Welcome to our dedicated page for ENDEAVOR BK news (Ticker: EDVR), a resource for investors and traders seeking the latest updates and insights on ENDEAVOR BK stock.
Endeavor Bancorp reports developments tied to its role as the holding company for Endeavor Bank, a Southern California business bank serving local companies and business owners. Recurring updates focus on quarterly earnings, loan and deposit growth, net interest margin trends, credit loss provisions, non-interest income, and the bank's investments in people, technology, and client relationships.
Company news also covers capital and shareholder actions, including common-stock private placements, stock dividends, and trading of EDVR shares on the OTCQX market. The bank's disclosures emphasize traditional business banking, local decision-making, and relationship-based services across Southern California markets.
Endeavor Bancorp (OTCQX: EDVR) reported Q1 2026 net income of $1.42M ($0.31 diluted) and core pre-tax earnings of $2.91M. Key drivers included a 26 bp QoQ NIM expansion to 4.48%, loan growth to $660.4M, deposits of $709.2M, and completion of a $10.0M private placement.
Provision for credit losses rose to $909k and non-interest expense increased; capital ratios and liquidity remained strong with Tier 1 leverage at 11.72% and cash of $106.9M.
Endeavor Bancorp (OTCQX: EDVR) declared a 2% stock dividend: shareholders of record on April 30, 2026 will receive two additional shares for every 100 shares owned. The dividend will be distributed on May 15, 2026. Fractional shares will be settled in cash based on fair value on the Record Date.
CEO Dan Yates said the dividend reflects confidence in long-term value and aims to increase trading volume and market accessibility.
Endeavor Bancorp (OTCQX: EDVR) completed a $10.0 million private placement of common shares on January 30, 2026, issuing 666,665 shares at $15.00 per share.
The offering was increased from an $8.0 million target due to oversubscription. Management and board invested a combined $1,218,000 including $419,000 from option exercises. Proceeds are expected to support organic and strategic growth in Southern California banking operations.
Endeavor Bancorp (OTCQX: EDVR) reported Q4 2025 net income of $1.70 million ($0.45 diluted) and a full‑year 2025 net income of $5.9 million, up 90.2% year-over-year. Net interest margin expanded to 4.22% (up 13 bps QoQ, 25 bps YoY). Loans rose to $643.4M (+12.5% YoY); total assets were $770.6M. Efficiency ratio improved to 65.7%. The quarter included a $664k provision for credit losses and $197k net charge-offs. Liquidity remained strong with cash of $89.1M and available borrowing capacity of $232.2M.
Endeavor Bancorp (OTCQX: EDVR) reported Q3 2025 net income of $1.73M ($0.46 diluted), up from $924K a year earlier and $1.07M in Q2 2025. Net interest income was $7.68M and core pre-tax earnings rose to $2.86M. Total loans grew to $632.6M (+17.5% YoY) and total deposits to $678.3M (+17.5% YoY). Asset quality improved with non-performing loans at 0.21% and provisions declined to $396K. Tangible book value per share rose to $14.21 and capital ratios remained above regulatory minimums.
Endeavor Bancorp (OTCQX: EDVR) reported Q2 2025 net income of $1.07 million ($0.25 per diluted share), compared to $1.36 million in Q1 2025 and $760,000 in Q2 2024. The quarter was marked by strong loan and deposit growth, with total assets increasing 6.0% to $746.9 million.
Key highlights include a net interest margin expansion to 4.21%, total loans increasing by $28.1 million (4.7%) to $625.9 million, and deposits growing by $41.2 million (6.6%) to $667.4 million. The bank maintained strong asset quality with non-performing loans at just 0.32% of the total portfolio.
Notable metrics include an 8.75% return on average equity, a 70.3% efficiency ratio, and a loan-to-deposit ratio of 93.8%. The bank's capital position remains robust with a Tier 1 leverage ratio of 10.60%.
Endeavor Bancorp (OTCQX: EDVR) reported strong Q1 2025 financial results with net income of $1.36 million, or $0.32 per diluted share, marking significant growth from $1.08 million in Q4 2024 and $407,000 in Q1 2024.
Key highlights include:
- Net interest income increased to $7.0 million, up 7.6% from previous quarter
- Net interest margin expanded to 4.12%, up 15 basis points
- Total loans grew 4.6% to $597.8 million
- Total deposits increased 4.1% to $626.2 million
- Return on average equity reached 11.68%
The bank's strong performance was driven by loan growth, improved earning asset rates, and strategic investments in staff made throughout 2024. Non-performing loans decreased to 0.40% of the total loan portfolio, and the bank maintained strong capital ratios with a Tier 1 leverage ratio of 10.57%.
Endeavor Bancorp (OTCQX: EDVR) reported strong Q4 2024 financial results with net income of $1.08 million ($0.25 per diluted share), up from $924,000 in Q3 2024 and $852,000 in Q4 2023. The quarter was marked by significant growth, with net loans increasing 31.1% and deposits rising 18.5% year-over-year.
Key highlights include net interest margin expansion to 3.97%, total assets growth to $678.3 million (up 19% YoY), and strong balance sheet liquidity with $80.5 million in cash. The loan portfolio grew to $571.8 million, while total deposits reached $601.2 million. Non-performing loans decreased to 0.46% of the total loan portfolio.
The bank's capital position remains robust with a Tier 1 leverage ratio of 10.90% and Total risk-based capital ratio of 11.92%. The company completed a $12.5 million subordinated notes issuance in March to support growth initiatives.
Endeavor Bancorp (OTCQX: EDVR) reported net income of $924,000, or $0.22 per diluted share, for the third quarter of 2024. Pretax net income was $1.3 million, with a $609,000 provision for credit losses. Key highlights include:
- Net interest income increased 10.4% to $5.9 million compared to the preceding quarter
- Net interest margin expanded 15 basis points to 3.85%
- Total loans outstanding increased 11.4% to $538.4 million
- Total deposits increased to $577.8 million, up 17.3% year-over-year
- Tangible book value per share rose to $12.97
The company experienced record quarterly loan production and strong net interest income generation. Despite challenges from the high-interest rate environment, Endeavor Bancorp maintains a strong balance sheet and ample capital for continued growth.