Century Next Financial Corporation reports recurring financial updates as the holding company for Century Next Bank, a full-service community bank based in Ruston, Louisiana. The bank serves small and medium-sized businesses, professionals, and individuals through offices in Louisiana and Arkansas, with residential and commercial real estate lending as a primary business.
Company news centers on quarterly and year-end results, including net income, earnings per share, asset and deposit growth, credit-loss provisions, operating ratios, and board-approved cash dividends. Updates also describe the bank subsidiary’s regulatory status as an insured federally chartered covered savings association supervised by the Office of the Comptroller of the Currency.
Century Next Financial Corporation (OTCQX: CTUY) reported record 2nd quarter 2026 results, with net income of $4.14 million versus $3.94 million a year earlier, and basic EPS of $2.24 versus $2.16. For the first six months of 2026, net income was $7.69 million, up from $7.39 million, with basic EPS of $4.17.
Total assets rose 4.5% since year-end to $916.7 million, driven by 3.0% net loan growth to $664.2 million and a 4.5% increase in deposits to $793.1 million. Net interest income grew 4.8% in Q2 and 6.6% year-to-date, while net interest margin improved to 4.60% in Q2. Nonperforming assets fell to $1.38 million, or 0.15% of total assets, from $4.59 million, aided by a $2.71 million foreclosed asset sale. Book value per share increased to $57.05.
Century Next Financial (OTCQX: CTUY) reported 1Q26 results: net income $3.55M, EPS $1.92 basic/$1.89 diluted, and total assets $913.7M at March 31, 2026. Liquidity rose as cash and equivalents increased to $79.9M (65.3%), and loans net were $656.5M. The board declared a $1.00 per-share cash dividend payable June 4, 2026.
Noninterest expense rose 11.9% to $6.06M and efficiency ratio increased to 56.7%; nonperforming assets fell to $1.5M (0.16% of assets).
Century Next Financial (OTCQX: CTUY) reported full-year 2025 results with net income $15.53M vs $12.14M in 2024, a 27.9% increase, and EPS $8.48 basic / $8.34 diluted. Total assets were $876.9M at Dec 31, 2025, up 0.9% year-over-year. Net interest income rose to $38.63M (+17%) driven by higher interest income and lower interest expense, lifting net interest margin to 4.41% from 4.16% in 2024. Loans, net increased to $644.9M (+6.5%) and investment securities grew to $143.0M. Efficiency ratio improved to 52.91% and return on average equity rose to 16.93%. Allowance for credit losses was $6.93M (1.06% of loans) and nonperforming assets were 0.48% of assets.
Century Next Financial Corporation (OTCQX: CTUY) reported record 3Q25 results for the quarter ended September 30, 2025, with net income $4.27M (up 41.3% YoY) and EPS $2.33 basic. For 9M25 net income was $11.66M (up 33.3%) and 9M EPS was $6.38 basic. Key drivers included net interest income $9.98M (3Q25) and improved net interest margin (4.51% three-month annualized).
Balance-sheet highlights: total assets $904.15M, investment securities increased ~$47.1M, loans net $624.8M, deposits $790.8M, and book value per share rose to $52.11. Nonperforming assets rose to $4.39M, including a $2.9M repossessed property with anticipated sale closing Dec 2025.
Century Next Financial Corporation (OTCQX: CTUY) reported exceptional Q2 2025 financial results, with net income reaching $3.94 million, a 28.5% increase from Q2 2024. The company achieved record-breaking earnings per share of $2.16 basic and $2.14 diluted.
Total assets grew to $923.6 million, up 6.24% from December 2024. The bank demonstrated strong deposit growth of $45.9 million, reaching $816.6 million. Net interest income increased by 19.8% to $9.73 million for Q2 2025, while maintaining an improved efficiency ratio of 51.35%.
The bank's asset quality remained strong with nonperforming assets at just 0.37% of total assets, and the allowance for credit losses stood at 1.06% of total loans.
Century Next Financial (OTCQX: CTUY) reported strong Q1 2025 financial results with total assets reaching $909.7 million. The company achieved a record net income of $3.45 million, up 29.7% from $2.66 million in Q1 2024, with earnings per share increasing to $1.89 basic/$1.88 diluted from $1.48.
Key highlights include:
- Total deposits increased by $35.0 million (4.5%) to $805.7 million
- Net interest income grew 19.6% to $9.1 million
- Net interest margin improved to 4.26% from 4.08%
- Efficiency ratio decreased to 54.90% from 60.99%
The Board declared a cash dividend of $0.75 per share, payable June 5, 2025. The company's liquidity position strengthened to 28.1% of total assets, with total loans increasing by $10.8 million to $616.2 million.
Century Next Financial (OTCQX: CTUY) reported strong financial results for the year ended December 31, 2024. The company achieved net income of $12.14 million, a significant 79.9% increase from $6.75 million in 2023. Earnings per share reached $6.72 basic and $6.69 diluted, up from $3.77 in 2023.
Total assets grew by 13.5% to $869.4 million, with deposits increasing by 13.3% to $770.7 million. Net loans increased by 3.1% to $605.4 million. The company's net interest income rose by 31.8% to $33.0 million, while the net interest margin improved to 4.16% from 3.70%. The efficiency ratio decreased substantially to 57.45% from 69.56% in 2023.
Return on average assets improved to 1.47% from 0.95%, and return on average equity increased to 15.58% from 10.04% in 2023.
Century Next Financial (OTCQX: CTUY), holding company of Century Next Bank, reported strong financial results for Q3 2024. Net income increased 59.8% to $3.02 million for the quarter, with EPS rising to $1.67 from $1.06 year-over-year. For the nine months ended September 30, 2024, net income grew 93.4% to $8.75 million.
The company's total assets increased 12.0% to $857.7 million, with significant growth in cash, cash equivalents, and investment securities. Deposits grew 11.8% to $760.4 million, driven by increases in noninterest-bearing and interest-bearing checking accounts. Net interest income rose 30.0% for the quarter and 34.4% for the nine-month period, with improved net interest margin. The efficiency ratio decreased substantially, indicating better operational performance.
Century Next Financial (OTCQX: CTUY), the holding company of Century Next Bank, reported strong financial results for Q2 2024. Net income increased by 94.7% to $3.06 million compared to Q2 2023. Earnings per share rose to $1.70 from $0.88 year-over-year. For the first half of 2024, net income grew by 117.5% to $5.73 million.
The company's total assets increased by 8.6% to $831.5 million, with significant growth in cash and cash equivalents (30.3%) and investment securities (83.1%). Deposit growth was strong, increasing by 8.8% to $739.7 million. The net interest margin improved to 4.16% for Q2 2024, up from 3.63% in Q2 2023. The company's efficiency ratio decreased substantially to 55.90% for Q2 2024, down from 70.62% in Q2 2023, indicating improved operational efficiency.
Summary not available.