C&F Financial (CFFI) Stock News

C&F Financial Corporation (NASDAQ:CFFI) announced the May 1, 2026 sale of its interest in Bearing Insurance Group and a simultaneous strategic restructuring of part of its available-for-sale securities portfolio.

The company estimates a pre-tax gain of ~$8.3 million from the Bearing sale and an estimated pre-tax loss of ~$7.1 million from the Portfolio Restructuring. The restructuring sold $72.6 million (book) of securities (weighted yield 1.40%) and purchased ~$67.8 million (weighted yield ~4.70%). The loss is expected to be recovered over ~3.3 years and annualized benefits are estimated at $0.51 EPS and +9 bps net interest margin. The gain is estimated to raise tangible book value by $1.90 per share after taxes.

C&F Financial Corporation (NASDAQ: CFFI) reported consolidated net income of $6.8 million for Q1 2026 versus $5.4 million in Q1 2025, and EPS $2.08 vs $1.66, a 25% year-over-year increase. Mortgage originations rose 57.9% to $179.6 million, consolidated NIM was 4.27%, and deposits grew by $182.8 million (8.2%). The board raised the quarterly cash dividend 4% to $0.48 per share.

C&F Financial Corporation (NASDAQ:CFFI) declared a regular cash dividend of $0.48 per share, payable April 1, 2026 to shareholders of record on March 13, 2026. This represents a 4% increase over the prior quarter's $0.46 dividend.

The board said it continually reviews dividend levels and payout ratio considering economic conditions, capital needs, and expected earnings. C&F Bank operates 31 banking offices and five commercial loan offices; related subsidiaries provide wealth, mortgage origination, and indirect auto/marine lending services.

C&F Financial Corporation (NASDAQ: CFFI) reported consolidated net income of $6.7 million for Q4 2025 and $27.0 million for the year ended Dec 31, 2025, versus $6.0 million and $19.9 million in the comparable 2024 periods. EPS was $2.07 for Q4 and $8.29 for the full year. Key drivers included loan growth in the community banking segment, higher mortgage banking originations, improved net interest margin, and disciplined credit outcomes across segments.

C&F Financial Corporation (NASDAQ:CFFI) announced that Dr. David H. Downs will join its Board of Directors and the board of C&F Bank effective February 24, 2026. Dr. Downs has served on the C&F Central Virginia Advisory Board for over 12 years and is Alfred L. Blake Endowed Chair Professor and Director of The Kornblau Institute at Virginia Commonwealth University, with research focused on investments, financial regulation, valuation, and information economics. His background also includes service in the U.S. Navy Nuclear Submarine Program and management consulting at Booz Allen Hamilton. The company highlighted his expertise in real estate, investments, and risk management and noted C&F Bank operates 31 branches and five commercial loan offices in Virginia.

C&F Financial Corporation (NASDAQ:CFFI) declared a regular cash dividend of $0.46 per share, payable January 1, 2026 to shareholders of record on December 15, 2025. The board said it regularly reviews dividend levels and payout ratio in light of economic conditions, capital requirements, and expected future earnings. C&F operates 31 banking offices and five commercial loan offices in Virginia, offers wealth management via C&F Wealth Management, provides mortgage origination through C&F Mortgage Corporation and C&F Select LLC, and supplies vehicle loans via C&F Finance Company. Contact: Jason Long, CFO and Secretary, (804) 843-2360.

C&F Financial Corporation (NASDAQ: CFFI) reported Q3 2025 consolidated net income of $7.1 million, up 31.2% year-over-year, and $20.3 million for the first nine months, up 46.0% year-over-year. EPS was $2.18 for Q3 and $6.22 for the nine months. Consolidated annualized net interest margin was 4.24% for Q3 2025. Key drivers include community banking loan growth (+$112.9M vs 9/30/24), higher mortgage banking originations ($167.0M in Q3), and deposit growth (+$162.1M vs 9/30/24).

Credit trends: community banking recorded net reversals of provision for credit losses in Q3 2025; consumer finance saw higher net charge-offs (annualized 2.68% in Q3). Liquidity remained ample with liquid assets $441.4M and borrowing availability $612.3M as of September 30, 2025.

C&F Financial Corporation (NASDAQ:CFFI) has announced a quarterly cash dividend of $0.46 per share. The dividend will be payable on October 1, 2025, to shareholders of record as of September 15, 2025.

C&F operates through multiple business segments, including 31 banking offices and 5 commercial loan offices throughout Virginia. The company's subsidiaries provide various financial services, including wealth management through C&F Wealth Management, mortgage services through C&F Mortgage Corporation, and vehicle financing through C&F Finance Company in the Mid-Atlantic, Midwest, and Southern United States.

C&F Financial Corporation (NASDAQ: CFFI) reported strong financial results for Q2 2025, with consolidated net income of $7.8 million, up 54.3% from Q2 2024. For the first six months of 2025, net income reached $13.2 million, a 55.4% increase year-over-year.

The community banking segment showed impressive growth with loans increasing by $76.7 million (10.6% annualized) and deposits rising by $85.5 million (7.9% annualized) compared to December 2024. The mortgage banking segment saw loan originations increase by 46.2% to $213.5 million in Q2 2025. The company also completed a strategic expansion into Southwest Virginia, entering key markets including Roanoke, Lynchburg, Danville, Martinsville, and Blacksburg.

Additionally, CFFI issued $40 million in new subordinated notes while repurchasing $20 million of previously issued notes in June 2025.