CIVISTA BANCSHARES, INC. ANNOUNCES FOURTH QUARTER 2025 EARNINGS RELEASE DATE

Rhea-AI Summary

Civista Bancshares (NASDAQ:CIVB) will release Q4 2025 financial results before market open on Thursday, January 29, 2026. The company will host a conference call and live webcast at 1:00 p.m. Eastern Time the same day, with replay and archived webcast available on its investor website.

Civista is a $4.4 billion financial holding company operating 44 locations across Ohio, Southeastern Indiana and Northern Kentucky; common shares trade under CIVB.

Key Figures

Current share price $23.91 Pre‑news close on day of Q4 2025 earnings date announcement

Market capitalization $466,212,899 Equity value before the Q4 2025 earnings date release

Total assets $4.4 billion Size of Civista Bancshares, Inc. as stated in the release

Branch locations 44 locations Civista Bank branches across Ohio, Southeastern Indiana and Northern Kentucky

Conference call time 1:00 p.m. Eastern Time Scheduled Q4 2025 earnings call on January 29, 2026

Earnings release date January 29, 2026 Planned Q4 2025 financial results announcement before market open

Market Reality Check

$22.61 Last Close

Volume Volume 230,247 vs 20‑day average 123,774 (relative volume 1.86) ahead of the earnings date news. high

Technical Price 23.91 trading above 200‑day MA at 21.38, indicating an established uptrend into the Q4 release.

Peers on Argus

Regional bank peers such as BWFG (-5.19%), BMRC (-2.41%), SFST (-2.21%), GCBC (-1.3%) and FRBA (-1.06%) were all down, while CIVB was modestly lower (-0.54%), suggesting broader sector softness rather than a company‑specific move on this scheduling update.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Nov 06	Merger completion	Positive	+0.0%	Closed Farmers Savings Bank merger, adding branches and low‑cost deposits.
Oct 23	Earnings results	Positive	-1.3%	Reported stronger Q3 2025 earnings and completed underwritten share offering.
Oct 22	Dividend declaration	Positive	-1.3%	Declared unchanged $0.17 quarterly dividend with defined record and payment dates.
Oct 14	Merger approvals	Positive	-1.7%	Received all regulatory approvals required for Farmers Savings Bank merger.
Sep 30	Earnings date	Neutral	-0.6%	Announced Q3 2025 earnings release schedule and related conference call.

Pattern Detected

Recent positive catalysts (earnings growth, dividend, merger progress) often coincided with slight share price declines in the first 24 hours, while neutral scheduling news had minimal impact.

Recent Company History

Over the last few months, Civista has focused on growth and capital actions. It completed the merger with The Farmers Savings Bank on Nov 6, 2025, adding $236M in deposits and reaching about $4.4B in assets. Q3 2025 results showed net income of $12.8M and diluted EPS of $0.68, alongside an underwritten equity offering. The company maintained a quarterly dividend of $0.17 per share and regularly pre‑announced earnings dates, including the Q3 2025 release scheduled for Oct 23, 2025. Today’s Q4 earnings date continues that communication pattern.

Market Pulse Summary

This announcement sets the timetable for Civista’s fourth‑quarter 2025 earnings, with results due before the market opens on January 29, 2026 and a conference call at 1:00 p.m. Eastern Time. It continues the company’s practice of pre‑announcing earnings dates, following strong Q3 2025 results and completion of the Farmers Savings Bank merger. Investors may watch for updates on the combined organization’s performance, asset growth around $4.4 billion, and how acquisition and capital actions translate into profitability metrics.

Key Terms

webcast financial

"Conference Call, Replay and Webcast Information"

A webcast is a live or recorded online event where people watch or listen to presentations, announcements, or performances through the internet. It’s like a TV broadcast but over the internet, allowing viewers from anywhere to tune in in real time or later. Webcasts are important because they let companies share information quickly and widely with audiences around the world.

financial holding company financial

"Civista Bancshares, Inc., is a $4.4 billion financial holding company"

A financial holding company is a parent firm that owns and oversees banks and other financial businesses, such as lending, insurance, or investment services. It matters to investors because it bundles several money-making activities under one roof—like a parent managing several children—so returns, risks, and regulatory rules for banking apply to the whole group; trouble in one unit can affect the company’s profits, capital needs, and dividends.

forward-looking statements regulatory

"This press release may contain forward-looking statements regarding the financial performance"

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

AI-generated analysis. Not financial advice.

SANDUSKY, Ohio, Dec. 19, 2025 /PRNewswire/ -- Civista Bancshares, Inc. (NASDAQ:CIVB) ("Civista") announced today that it will issue its fourth quarter 2025 financial results prior to market open on Thursday, January 29, 2026.

Civista Bancshares, Inc. will also host a conference call and webcast at 1:00 p.m. Eastern Time on Thursday, January 29, 2026, to discuss its financial results.  Analysts may participate in the question-and-answer session.

Conference Call, Replay and Webcast Information:

Date:  Thursday, January 29, 2026
Time:  1:00 p.m. Eastern Time
Telephone Access: (800) 836-8184; ask to join the Civista Bancshares, Inc. earnings call.

Webcast Access:  A live webcast will be available on the Webcasts and Presentations page on the Company's website (www.civb.com).  An archived version of the webcast will be available in the same location shortly after the live call has ended.

About Civista Bancshares, Inc.:
Civista Bancshares, Inc., is a $4.4 billion financial holding company headquartered in Sandusky, Ohio.  Its primary subsidiary, Civista Bank, was founded in 1884 and provides full-service banking, commercial lending, mortgage, and wealth management services.  Today, Civista Bank operates 44 locations across Ohio, Southeastern Indiana and Northern Kentucky.  Civista Bank also offers commercial equipment leasing services for businesses nationwide through its Civista Leasing and Finance Division, headquartered in Pittsburgh, Pennsylvania.  Civista Bancshares' common shares are traded on the NASDAQ Capital Market under the symbol "CIVB".  Learn more at www.civb.com.

This press release may contain forward-looking statements regarding the financial performance, business prospects, growth and operating strategies of Civista.  For these statements, Civista claims the protections of the safe harbor for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995.  Statements in this press release should be considered in conjunction with the other information available about Civista, including the information in the filings we make with the Securities and Exchange Commission.

View original content to download multimedia:https://www.prnewswire.com/news-releases/civista-bancshares-inc-announces-fourth-quarter-2025-earnings-release-date-302647072.html

SOURCE Civista Bancshares, Inc.

FAQ

When will Civista Bancshares (CIVB) report Q4 2025 earnings?

Civista will issue Q4 2025 results before market open on January 29, 2026.

What time is the Civista (CIVB) earnings call and webcast on January 29, 2026?

The earnings call and live webcast begin at 1:00 p.m. Eastern Time on January 29, 2026.

How can investors access the Civista (CIVB) January 29, 2026 webcast and replay?

Access the live webcast via the company's Webcasts and Presentations page at www.civb.com; an archived replay will be posted after the call.

What is Civista Bancshares' (CIVB) company size and footprint?

Civista is a $4.4 billion financial holding company operating 44 locations in Ohio, Southeastern Indiana and Northern Kentucky.

What telephone number should analysts use to join the Civista (CIVB) earnings call?

Call (800) 836-8184 and ask to join the Civista Bancshares earnings call.

Will Civista (CIVB) allow analyst Q&A on the January 29, 2026 call?

Yes, analysts may participate in the question-and-answer session during the January 29, 2026 call.