Pathward Financial Stock Price, News & Analysis

Pathward Financial (Nasdaq:CASH) announced on December 4, 2025 an evolved operating model intended to align the bank with fintech partners and customer outcomes.

The reorganization creates a horizontal revenue capability and customer-success focus and names Christopher Soupal as Chief Growth Officer, Will Sowell as Chief Customer Officer, and Greg Cooper as Business Risk Group Leader; all three report to President Anthony Sharett. The company said the changes aim to streamline partner interactions, enable multi-threaded solutions across Commercial Finance, Credit Solutions and Partner Solutions, and support growth, innovation and financial inclusion.

Pathward Financial (Nasdaq: CASH) declared a $0.05 per share cash dividend for the first quarter of fiscal 2026. The dividend is payable on January 2, 2026 to shareholders of record as of December 10, 2025.

At September 30, 2025, the company reported $7.17 billion in total assets and $857.5 million in shareholders' equity. Additional company information is available on the corporate website.

Pathward (NYSE:CASH) announced its Tax Call Center won ICMI’s 2025 Best Medium Contact Center award (medium = 76–150 agents) on November 20, 2025. ICMI cited performance metrics, culture, and customer impact in selecting the winner.

Pathward said the call center supports its Professional Tax Solutions brands, including EPS Financial and Refund Advantage, and noted a company record of more than 42,000 independent tax offices this year. The release highlights services such as tax refund payment processing, taxpayer advance loans, tax office loans, prepaid cards, and merchant services for independent tax professionals.

Pathward (NYSE:CASH) announced a partnership with the Phoenix Suns/Phoenix Mercury Foundation and the Arizona Council on Economic Education to launch Financial Fundamentals powered by Pathward, a financial literacy pilot for middle and high school students in metro Phoenix.

The immersive curriculum teaches budgeting and real-life scenarios related to housing, food, and transportation. Pathward also agreed to sponsor the Tickets4Kids program, providing 2,000 free Suns and Mercury game tickets to underserved youth during the 2025-26 NBA season.

The program is presented as part of Pathward’s broader focus on financial inclusion and youth education in Phoenix.

Pathward (NASDAQ:CASH) released research, in partnership with Mastercard, titled “From Safety Net to Solo: A Data-Driven Look at Gen Z’s Financial Journey” on November 13, 2025. The online survey of 750 Gen Z respondents (ages 18–24) segments respondents into four life stages and reports key metrics on independence, payment preferences, employment and outlook.

Key findings: 37% report being mostly/completely independent, 63% of 23–24 year olds rely on parents for some expenses, 55% feel very/extremely likely to reach financial goals, debit cards remain top single choice at 40%, and debit usage is 34% while cash/checks are 25%. The study highlights a migration toward digital wallets and credit as age/education increase.

Pathward (Nasdaq: CASH) announced on November 6, 2025 a partnership with Upstart to offer personal loans through Upstart’s AI-powered lending marketplace. The alliance aims to expand access to credit by combining Upstart’s artificial intelligence and cloud lending platform with Pathward’s banking scale, regulatory capabilities, and compliance infrastructure.

The offering will make personal loans available for uses such as debt consolidation, home improvement, moving, weddings, and medical expenses, and is presented as part of Pathward’s Partner Solutions to increase financial inclusion.

Headwater Energy (CASH) closed construction financing for the 112.5MWdc Gum Swamp solar project in North Carolina, arranged by BridgePeak Energy Capital and funded in part by Pathward.

The project is expected to power the equivalent of 17,000 North Carolina households annually, will be placed in service in 18 months, and expands Headwater’s portfolio beyond 177MWdc operational toward a 2.8GWdc development pipeline. BridgePeak said the deal is part of its plan to facilitate over $2 billion in energy project financing in 2025.

Pathward Financial (Nasdaq: CASH) reported Q4 FY2025 net income $38.8M or $1.69 per share versus $33.5M, $1.34 a year earlier, and FY2025 net income $185.9M or $7.87 per share versus $183.2M, $7.20 a year earlier.

Key Q4 metrics: total revenue $186.7M (+4% YoY), NIM 7.46% (+14 bps YoY), noninterest income $58.8M (+13% YoY), and noninterest expense $144.8M (+9% YoY). Total gross loans and leases were $4.66B at Sept 30, 2025, up $589.7M YoY; the Company moved $144.1M of consumer finance to held for sale and closed sale of more than half that portfolio on Oct 3, 2025.

Other items: allowance for credit losses $53.3M (coverage 1.14%), repurchased 180,740 shares at an average $82.95, and 4,937,816 shares remain available under the repurchase program.

Pathward Financial (Nasdaq: CASH) will release fourth quarter and fiscal year 2025 results on Tuesday, October 21, 2025, after market close. The company will hold a conference call and webcast at 4:00 p.m. Central Time (5:00 p.m. Eastern Time) that day to discuss results and a corresponding presentation will be available.

Live webcast and replay (archived for one year) are available on Pathward Financial's Investor Relations website at www.pathwardfinancial.com. Telephone participants may call 1-833-470-1428 about 10 minutes before the call and use access code 701581.