Capital City Bk Stock Price, News & Analysis

Capital City Bank (NASDAQ:CCBG) was named one of American Banker’s “Best Banks to Work For” for the 13th consecutive year on Nov 18, 2025. The bank ranked #37 out of 90 nationwide and #8 in the $3–10 billion assets category, improving from #56 and #15 in 2024. The recognition reflects results from a two-step evaluation: 25% workplace policies/practices review and 75% associate surveys managed by Best Companies Group.

The bank highlighted employee programs including comprehensive benefits, an associate stock purchase plan and 401(k), tuition assistance, The Spotlight recognition platform, and Navigator local support resources, citing these initiatives as drivers of engagement and retention.

Capital City Bank (CCBG) announced that Alicia Williams-Ronan has assumed the role of chief retail officer effective Nov. 4, 2025, succeeding Randy Lashua, who will retire on Dec. 31, 2025 after 20 years of service.

Williams-Ronan will oversee strategy and direct management for retail sales, service and operations, leading 350 associates across 63 banking offices in Florida, Georgia and Alabama. She joined the bank in 2005, served more than five years as Bank Operations Group manager, and was named Lashua’s successor in April 2025 while serving as senior vice president of the Retail Banking Division.

Her background includes 12+ years at Publix Super Markets and a bachelor’s degree in accounting from Flagler College. She is also a long-time supporter of the United Way of the Big Bend.

Capital City Bank Group (NASDAQ: CCBG) reported Q3 2025 net income of $16.0 million or $0.93 diluted EPS, up from $15.0 million ($0.88) in Q2 2025 and $13.1 million ($0.77) in Q3 2024. Tax-equivalent net interest income was $43.6 million and net interest margin rose to 4.34%. Noninterest income was $22.3 million, up 11.6% QoQ, which included a $0.7 million gain on the sale of the insurance subsidiary. Provision for credit losses was $1.9 million; net loan charge-offs were annualized 18 bps. Loans and deposits declined ~1.9% and 2.4% (end of period), respectively. Tangible book value per diluted share increased 4.0% (+$1.01).

Capital City Bank Group (NASDAQ: CCBG) will release its third quarter 2025 earnings on Tuesday, October 21, 2025 before the market opens. Investors can view the official results on the company’s Investor Relations site at investors.ccbg.com. The release timing allows markets to digest results ahead of trading.

Capital City Bank Group (NASDAQ:CCBG) has announced an increase in its quarterly cash dividend to $0.26 per share, representing an 8.33% increase from the previous quarter's $0.24 per share. The dividend will be payable on September 22, 2025, to shareholders of record as of September 8, 2025.

The new dividend establishes an annualized rate of $1.04 per share, yielding 2.38% based on the closing stock price of $43.74 on August 27, 2025.

Capital City Bank (NASDAQ:CCBG) has achieved its 14th consecutive recognition on Florida Trend's "Best Companies to Work For in Florida" list, advancing to 11th place in the Large Companies category from 19th in 2024 and 24th in 2023. The bank has also garnered multiple prestigious recognitions, including ranking 13th on Forbes' America's Best Banks list and securing a spot on Forbes' World's Best Banks list.

Under the leadership of CEO Bill Smith, the bank continues to strengthen its workplace culture, focusing on employee value, support, and development. The recognition process involved a comprehensive evaluation of workplace policies, practices, and employee satisfaction surveys.

Capital City Bank Group (NASDAQ: CCBG) reported Q2 2025 net income of $15.0 million, or $0.88 per diluted share, compared to $16.9 million ($0.99/share) in Q1 2025 and $14.2 million ($0.83/share) in Q2 2024.

Key highlights include tax-equivalent net interest income of $43.2 million, up from $41.6 million in Q1 2025, and a net interest margin increase of 8 basis points to 4.30%. The bank's loan balances decreased by $13.3 million (0.5%), while deposits increased by $15.2 million (0.4%) on average. Noninterest income rose slightly to $20.0 million, and the allowance for credit losses stood at 1.13% of loans held for investment.

The bank maintained strong credit quality with net loan charge-offs at nine basis points and strengthened its capital position with tangible capital ratio increasing to 10.1%.

Capital City Bank Group (NASDAQ:CCBG) has scheduled the release of its second quarter 2025 financial results for Tuesday, July 22, 2025, before market opening. The earnings report will be accessible to investors through the company's Investor Relations website at investors.ccbg.com.

Capital City Bank (NASDAQ:CCBG) has appointed William G. Smith III to its board of directors, marking the fourth generation of the Smith family to serve on the board since 1919. Smith, who has been with the bank for 18 years, currently serves as the Chief Lending Officer, responsible for the bank's lending strategies.

Smith's career at Capital City Bank began in 2007, progressing through various leadership roles including small business, commercial banking, and private banking. He served as market president for Leon County from 2020 to 2023, followed by his role as North Florida Region executive, before being appointed as Chief Lending Officer in January 2025.