Welcome to our dedicated page for Coastal Carolina news (Ticker: CCNB), a resource for investors and traders seeking the latest updates and insights on Coastal Carolina stock.
Coastal Carolina Bancshares, Inc. (OTCQX: CCNB), parent of Coastal Carolina National Bank, regularly publishes detailed financial and operational updates that are relevant to investors, depositors, and community stakeholders. As a Myrtle Beach-based community bank holding company, CCNB’s news flow centers on earnings results, balance sheet trends, capital actions, and developments across its regional footprint in South Carolina and North Carolina.
Readers of CCNB news can expect quarterly and annual earnings releases that include information on net income, net interest income, net interest margin, noninterest income, noninterest expense, loan and deposit growth, and regulatory capital ratios. These releases also discuss asset quality metrics such as non-performing assets, past due loans, and allowance for credit losses, providing insight into the bank’s credit profile.
In addition to earnings, CCNB issues announcements on capital and funding activities, such as subordinated debt offerings and common equity private placements. The company explains how proceeds from these transactions are intended to support general corporate purposes, strengthen regulatory capital, and fund ongoing strategic growth initiatives.
Management commentary is a recurring feature of CCNB’s news, offering context on loan growth in categories like owner occupied and non-owner occupied commercial real estate, 1–4 family residential lending, commercial and industrial lending, and construction and land development. The company also comments on deposit mix, including checking, savings, money market accounts, time deposits, and brokered certificates of deposit, as well as the impact of interest rate changes on funding costs and asset yields.
For anyone tracking CCNB, this news stream provides a consistent view of how the bank is performing, how it manages credit quality and liquidity, and how it approaches community-focused growth in its regional markets.
Coastal Carolina Bancshares (OTCQX:CCNB) reported unaudited results for the quarter and year ended December 31, 2025. 2025 net income was $10.94 million ($1.71 diluted EPS), up 29% year-over-year; Q4 net income was $3.08 million, up 16% year-over-year. Book value rose to $13.73 per share.
Balance sheet growth included $107M loans (13% YoY), $158M deposits (16% YoY), total assets of $1.279B, and strong credit metrics (non-performing assets 0.00%). Capital actions: $12M subordinated debt and $15M common equity issued in 2025.
Coastal Carolina Bancshares (OTCQX:CCNB) announced a $15.0 million common equity private placement on December 19, 2025. The offering price is $12.50 per share, and proceeds are intended for general corporate purposes, including strengthening regulatory capital and supporting strategic growth initiatives. Raymond James acted as sole placement agent; legal counsel to the company and placement agent were engaged. The shares have not been registered under the Securities Act and may not be sold absent registration or an applicable exemption. The release states it is not an offer to sell or solicitation of an offer to buy in any jurisdiction where unlawful.
Coastal Carolina Bancshares (OTCQX: CCNB) reported record Q3 2025 results with net income $2.96M ($0.47/share), up 18% vs. Q2 2025 and 32% vs. Q3 2024. YTD net income $7.85M ($1.24/share), up 34% YoY.
Key balance-sheet highlights at September 30, 2025: total assets $1.21B, loans $911M, deposits $1.096B, and book value/share $13.51 (tangible $13.02). Capital ratios remain above well-capitalized thresholds: Tier 1 11.85%, Total 12.98%.
Credit metrics: non-performing assets 0.00%, no OREO, allowance for credit losses 1.07% of loans. Net interest margin was 3.46% and net interest income was $9.85M for the quarter.
Coastal Carolina Bancshares (OTCQX:CCNB) reported strong Q2 2025 financial results with net income of $2.5 million ($0.40 per share), up 29% from Q2 2024. The bank demonstrated robust growth with quarterly deposit growth of $78 million (7% increase) and loan growth of $17 million (2% increase).
Key performance metrics showed improvement with Return on Average Equity of 12.63% and expanded Net Interest Margin of 3.59%. The bank maintained excellent credit quality with zero non-performing assets and no past due loans. Book value per share increased to $12.80, up from $12.07 at year-end 2024.
Total assets reached $1.19 billion, with strong capital ratios well above regulatory requirements for "well-capitalized" status.Coastal Carolina Bancshares (OTCQX:CCNB) reported Q1 2025 net income of $2.38 million ($0.38 per share), compared to $2.66 million ($0.42 per share) in Q4 2024 and $1.65 million ($0.26 per share) in Q1 2024.
Key highlights include:
- Net Interest Margin expanded to 3.55% from 3.34% in Q4 2024
- Book value per share increased to $12.57 from $12.07 in Q4 2024
- Quarterly deposit growth of $13 million (1%) to $1.002 billion
- Loan growth of $25 million (3%) to $863 million
- Strong credit quality with 0.0% non-performing assets ratio
The bank maintained strong capital ratios with Leverage at 9.04%, Tier 1 at 11.68%, and Total Risk-Based at 12.76%. Loan growth was primarily in C&I Lending ($10M), non-owner occupied CRE ($5M), and Owner Occupied CRE ($4M).
Coastal Carolina Bancshares (OTCQX:CCNB) reported strong financial results for Q4 and full-year 2024. The company achieved net income of $8.5 million ($1.36 per share) for 2024, up 5% from 2023. Q4 2024 net income was $2.7 million ($0.42 per share), representing a 19% increase over Q3 and 34% over Q4 2023.
Key highlights include annual deposit growth of $160 million (19%) to $989 million and loan growth of $74 million (10%) to $837 million. The bank maintained excellent asset quality with a non-performing assets ratio of 0.0%. Total assets grew 16% to $1.1 billion. The bank's net interest margin improved to 3.35% in Q4 2024, while book value per share increased to $12.07.
Coastal Carolina Bancshares, Inc. (OTCQX:CCNB) reported net income of $2,235,070 or $0.36 per share for Q3 2024, up from $1,956,948 or $0.31 per share in Q2 2024. Key highlights include:
- 14% increase in quarterly net income over the linked quarter
- Loan growth of $23 million (3%) to $816 million
- Asset growth of $32 million (3%) to $1.1 billion
- Deposit growth of $27 million (3%) to $999 million
- Book value per share increased to $11.87 from $10.67 at year-end 2023
- Exceptional credit quality with 0.0% non-performing assets ratio
The bank's net interest margin improved to 3.22%, driven by increased yields on earning assets. Noninterest income rose to $655,000, while noninterest expense increased to $5.7 million. The bank maintains strong capital ratios and continues to focus on deposit acquisition and retention.
Coastal Carolina Bancshares (OTCQX:CCNB) reported Q2 2024 net income of $1.96 million, or $0.31 per share, compared to $1.98 million in Q2 2023. The company achieved a significant milestone by surpassing $1 billion in total assets for the first time. Key highlights include:
- 10% quarterly asset growth to $1.07 billion
- 11% quarterly deposit growth to $971 million
- 1% quarterly loan growth to $793 million
- Improved net interest margin of 3.19%, up from 3.08% in Q1 2024
- Continued strong credit quality with 0.0% non-performing assets ratio
The bank's expansion efforts include opening a new branch in Orangeburg, SC, marking its ninth full-service office.
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