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The Citizens Bank (OTCPK: CITZ) has entered into a Purchase and Assumption Agreement to acquire First Capital Bank's (OTCPK: FCPB) Laurinburg, North Carolina branch. The Citizens Bank will assume deposit liabilities and acquire loans, cash, and other assets associated with the branch. Post-acquisition, the branch will operate under The Citizens Bank brand.
The Citizens Bank, with over $1 billion in assets and 24 branches throughout South Carolina, will retain the current branch location and employees. This acquisition represents The Citizens Bank's strategic expansion into North Carolina. The transaction is expected to close in Q4 2025, pending regulatory approval.
