Welcome to our dedicated page for Bridgewater Bancshares news (Ticker: BWB), a resource for investors and traders seeking the latest updates and insights on Bridgewater Bancshares stock.
Bridgewater Bancshares, Inc. reports developments as a Minnesota financial holding company and the parent of Bridgewater Bank, a full-service bank serving businesses, entrepreneurs and individuals across the Twin Cities. Company updates commonly address net interest income, net interest margin, loan and core deposit growth, asset quality, tangible book value trends and capital actions tied to its banking balance sheet.
Recurring news also covers Bridgewater Bank's deposit, lending, commercial real estate and treasury management services, branch expansion in the Twin Cities market, online banking capabilities, credit-risk leadership and specialized lending verticals such as C&I, SBA and affordable housing.
Bridgewater Bancshares (Nasdaq: BWB) reported second quarter 2026 net income of $14.0 million, or $0.45 per diluted share, down from $17.4 million ($0.58) in the prior quarter but up from $11.5 million ($0.38) a year earlier. Net interest income rose to $38.6 million, with net interest margin (tax-equivalent) improving to 3.07% from 2.99% in Q1 2026 and 2.62% in Q2 2025. Gross loans reached $4.43 billion, up $58.3 million linked quarter, while deposits increased $40.7 million to $4.35 billion. Asset quality metrics showed annualized net loan charge-offs of 0.04% and nonperforming assets at 0.40% of total assets. The efficiency ratio improved to 53.0% versus 56.3% in Q1 2026. Tangible book value per share rose to $16.61, and the consolidated Common Equity Tier 1 capital ratio increased to 9.61%. The company repurchased 38,659 common shares for $700,000 at an average price of $18.12.
Bridgewater Bancshares (Nasdaq:BWB) will release its second quarter 2026 financial results after market close on Tuesday, July 21, 2026. Management will host an earnings conference call and webcast on Wednesday, July 22, 2026 at 8:00 a.m. CT, with phone, webcast, and replay access available.
Bridgewater Bank (Nasdaq:BWB) received an ‘Outstanding’ Community Reinvestment Act (CRA) rating from the FDIC for the third consecutive exam, covering February 2023–February 2026.
Highlights include 146 community development loans totaling $534M and 108 qualified investments totaling $33.8M, heavily focused on affordable housing and the Twin Cities market.
Bridgewater Bancshares (Nasdaq: BWB) reported Q1 2026 net income of $17.4 million ($0.58 diluted), up from $13.3 million in Q4 2025. Net interest income rose to $36.6 million and net interest margin expanded to 2.99%. The company sold $208.5 million of securities realizing a $7.3 million pre-tax gain and prepaid $97.5 million of FHLB advances. Core deposits grew while nonperforming assets fell to 0.22% of assets. An at-the-market offering for up to $50 million of common stock was launched.
Bridgewater Bancshares (Nasdaq: BWB) will release its first quarter 2026 financial results after market close on April 21, 2026.
The company will host a conference call and webcast to discuss results on April 22, 2026 at 8:00 a.m. Central Time. Dial-in, replay access code, and live webcast details are provided for investors.
Bridgewater Bank (BWB) opened a new branch in Lake Elmo on February 17, 2026, its ninth Twin Cities location. The branch at 11999 Upper 40th St. N. offers in-person meeting space, a drive-thru, and an ATM, expanding the bank's east-metro presence.
An official ribbon-cutting ceremony is scheduled for March 4, 2026.
Bridgewater Bancshares (Nasdaq: BWB) reported Q4 2025 net income $13.3M ($0.43 diluted) and adjusted net income $13.5M ($0.44). Net interest income was $35.7M with a net interest margin of 2.75% (up 12 bps QoQ, 43 bps YoY). Total deposits were $4.32B and gross loans were $4.31B at December 31, 2025, reflecting strong deposit and loan growth in 2025.
Full-year 2025 highlights include net income $46.1M ($1.49 diluted), pre-provision net revenue +42.1% vs 2024, tangible book value per share $15.55 (+15.3% YoY), deposits +5.7%, and gross loans +11.4% for 2025.
Bridgewater Bancshares (Nasdaq: BWB) will release its fourth quarter 2025 financial results after market close on Tuesday, January 27, 2026. The company will host an earnings conference call and live webcast to discuss results on Wednesday, January 28, 2026 at 8:00 a.m. Central Time. Investors may join by phone at 844-481-2913 and request the Bridgewater Bancshares earnings call. A replay is available through February 4, 2026 by dialing 855-669-9658 and entering access code 9545199. The live webcast and archived replay will be on the Investor Relations site at investors.bridgewaterbankmn.com.
Bridgewater Bank (BWB) announced that Jeff Bajek will join as SVP, Senior Credit Officer effective December 1, 2025. Bajek brings more than 30 years of commercial & industrial lending, credit risk, and SBA operations experience, most recently serving as Chief Credit Officer at Platinum Bank where he helped grow the loan portfolio from $210M to $610M over five years and built a top‑10% national SBA platform. At Bridgewater, he will partner with commercial banking and underwriting teams to support growth in C&I and SBA lending and strengthen credit policies, processes, and risk oversight.
Bridgewater Bancshares (Nasdaq: BWB) reported Q3 2025 net income of $11.6 million ($0.38 diluted) and adjusted net income of $12.0 million ($0.39 diluted). Net interest income was $34.1 million, up $1.6 million linked-quarter, and net interest margin widened to 2.63%. Gross loans reached $4.215 billion and total deposits were $4.293 billion. Tangible book value per share rose to $14.93, a 20.0% annualized increase. Noninterest expense was $20.0 million; efficiency ratio was 54.7%. The company completed the systems conversion of the First Minnetonka City Bank acquisition and plans one branch closure in December 2025.