts: Cristian.vicuna@santander.cl, Rowena.lambert@santander.cl, claudia.villalon@santander.cl. As of Sept 30, 2025 the bank reported total assets of $68,240,207 million, gross loans $40,988,278 million, deposits $29,356,420 million, equity $4,592,379 million, BIS ratio 16.7%, core capital 10.8%.
Banco Santander Chile (NYSE:BSAC) announced a strategic alliance to incorporate PagoNxt into Getnet Chile, strengthening its local payments leadership.
The deal, subject to an Extraordinary Shareholders' Meeting on Dec 10, 2025, transfers Getnet Payments SL to Getnet Chile for a 49.99% stake, a cash payment of Ch$41.6 billion, and a 7‑year renewable distribution agreement with an NPV of Ch$45.2 billion. Santander Chile will retain control with 50.01% ownership.
Getnet Chile has 18.9% market share in physical card transactions and > 316,000 POS in operation; PagoNxt processed €222 billion in payments in 2024.
Banco Santander Chile (NYSE: BSAC) reported results for the nine months ended September 30, 2025 and 3Q25 showing broad improvement across profitability, margins and capital.
Key figures: net income $798,000 million (37.3% YoY; $4.23 per share), ROAE 24.0% (9M25 vs 18.2% in 9M24), NII +16.6% with NIM 4.0%, operating income +14.8% YoY, and efficiency ratio improved to 35.9%. Capital metrics: CET1 10.8% and BIS ratio 16.7%.
Customer base reached ~4.6 million (≈2.3 million digital), market share in checking accounts 22.1%, and recurrence of commissions rose to 62.1%. Total assets were $68,240,207 million, gross loans $40,988,278 million, deposits $29,356,420 million, and shareholders' equity $4,592,379 million. The bank provided for a 60% dividend payout on 2025 earnings to date.
Banco Santander Chile (NYSE: BSAC) will host a 3Q 2025 analyst and investor webcast/conference call on Wednesday, November 5, 2025 at 10:00 AM ET / 12:00 PM Chile to discuss third‑quarter 2025 financial results.
Presenters: Patricia Pérez (CFO), Cristian Vicuña (Chief Strategy Officer & Head of IR) and Lorena Palomeque (Economist). Management Commentary will be published on October 30, 2025 before market open. Quiet period begins November 16, 2025. Webcast slides: https://mm.closir.com/slides?id=720987. Participant passcode: 720987.
Balance snapshot (as of June 30, 2025): total assets Ch$66,188,442m (US$69,371m); gross loans Ch$40,942,542m (US$42,911m); deposits Ch$29,614,613m (US$31,039m); shareholders' equity Ch$4,514,322m (US$4,731m). BIS ratio 17.0%, core capital 10.9%.