Commerce Bancshares Inc. reports developments for a regional bank holding company whose primary subsidiary, Commerce Bank, provides banking, payment solutions, wealth management and securities brokerage. Company news commonly covers quarterly earnings, credit and fee-income trends, common-stock dividends, share repurchase authorization, annual meeting activity and balance-sheet portfolio actions.
Commerce also reports on its Commercial, Retail Banking and Wealth operations, including lending, deposits, cash management, mortgage banking, card services, trust, brokerage and investment management. Following the completed FineMark acquisition, recurring updates include the expansion of private banking and wealth management in Florida, Arizona and South Carolina, alongside Commerce's Midwest banking center network and nationwide payment solutions.
Commerce Bancshares (NYSE:CBSH) reported first quarter 2026 earnings of $0.96 per diluted share and net income of $141.6 million. Total revenue was $475.7 million, with non-interest income of $175.9 million (37% of revenue). Return on average assets was 1.62% and return on average equity 13.22%. The quarter included the completed acquisition of FineMark on January 1, 2026, plus roughly $84 million of share repurchases and $14.0 million of acquisition-related expense.
Average loans rose to $20.3 billion and total assets ended at $35.7 billion; assets under administration grew 19.5% year-over-year.
Commerce Bancshares (NASDAQ: CBSH) declared a quarterly cash dividend of $0.275 per share, payable March 24, 2026, to shareholders of record at the close of business on March 6, 2026. This equals a 5% increase versus the prior adjusted dividend and marks the 58th consecutive year of annual dividend increases.
Commerce Bancshares (NYSE:CBSH) reported Q4 2025 EPS of $1.01 and net income of $140.7 million, compared with $0.96 EPS and $136.1 million a year earlier. For the full year, EPS was $4.04 and net income was $566.3 million. Key quarterly metrics: net interest income $283.2 million, non‑interest income $166.2 million, and efficiency ratio 56.2%.
The company closed the FineMark acquisition on Jan 1, 2026, adding FineMark loans of $2.7 billion, deposits of $3.1 billion and $8.7 billion of wealth assets under administration. Book value per share rose 17% to $27.75. Allowance and provision for credit losses increased; market value per share declined year‑over‑year to $52.34.
Commerce Bancshares (NASDAQ: CBSH) announced the closing of its acquisition of FineMark Holdings, adding FineMark Bank & Trust as a division of Commerce Bank.
On a pro forma basis as of September 30, 2025, Commerce now has approximately $36 billion in assets and $90 billion of assets under administration, ranking it 15th among bank-managed trust companies. The deal expands private banking and wealth management in Florida and adds locations in Arizona and South Carolina. Operational systems conversion is planned for the second half of 2026.
Commerce Bancshares (NASDAQ: CBSH) and FineMark Holdings (OTCQX: FNBT) said the exchange ratio for Commerce’s pending acquisition of FineMark was adjusted to 0.7245 Commerce shares per FineMark share, up from 0.690. The change reflects Commerce’s 5% stock dividend declared October 31, 2025 and payable December 16, 2025 to shareholders of record December 2, 2025.
Commerce reported $32.3 billion in assets as of September 30, 2025. The companies reiterated that the proposed transaction remains subject to customary closing conditions and risks, including possible dilution from Commerce issuing shares in connection with the deal.
Commerce Bancshares (NASDAQ:CBSH) announced on November 3, 2025 that its board approved a share repurchase program authorizing, together with remaining prior authorization from April 17, 2024, the repurchase of up to 5,000,000 total shares of common stock. Repurchases may occur via open market purchases, privately negotiated transactions, or other lawful methods at management's discretion. The company said there is no obligation to buy any particular number of shares and the program may be suspended, modified, or terminated at any time. Timing and volumes will depend on market pricing, business, legal, accounting and other considerations.
Commerce Bancshares (NASDAQ: CBSH) declared a quarterly cash dividend of $0.275 per share payable December 15, 2025 to shareholders of record as of December 2, 2025. The Board also approved a 5% common stock dividend payable December 16, 2025 to shareholders of record on December 2, 2025, with share issuance statements to be mailed on or about December 16, 2025.
No fractional shares will be issued; fractional interests will be paid in cash based on the market value on the record date. The quarterly cash dividend will not be payable on shares issued under the 5% stock dividend. The company reported $32.3 billion in assets as of September 30, 2025.
Commerce Bancshares (NASDAQ:CBSH) reported third quarter 2025 diluted EPS of $1.06 and net income of $141.5 million for the quarter ended September 30, 2025. For the nine months ended September 30, 2025, diluted EPS was $3.18 and net income was $425.6 million. Net interest income was $279.5 million and non-interest income was $161.5 million. Provision for credit losses was $20.1 million in the quarter; the allowance for credit losses on loans increased by $10.4 million to $175.7 million (0.99% of loans). Book value per share was $28.51 and Tier 1 leverage ratio was 12.95%. Total assets were $32.3 billion.
Commerce Bancshares (NASDAQ: CBSH) will acquire FineMark Holdings (OTCQX: FNBT) in an all-stock transaction valued at approximately $585 million, after FineMark shareholders approved the merger on Oct 15, 2025 with 99.95% of votes cast in favor and >83% of shares represented. The companies said they have received required regulatory approvals and expect the transaction to close on or about Jan 1, 2026.
Key disclosed metrics include Commerce's $32.3 billion in assets (as of June 30, 2025) and the vote tally of 10,247,809 FOR, 4,800 AGAINST.
Commerce Bancshares (NASDAQ:CBSH) has received regulatory approvals from the Federal Reserve Bank of Kansas City and Missouri Division of Finance for its merger with FineMark Holdings (OTC:FNBT). The transaction, pending FineMark shareholder approval, is set to close on January 1, 2026.
The merger will create a combined entity with $36 billion in assets and $86 billion in wealth assets under administration. As of June 30, 2025, FineMark had $3.9 billion in assets, $3.1 billion in deposits, and $2.7 billion in loans, along with approximately $8.3 billion in trust assets under administration serving about 2,000 clients.