BigCommerce Expands Stripe Integration to Deliver Optimized Checkout Experiences and Transform Checkout into a Growth Engine

Rhea-AI Summary

Commerce (Nasdaq: CMRC) expanded its BigCommerce integration with Stripe on January 29, 2026, adding Stripe’s Optimized Checkout Suite globally across the Americas, EMEA and APAC. Merchants gain Link, BNPL, 30+ local payment methods, AI fraud protection, and unified payments operations accessible via the BigCommerce dashboard.

Positive

• Link enables returning customers to checkout 3x faster
• Conversion uplift of up to 14% for returning users
• Support for 30+ local payment methods and BNPL globally
• Stripe Radar claims average fraud reduction of 38%
• Unified platform backed by 99.999% uptime and 500M+ daily API requests

Negative

• No quantified implementation cost or merchant pricing disclosed
• Conversion and fraud improvement figures reported as platform averages, not guaranteed per merchant

Key Figures

Price change: -2.52% 52-week range position: 44.09% below high; 0.81% above low Faster checkout: 3x faster +5 more

8 metrics

Price change -2.52% 24h move prior to news

52-week range position 44.09% below high; 0.81% above low Pre-news trading range for CMRC

Faster checkout 3x faster Link checkout speed for repeat customers

Conversion uplift up to 14% Higher conversion rates for returning users using Link

Local payment methods over 30 Local payment methods and BNPL options supported

Fraud reduction 38% Average fraud reduction with Stripe Radar

Uptime 99.999% Stripe platform uptime backing unified operations

API requests over 500 million daily Stripe daily API request volume cited

Market Reality Check

Price: $3.12 Vol: Volume 733,892 is below t...

normal vol

$3.12 Last Close

Volume Volume 733,892 is below the 20-day average of 894,179, suggesting no outsized trading interest ahead of this news. normal

Technical Shares at $3.10 are trading below the $4.52 200-day MA and sit 44.09% under the 52-week high, near the 52-week low at $3.075.

Peers on Argus

CMRC fell 2.52% with most close peers also down (e.g., BIGC -7.72%, PUBM -2.22%,...

CMRC fell 2.52% with most close peers also down (e.g., BIGC -7.72%, PUBM -2.22%, OOMA -1.87%, LAW -1.39%), while API was slightly positive at 0.22%, indicating mixed but broadly weak sentiment in related application software names.

Historical Context

5 past events · Latest: Jan 13 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Jan 13	Earnings date/outlook	Positive	-1.5%	Reaffirmed Q4 and full-year 2025 outlook and detailed efficiency plans.
Dec 18	Strategic partnership	Positive	+1.9%	BigCommerce integrated Stripe’s Agentic Commerce Suite for AI-driven agentic commerce.
Dec 15	Customer success case	Positive	+0.5%	EuroOptic saw higher sales and conversion after launching a composable ecommerce site.
Nov 25	Investor conferences	Neutral	+1.6%	Planned presentations at Raymond James and Barclays technology conferences.
Nov 06	Industry recognition	Positive	+0.6%	BigCommerce named a Challenger in the 2025 Gartner Magic Quadrant.

Pattern Detected

Recent partnership and recognition announcements tended to see modest positive price reactions, while the recent earnings-date/outlook reaffirmation saw a small decline, indicating occasional divergence on operational updates.

Recent Company History

Over the past few months, CMRC has highlighted platform progress and capital markets activities. On Nov 6, 2025, Q3 results showed modest revenue growth and improved operating loss metrics. Subsequent news emphasized brand strength and ecosystem expansion, including a Challenger placement in the 2025 Gartner Magic Quadrant and the EuroOptic composable ecommerce launch. Partnerships with Stripe, including the Dec 18, 2025 Agentic Commerce Suite integration, underline a strategy of deepening payments and AI capabilities, to which today’s expanded Stripe checkout integration directly relates.

Market Pulse Summary

This announcement extends CMRC’s collaboration with Stripe by rolling out the Optimized Checkout Sui...

Analysis

This announcement extends CMRC’s collaboration with Stripe by rolling out the Optimized Checkout Suite, including Link, BNPL options, and AI-driven fraud prevention, to BigCommerce merchants globally. It builds on prior integrations around agentic commerce and reflects a focus on conversion, fraud reduction, and operational reliability backed by 99.999% uptime. In context of earlier earnings, cost realignment, and industry recognition, investors may watch how adoption of these enhanced checkout capabilities translates into transaction volume, revenue growth, and margin performance over time.

Key Terms

buy now, pay later (bnpl), ai-driven fraud prevention, machine learning, api requests

4 terms

buy now, pay later (bnpl) financial

"including a range of dynamic local and alternative payment methods such as Link, Buy Now, Pay Later (BNPL)"

A short-term payment option that lets shoppers split a purchase into smaller installments at checkout, often without interest if paid on time; a third-party lender or fintech pays the seller up front and collects the borrower’s payments later. Investors watch BNPL because it can boost sales and customer loyalty for sellers while creating new revenue streams and credit risks for lenders, similar to a store letting you take an item home now and pay in easy installments.

ai-driven fraud prevention technical

"The integration also offers merchants the opportunity to utilize Stripe’s advanced AI-driven fraud prevention tools."

A system that uses computer algorithms that learn from transaction and behavior data to spot and stop suspicious activity such as scams, forged documents, or stolen accounts. For investors this matters because it can reduce direct losses, cut fraud investigations and compliance costs, and protect a company’s reputation and customer trust — similar to an alarm system that improves over time and scales as a business grows.

machine learning technical

"Stripe Radar leverages machine learning to reduce fraud by 38% on average"

Machine learning is a set of computer programs that learn patterns from large amounts of data and improve their predictions or decisions over time, like a recipe that gets better each time it’s adjusted based on taste tests. For investors it matters because these systems can speed up analysis, spot trends or risks humans might miss, automate routine work, and potentially create competitive advantages or cost savings that affect a company’s performance.

api requests technical

"backed by 99.999% uptime and over 500 million daily API requests."

An API request is a digital ask one computer system sends to another to fetch or send information—like placing an order at a counter and receiving a specific item back. For investors, API requests power real‑time data feeds, automated alerts, and trading systems, so their speed, reliability and accuracy directly affect access to market prices, corporate announcements and execution of time‑sensitive decisions.

AI-generated analysis. Not financial advice.

With Stripe, BigCommerce merchants can implement a unified payments foundation to modernize checkout, expand globally, and grow revenue without adding complexity

AUSTIN, Texas, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Commerce (Nasdaq: CMRC), an open, intelligent ecosystem of technology solutions and the parent company of leading ecommerce platform BigCommerce, today announced a significant expansion of its partnership with Stripe, the programmable financial services company. The upgraded integration gives BigCommerce merchants worldwide access to Stripe’s Optimized Checkout Suite, including a range of dynamic local and alternative payment methods such as Link, Buy Now, Pay Later (BNPL) and regional payment methods. The integration also offers merchants the opportunity to utilize Stripe’s advanced AI-driven fraud prevention tools.

The integration upgrade addresses key challenges facing merchants today, from rising operational costs to the need for seamless global expansion. The enhanced BigCommerce + Stripe solution empowers merchants to modernize checkout, reduce friction and build for the future without increasing backend complexity.

With this launch, BigCommerce brings Stripe’s most advanced checkout capabilities to merchants across the Americas, EMEA and APAC. Previously, Stripe’s Link checkout technology was primarily limited to BigCommerce merchants in the U.S., but is now available globally, enabling faster, more localized and repeat-friendly checkout experiences for consumers.

“Stripe brings a high level of performance and intelligence to payments, and that matters more than ever in today’s commerce environment,” said Travis Hess, CEO of Commerce. “By combining Stripe’s AI-powered payments and fraud prevention with BigCommerce’s open platform, we’re helping merchants build a commerce foundation that’s ready for what’s next, whether that’s expanding globally, adopting new technologies or meeting rising customer expectations.”

With the upgraded version of Stripe and BigCommerce’s integration, merchants gain access to:

• Faster, more personalized checkout: Link enables repeat customers to check out 3x faster, driving up to 14% higher conversion rates for returning users.
• Global payment flexibility: Support for over 30 local payment methods and BNPL offerings, dynamically surfaced based on location, to reduce cart abandonment and increase revenue by up to 14%.
• AI-powered fraud prevention: Stripe Radar leverages machine learning to reduce fraud by 38% on average, helping protect merchants and customers alike.
• Unified operations: A single platform for payments, tax, fraud prevention and payouts—backed by 99.999% uptime and over 500 million daily API requests.

“As a merchant on BigCommerce, this integration gave us some big benefits,” said Frank Almeida, head of ecommerce at Canpump, a supplier of pressure washing and misting equipment and a participant in the integration’s beta program. “Having early access to wallets like Link and Amazon Pay, plus flexible options like Klarna, gave our customers faster and more convenient ways to play.”

BigCommerce merchants can upgrade their existing Stripe integration directly from the BigCommerce dashboard in just a few clicks.

“Stripe's goal is to make frontier technology accessible to every merchant — from global brands to businesses selling online for the first time,” said Tyler Bryson, CRO Americas at Stripe. “This integration with BigCommerce ensures that merchants of any size or technical skill can turn checkout into a reliable growth engine.”

To learn more about the integration and how to activate Stripe’s Optimized Checkout Suite, visit https://www.bigcommerce.com/partners/stripe/.

About Commerce
Commerce (Nasdaq: CMRC) empowers businesses to innovate, grow, and thrive by providing an open, AI-driven commerce ecosystem. As the parent company of BigCommerce, Feedonomics, and Makeswift, Commerce connects the tools and systems that power growth, enabling businesses to unlock the full potential of their data, deliver seamless and personalized experiences across every channel, and adapt swiftly to an ever-changing market. Trusted by leading businesses like Coldwater Creek, Cole Haan, Harvey Nichols, King Arthur Baking Co., Mizuno, Perry Ellis, SportsShoes and Uplift Desk, Commerce delivers the storefront control, optimized data, and AI-ready tools businesses need to grow, serve diverse buyers, and operate with confidence in an increasingly intelligent, multi-surface world. For more information, visit commerce.com or follow us on X and LinkedIn.

BigCommerce®, the Commerce logo, and other brands are the trademarks or registered trademarks of BigCommerce Pty. Ltd. Third-party trademarks and service marks are the property of their respective owner.

Media Contact:
Brad Hem
pr@commerce.com

FAQ

What does Commerce (CMRC) announce about the BigCommerce and Stripe integration on January 29, 2026?

Commerce expanded BigCommerce’s Stripe integration to offer Stripe’s Optimized Checkout Suite globally. According to the company, merchants get Link, BNPL, 30+ regional payment methods, AI fraud tools, and unified payments operations accessible from the BigCommerce dashboard.

How will Stripe Link affect checkout speed and conversions for CMRC merchants?

Link enables returning customers to check out 3x faster, boosting conversions. According to the company, faster repeat checkout can drive up to 14% higher conversion rates for returning users by reducing friction at purchase.

Which fraud protection enhancements are available to BigCommerce merchants via the CMRC–Stripe upgrade?

Merchants can use Stripe Radar’s AI-driven fraud tools to reduce fraud. According to the company, Radar leverages machine learning and reports an average fraud reduction of 38%, helping protect merchants and customers.

How does the CMRC announcement expand global payment options for BigCommerce sellers?

The integration surfaces local and regional methods plus BNPL based on shopper location. According to the company, merchants gain support for over 30 local payment methods and BNPL offerings to help reduce cart abandonment.

Can BigCommerce merchants activate the upgraded Stripe features from their dashboard?

Yes. Merchants can upgrade the Stripe integration directly from the BigCommerce dashboard in a few clicks. According to the company, activation is available worldwide across the Americas, EMEA and APAC for eligible merchants.