CPS to Host Conference Call on Fourth Quarter 2025 Earnings

Rhea-AI Summary

Consumer Portfolio Services (Nasdaq: CPSS) will hold a conference call on Wednesday, March 11, 2026 at 1:00 p.m. ET to discuss fourth quarter 2025 operating results. Registered participants will receive dial-in details and a replay will be available for 12 months on the investor website.

Key Figures

Conference call date: March 11, 2026 Conference call time: 1:00 p.m. ET Replay availability: 12 months +5 more

8 metrics

Conference call date March 11, 2026 Fourth quarter 2025 earnings call

Conference call time 1:00 p.m. ET Scheduled start time for earnings call

Replay availability 12 months Replay accessible on company investor relations website

Replay delay 2 hours Replay begins about two hours after call conclusion

Current share price $8.27 Price before publication of call announcement

52-week high $10.5099 Pre-news 52-week high level

52-week low $6.667 Pre-news 52-week low level

Market cap $176,568,368 Equity value before the conference call notice

Market Reality Check

Price: $8.27 Vol: Volume 17,981 is 1.54x th...

high vol

$8.27 Last Close

Volume Volume 17,981 is 1.54x the 20-day average of 11,659 shares. high

Technical Shares at 8.27 are trading below the 200-day MA of 8.64 and about 21.31% under the 52-week high.

Peers on Argus

CPSS slipped 1.11% while peers were mixed: MFIN down 2.47%, but PMTS, LPRO, OPRT...

CPSS slipped 1.11% while peers were mixed: MFIN down 2.47%, but PMTS, LPRO, OPRT, and FOA gained between 1.39% and 3.79%, suggesting stock-specific dynamics rather than a unified sector move.

Previous Conferences,earnings Reports

5 past events · Latest: 2025-11-07 (Neutral)

Same Type Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
2025-11-07	Earnings call scheduling	Neutral	+2.2%	Announced timing and access details for Q3 2025 earnings call.
2025-08-08	Earnings call scheduling	Neutral	+0.5%	Set date and dial-in details for Q2 2025 earnings discussion.
2025-05-09	Earnings call scheduling	Neutral	-5.4%	Scheduled conference call to review Q1 2025 financial results.
2025-02-24	Earnings call scheduling	Neutral	-2.5%	Announced call to discuss Q4 2024 operating results with investors.
2024-10-30	Earnings call scheduling	Neutral	-0.2%	Notice of Q3 2024 earnings call and replay availability on IR site.

Pattern Detected

Similar conference-call notices around earnings have produced modest next-day moves, averaging -1.06%, with both small gains and losses.

Recent Company History

Over the past year, CPS has consistently issued releases scheduling conference calls to discuss quarterly and annual results, including Q1, Q2, Q3, and Q4 2024–2025. These notices, like today’s, provide timing, registration links, and replay access but no financial figures. Market reactions to such releases have been mild, with moves ranging from about -5.36% to 2.24%. Today’s announcement fits this pattern as a procedural step ahead of the forthcoming detailed fourth quarter 2025 earnings release.

Historical Comparison

-1.1% avg move · In the past five conference-call notices tied to earnings, CPSS saw average next-day moves of -1.06%...

conferences,earnings

-1.1%

Average Historical Move conferences,earnings

In the past five conference-call notices tied to earnings, CPSS saw average next-day moves of -1.06%, with generally modest reactions to these procedural updates.

Releases show a regular cadence of quarterly calls for 2024–2025 results, culminating in recurring year-end and quarterly discussions of operating performance.

Market Pulse Summary

This announcement schedules CPS’s conference call to discuss fourth quarter 2025 operating results, ...

Analysis

This announcement schedules CPS’s conference call to discuss fourth quarter 2025 operating results, providing timing, registration, and a 12-month replay window. It does not include financial figures, so the main takeaway is the upcoming disclosure event. In light of past calls and recent securitization activity, investors may focus on credit performance, funding costs, and origination trends once the full earnings release and call transcripts become available.

Key Terms

securitization markets, retail installment sales contracts

2 terms

securitization markets financial

"We fund these contract purchases on a long-term basis primarily through the securitization markets"

Securitization markets are where pools of loans or other cash-generating assets (like mortgages, auto loans, or credit-card receivables) are bundled, converted into tradable securities, and sold to investors. Investors use these markets to gain exposure to regular income streams and to spread risk much like buying slices of a large pizza instead of the whole pie; changes in credit quality, interest rates, or regulatory rules can affect returns and liquidity, so they matter for portfolio income, risk management, and market stability.

retail installment sales contracts financial

"We purchase retail installment sales contracts primarily from franchised automobile dealerships"

A retail installment sales contract is a written agreement in which a consumer buys goods or services and pays the seller in scheduled installments, usually with interest, until the balance is fully paid. For investors, these contracts act like a portfolio of small loans on a company's books: they can provide predictable interest income and cash flow but also carry credit and default risk that affects a firm’s earnings and asset quality, much like a collection of IOUs.

AI-generated analysis. Not financial advice.

LAS VEGAS, Nevada, March 09, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, March 11, 2026 at 1:00 p.m. ET to discuss its fourth quarter 2025 operating results.

Those wishing to participate can pre-register for the conference call at the following link https://register-conf.media-server.com/register/BI939b54a85b184d6b8c4cb82440102b17. Registered participants will receive an email containing conference call details for dial-in options. To avoid delays, we encourage participants to dial into the conference call fifteen minutes ahead of the schedule start time. A replay will be available beginning two hours after conclusion of the call for 12 months via the Company’s website at https://ir.consumerportfolio.com/investor-relations.

About Consumer Portfolio Services, Inc.

Consumer Portfolio Services, Inc. is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems or limited credit histories. We purchase retail installment sales contracts primarily from franchised automobile dealerships secured by late model used vehicles and, to a lesser extent, new vehicles. We fund these contract purchases on a long-term basis primarily through the securitization markets and service the contracts over their lives.

Investor Relations Contact

Danny Bharwani, Chief Financial Officer

949-753-6811

FAQ

When is the CPSS conference call for Q4 2025 results and how can I join?

The call is scheduled for March 11, 2026 at 1:00 p.m. ET. According to the company, participants should pre-register via the provided link to receive dial-in details and are encouraged to dial in 15 minutes early to avoid delays.

Will CPSS provide a replay of the March 11, 2026 earnings call and for how long?

Yes, a replay will be available beginning two hours after the call's conclusion. According to the company, the replay will remain accessible for 12 months on the investor relations website for on-demand listening.

Where can investors find dial-in information and the replay for CPSS Q4 2025 call?

Dial-in details and replay access are provided through registration and the investor site. According to the company, registered participants receive an email with dial-in options and the replay is posted at the company's investor relations webpage.

Who is the investor contact for CPSS regarding the March 11, 2026 conference call?

Investor relations contact is Danny Bharwani, Chief Financial Officer, reachable at 949-753-6811. According to the company, investors can use this contact for questions about registration or replay availability.

What will CPSS discuss on the March 11, 2026 conference call about Q4 2025?

The company will discuss its fourth quarter 2025 operating results and related business updates. According to the company, the call is intended to review operating performance and provide information relevant to shareholders and analysts.