Capital City Bk Stock Price, News & Analysis

Capital City Bank Group (NASDAQ: CCBG) will release its third quarter 2025 earnings on Tuesday, October 21, 2025 before the market opens. Investors can view the official results on the company’s Investor Relations site at investors.ccbg.com. The release timing allows markets to digest results ahead of trading.

Capital City Bank Group (NASDAQ:CCBG) has announced an increase in its quarterly cash dividend to $0.26 per share, representing an 8.33% increase from the previous quarter's $0.24 per share. The dividend will be payable on September 22, 2025, to shareholders of record as of September 8, 2025.

The new dividend establishes an annualized rate of $1.04 per share, yielding 2.38% based on the closing stock price of $43.74 on August 27, 2025.

Capital City Bank (NASDAQ:CCBG) has achieved its 14th consecutive recognition on Florida Trend's "Best Companies to Work For in Florida" list, advancing to 11th place in the Large Companies category from 19th in 2024 and 24th in 2023. The bank has also garnered multiple prestigious recognitions, including ranking 13th on Forbes' America's Best Banks list and securing a spot on Forbes' World's Best Banks list.

Under the leadership of CEO Bill Smith, the bank continues to strengthen its workplace culture, focusing on employee value, support, and development. The recognition process involved a comprehensive evaluation of workplace policies, practices, and employee satisfaction surveys.

Capital City Bank Group (NASDAQ: CCBG) reported Q2 2025 net income of $15.0 million, or $0.88 per diluted share, compared to $16.9 million ($0.99/share) in Q1 2025 and $14.2 million ($0.83/share) in Q2 2024.

Key highlights include tax-equivalent net interest income of $43.2 million, up from $41.6 million in Q1 2025, and a net interest margin increase of 8 basis points to 4.30%. The bank's loan balances decreased by $13.3 million (0.5%), while deposits increased by $15.2 million (0.4%) on average. Noninterest income rose slightly to $20.0 million, and the allowance for credit losses stood at 1.13% of loans held for investment.

The bank maintained strong credit quality with net loan charge-offs at nine basis points and strengthened its capital position with tangible capital ratio increasing to 10.1%.

Capital City Bank Group (NASDAQ:CCBG) has scheduled the release of its second quarter 2025 financial results for Tuesday, July 22, 2025, before market opening. The earnings report will be accessible to investors through the company's Investor Relations website at investors.ccbg.com.

Capital City Bank (NASDAQ:CCBG) has appointed William G. Smith III to its board of directors, marking the fourth generation of the Smith family to serve on the board since 1919. Smith, who has been with the bank for 18 years, currently serves as the Chief Lending Officer, responsible for the bank's lending strategies.

Smith's career at Capital City Bank began in 2007, progressing through various leadership roles including small business, commercial banking, and private banking. He served as market president for Leon County from 2020 to 2023, followed by his role as North Florida Region executive, before being appointed as Chief Lending Officer in January 2025.

Capital City Bank Group (NASDAQ: CCBG) announced significant leadership changes effective July 1, 2025. Bethany Corum, currently COO, will become the first female president of Capital City Bank in its 130-year history. Tom Barron, who served as president for 30 years, will transition to president of Capital City Bank Group and chairman of the Capital City Bank Board. William G. Smith Jr. will continue as Capital City Bank Group chairman and CEO. Corum, who joined in 2006, has overseen various departments including commercial lending, retail management, and operations as COO since 2015. Barron, with 51 years at the bank, was instrumental in forming Capital City Bank Group in 1984 and consolidating its brands in 1995. These appointments reflect the company's strategic effort to diversify executive leadership and strengthen management for future growth.

Capital City Bank Group (NASDAQ: CCBG) has declared a quarterly cash dividend of $0.24 per share on its common stock. The dividend will be paid on June 23, 2025, to shareholders of record as of June 9, 2025. Based on the closing stock price of $38.06 on May 28, 2025, this quarterly dividend translates to an annualized rate of $0.96 per share, representing a dividend yield of 2.52%.

Capital City Bank Group (NASDAQ: CCBG) reported strong Q1 2025 results with net income of $16.9 million, or $0.99 per diluted share, up from $13.1 million ($0.77/share) in Q4 2024 and $12.6 million ($0.74/share) in Q1 2024.

Key highlights include: tax-equivalent net interest income of $41.6 million, net interest margin increase to 4.22%, improved credit quality with net loan charge-offs at nine basis points, and noninterest income growth of $1.1 million (6.1%). Deposit balances increased by $111.9 million (3.0%) while loan balances showed a modest increase of $9.2 million (0.4%).

The quarter benefited from a $0.17 per share gain from the sale of operations center building. The bank maintained strong capital ratios with total risk-based capital at 19.20% and common equity tier 1 capital at 16.08% as of March 31, 2025.