Welcome to our dedicated page for Cornerstone Banc news (Ticker: CNBP), a resource for investors and traders seeking the latest updates and insights on Cornerstone Banc stock.
Cornerstone Bancorp, Inc. (CNBP) is a commercial banking company headquartered in Palatine, Illinois, and serves as the bank holding company for Cornerstone National Bank & Trust Company. News about CNBP frequently centers on its financial performance, capital position and activities in commercial lending and wealth management.
Regular company updates include quarterly and annual earnings reports that discuss net income, net interest margin, loan and deposit trends, tangible shareholders’ equity and asset quality measures. These releases often highlight changes in the loan portfolio, securities portfolio, interest-bearing deposits at correspondent banks and trust and wealth management assets.
Investors following CNBP news will also see announcements about dividends and share repurchase programs. Cornerstone has reported cash dividends per share and Board-authorized share repurchase plans, explaining how these decisions relate to capital requirements, the banking environment, earnings and available liquidity.
Because Cornerstone focuses on the commercial banking and investment needs of families and family-owned businesses, its disclosures often describe developments in commercial lending—such as equipment, real estate and construction loans and operating lines of credit—as well as its business treasury management services. Updates on trust and wealth management assets provide additional insight into the scale of its investment management, trust and custody, retirement plan, and estate and guardianship administration services.
This CNBP news page allows readers to review these recurring financial highlights, capital and liquidity comments, and strategic actions such as dividends and repurchase programs in one place. For those tracking a regional commercial bank with an emphasis on relationship-based banking and wealth management, Cornerstone’s news flow offers ongoing context about its operations and financial condition.
Cornerstone Bancorp (OTCID: CNBP) announced a special dividend of $2.75 per share to shareholders of record on February 9, 2026, payable February 13, 2026.
The board said the dividend was declared after considering the bank's capital requirements and the current banking environment, and that the payment represents a 25% payout of unaudited 2025 earnings.
Cornerstone Bancorp (OTCID: CNBP) reported net income of $3.1M (Q4 2025) or $3.14 per diluted share and full-year 2025 net income of $10.8M, up 10.9% from 2024. Loans grew to $749.3M (+15.7% YoY) while total assets rose to $1.03B (+5.8%). Tangible shareholders' equity increased 13.2% to $91.7M. The securities portfolio totaled $198.0M with ~1-year average life. Deposits were $924.9M and trust & wealth assets reached $1.16B. The bank reported a Tier 1 leverage ratio of 9.86% at year-end. All 2025 results are unaudited.
Cornerstone Bancorp (NASDAQ:CNBP) reported third-quarter results for the period ended September 30, 2025. Consolidated net income was $2.9 million (EPS $2.99) in 3Q25 versus $2.6 million (EPS $2.69) in 3Q24. The net interest margin widened to 3.75% from 3.33% a year earlier.
Total assets rose 1.5% to $1.02 billion, tangible shareholders' equity increased 12.6% to $88.2 million, and loans grew 10.1% to $716.4 million. Trust and wealth management assets reached $1.13 billion. Interest-bearing deposits at correspondent banks fell to $75.7 million from $111.3 million a year earlier.
Cornerstone Bancorp (CNBP) reported strong Q2 2025 financial results, with consolidated net income reaching $2.8 million ($2.81 per diluted share), up from $2.0 million ($2.05 per diluted share) in Q2 2024. The bank's net interest margin improved to 3.65% from 3.27% year-over-year.
Total assets grew to $1.0 billion, a 1.4% increase from the previous year. The loan portfolio expanded by 7.2% to $686.1 million, while deposits increased 0.7% to $891.6 million. The bank maintains a strong capital position with a Tier 1 Leverage Capital Ratio of 10.32%. Trust and wealth management assets rose to $1.06 billion, showing significant growth from $975.9 million a year earlier.
Cornerstone Bancorp (OTC Pink: CNBP) has announced two significant shareholder returns initiatives. First, the Board of Directors declared a special dividend of $2.50 per share, payable February 5, 2025, to shareholders of record as of January 31, 2025. This dividend represents 25% of unaudited 2024 earnings.
Additionally, the company announced a share repurchase program authorizing the buyback of up to 30,000 shares of common stock during 2025. The repurchase program will be executed through open market purchases or private transactions, with timing and volume based on market conditions and other factors. The program has no expiration date and can be modified or suspended at any time.
Cornerstone Bancorp (CNBP) reported Q4 2024 net income of $3.0 million ($3.02 per diluted share), up from $2.5 million ($2.54 per diluted share) in Q4 2023. However, full-year 2024 net income decreased 10.3% to $9.8 million compared to 2023's $10.9 million.
Key financial metrics include: total assets increased 1.9% to $976.9 million; tangible shareholders' equity improved 10.6% to $81.0 million; loan portfolio remained stable at $647.6 million; and trust assets grew 7.4% to $1.02 billion. The net interest margin declined to 3.32% in 2024 from 3.56% in 2023.
The bank maintains strong capitalization with a Tier 1 Leverage Capital Ratio of 10.00%, and paid $2.50 per share in dividends during 2024. Notable portfolio changes include reduced interest-bearing deposits at correspondent banks (8.9% of total assets) and increased securities holdings to $218.9 million, including $119.8 million in one-month US Treasury bills.
Cornerstone Bancorp (CNBP) reported its Q2 2024 results, showing mixed performance. Consolidated net income decreased to $2.0 million ($2.05 per diluted share) from $2.7 million ($2.74 per diluted share) in Q2 2023. The net interest margin declined to 3.27% from 3.54% year-over-year. However, total consolidated assets grew 1.5% to $986.0 million, and tangible shareholders' equity improved 10.8% to $74.1 million.
The loan portfolio increased by 2.0% to $640.2 million, while total deposits and repurchase agreements rose 0.6% to $885.6 million. The securities portfolio significantly expanded to $181.1 million from $118.2 million, including $79.9 million in one-month US Treasury bills. Trust and wealth management assets grew to $975.9 million from $896.5 million a year earlier. The Bank maintains a strong capital position with a Tier 1 Leverage Capital Ratio of 9.75%.
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