Capital Bank Advances Digital Transformation with Diebold Nixdorf's Newest Multivendor Self-Service Software - A Regional First

Rhea-AI Summary

Diebold Nixdorf (NYSE: DBD) announced that Capital Bank (Jordan) deployed VCP-Pro 7 on Microsoft Windows 11-powered ATMs, the first such implementation in the APMEA region, managed with partner JBS. The deployment pairs VCP-Pro 7 with Vynamic Transaction Middleware to deliver modular, low-code, API-driven customer journeys, streamlined deployment, and simplified maintenance.

Capital Bank plans to upgrade its entire ATM network to VCP-Pro 7 as part of its Windows 11 migration; earlier this year it went live with VCP-Pro and Vynamic Transaction Automation across its multivendor ATM fleet, enabling card issuance and personalized customer preferences.

Market Reality Check

$67.11 Last Close

Volume Volume 272,329 is 33% above the 20-day average of 205,110, indicating elevated interest ahead of this news. normal

Technical Price at $67.11 is above the 200-day MA of $53.93 and 0.77% below the 52-week high of $67.63.

Peers on Argus

DBD gained 2.3% with higher volume while peers were mixed: DV up 2.19%, NATL up 2.24%, ALKT up 0.55%, ALIT down 0.47%, and SPNS flat. No broad, synchronized sector move is evident.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Dec 04	ESG recognition	Positive	-3.0%	Named one of America’s Most Responsible Companies 2026 by Newsweek.
Dec 02	Product launch	Positive	+1.0%	Launched DN Series 300/350 self-service cash dispensers with new DM7V module.
Nov 19	Customer deployment	Positive	+0.9%	Supported ROSSMANN’s Switzerland entry with retail tech and Managed Services.
Nov 18	Investor conferences	Neutral	+0.2%	Announced CEO and CFO participation in two December investor conferences.
Nov 05	Earnings results	Positive	+12.4%	Q3 2025 results with revenue growth, EPS improvement, free cash flow and buyback.

Pattern Detected

Product, customer-win, and earnings news have generally seen positive price alignment, while ESG recognition saw a negative reaction.

Recent Company History

Over the last few months, Diebold Nixdorf has reported multiple operational and commercial milestones. Q3 2025 results on Nov. 5 showed 2% revenue growth, more than doubled adjusted EPS, and a new $200 million buyback, with a 12.45% price gain. Subsequent news highlighted support for ROSSMANN’s Swiss expansion, new DN Series® 300/350 cash dispensers, and recognition among America's Most Responsible Companies 2026. The current Capital Bank Windows 11 ATM software deployment fits this pattern of product and customer-focused execution.

Market Pulse Summary

This announcement highlights Diebold Nixdorf expanding its VCP-Pro 7 and Vynamic software footprint through Capital Bank’s Windows 11 ATM migration, reinforcing its role in multivendor self-service banking. Recent history shows steady progress in new products, customer deployments and improved financials, including Q3 2025 growth and buybacks. Investors may track further bank adoptions, software-driven revenue mix, and execution on cloud-enabled, low-code capabilities across regions.

Key Terms

multivendor self-service software technical

"latest generation multivendor self-service software family, Vynamic® Connection Points."

A multivendor self-service software platform is an online system that lets customers discover, compare, buy, configure and manage products or services from multiple independent suppliers without needing help from a salesperson. For investors it signals a scalable, low-cost way to reach more customers, create recurring revenue and build customer loyalty—think of it like a digital vending machine or app store that aggregates many sellers in one convenient place.

low-code technical

"such as secure, modular, low-code and API-driven design principles, which together"

Low-code is a way to build software using visual drag-and-drop tools and prebuilt components so people can create applications with little or no hand-coding. For investors, it matters because it can speed product launches, cut development costs and let businesses respond faster to change—like assembling a house from prefabricated rooms rather than laying every brick—while also raising considerations about security, scalability and vendor dependence that affect long-term value.

AI-generated analysis. Not financial advice.

VCP-Pro 7 delivers true out-of-the-box customer journeys while providing efficient deployment and operations

NORTH CANTON, Ohio, Dec. 11, 2025 /PRNewswire/ -- Diebold Nixdorf (NYSE: DBD) today announced that Capital Bank, Jordan's leading financial institution, has deployed VCP-Pro 7, marking its first implementation on Microsoft^® Windows^® 11-powered ATMs in the Asia Pacific, Middle East and Africa (APMEA) region. The project was managed in collaboration with JBS, Diebold Nixdorf's licensed partner in Jordan.

VCP-Pro 7 is part of Diebold Nixdorf's latest generation multivendor self-service software family, Vynamic^® Connection Points. Coupled with Vynamic Transaction Middleware, VCP-Pro 7 provides Capital Bank with a modern, agile and cost-effective solution, delivering best-in-class performance, availability and enhanced customer journeys. In addition, the out-of-the-box solution offers advanced capabilities through a modular design that streamlines deployment, simplifies maintenance and enhances operational efficiency.

Capital Bank plans to upgrade its entire ATM network to VCP-Pro 7 as part of its Windows 11 migration. Earlier this year, the bank went live with VCP-Pro alongside Vynamic Transaction Automation, powered by Vynamic Transaction Middleware, across its multivendor ATM network. This deployment enabled card issuance and personalized customer preferences, positioning Capital Bank as the first institution in the market to implement this advanced technology across a range of ATM models.

Mr. Adel Awad, Chief Information Technology and Transformation Officer at Capital Bank, said: "Early adoption of Diebold Nixdorf's VCP-7 Pro comes in line with Capital Bank's modernization vision, aiming to provide hyper-personalized, differentiating services to customers. This early upgrade unlocks several new capabilities, such as secure, modular, low-code and API-driven design principles, which together accelerate the delivery of new features and customizations compared to the previous version's complex development process. The upgrade also helps the bank retain a competitive advantage by being proactive in product lifecycle management and avoiding carrying unnecessary technical debt in critical customer-facing channels."

Habib Hanna, managing director - Middle East at Diebold Nixdorf, said: "We are proud to partner with Capital Bank in this transformative journey. VCP-Pro 7's modular design and robust security features provide the scalability and adaptability needed to support the bank's growth while ensuring cost efficiency and compliance with regulatory standards. This marks a major step in our mission to help financial institutions transform their operations with agile, cloud-enabled software, integrated services and innovative hardware designed for reliability and lifecycle support."

About Capital Bank
Capital Bank Group is one of Jordan's leading banking groups, with a strong and growing regional footprint across Iraq, Saudi Arabia, and the UAE. With total assets exceeding JOD 8.6 billion and total equity of approximately JOD 916 million, the Group encompasses Capital Bank of Jordan, National Bank of Iraq (NBI), Capital Investments, and Capital Leasing.

Since its establishment in 1995, Capital Bank has evolved into a key player in Jordan's financial sector, offering a comprehensive range of commercial, retail, and investment banking services. Through its subsidiaries, the Group serves diverse customer segments, from individuals and SMEs to large corporations and government entities, with presence extending to Iraq, the Kingdom of Saudi Arabia (via NBI's Riyadh branch), and the Dubai International Financial Centre (DIFC).

The Group's strategic growth is further supported by the Public Investment Fund (PIF) of Saudi Arabia, which holds a 23.97% stake as a long-term institutional shareholder. In 2022, Capital Bank issued Jordan's first USD 100 million Tier 1 perpetual bond, listed on NASDAQ Dubai, and in 2025, the Group secured a USD 135 million green subordinated loan to bolster its capital base, fuel future expansion and fund green projects. For more information, please visit the Capital Bank website: www.capitalbank.jo. 

About Jordan Business Systems (JBS)
JBS is a leading technology and business transformation partner in Jordan and Palestine, delivering integrated IT solutions tailored for organizations of all sizes. The company is a Gold partner for Diebold Nixdorf providing leading Digital & Branch Transformation solutions for Banking sector.

JBS is part of the Midis Group, which covers over 100 of the world's leading IT vendors, backed with a solid 50-year track record of performance and reliability. The Midis Group is an international organization spanning the emerging markets of Europe, the Middle East and Africa. For more information, please visit www.jbs.com.jo. LinkedIn: www.linkedin.com/company/jordanbusinesssystems.

About Diebold Nixdorf
Diebold Nixdorf, Incorporated (NYSE: DBD) automates, digitizes and transforms the way people bank and shop. As a partner to the majority of the world's top 100 financial institutions and top 25 global retailers, our integrated solutions connect digital and physical channels conveniently, securely and efficiently for millions of consumers each day. The company has a presence in more than 100 countries with approximately 21,000 employees worldwide. Visit www.DieboldNixdorf.com for more information.

X: @DieboldNixdorf
LinkedIn: www.linkedin.com/company/diebold
Facebook: www.facebook.com/DieboldNixdorf
YouTube: www.youtube.com/dieboldnixdorf

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SOURCE Diebold Nixdorf, Incorporated

FAQ

What did Diebold Nixdorf announce about Capital Bank on December 11, 2025 (DBD)?

Diebold Nixdorf announced Capital Bank deployed VCP-Pro 7 on Windows 11 ATMs, a regional first in APMEA, in partnership with JBS.

How will Capital Bank use VCP-Pro 7 across its ATM network (DBD)?

Capital Bank plans to upgrade its entire ATM network to VCP-Pro 7 as part of its Windows 11 migration.

What capabilities did the earlier VCP-Pro deployment enable for Capital Bank?

The prior deployment enabled card issuance and personalized customer preferences across its multivendor ATM network.

Who managed the VCP-Pro 7 implementation for Capital Bank (DBD)?

The project was managed with JBS, Diebold Nixdorf's licensed partner in Jordan.

What technology components were highlighted in the announcement (DBD)?

The deployment pairs VCP-Pro 7 with Vynamic Transaction Middleware and emphasizes modular, low-code, API-driven design.