Welcome to our dedicated page for Eagle Finl Svcs news (Ticker: EFSI), a resource for investors and traders seeking the latest updates and insights on Eagle Finl Svcs stock.
Eagle Financial Services, Inc. (EFSI), the bank holding company for Bank of Clarke, regularly issues news and press releases covering its financial performance, capital actions, and community banking activities. Headquartered in Berryville, Virginia, the company operates in the commercial banking industry through Bank of Clarke’s network of branches, loan production offices, and a wealth management office in selected Virginia counties and in Maryland.
News about Eagle Financial Services often centers on quarterly and annual financial results, including net income, net interest margin, noninterest income, and asset quality metrics. Earnings releases typically discuss trends in loan interest income, deposit costs, nonperforming assets, and the allowance for credit losses, along with commentary from management on strategic priorities and balance sheet management.
Investors and analysts can also find announcements related to capital markets activity, such as public offerings of common stock conducted under the company’s shelf registration statement, the exercise of underwriters’ overallotment options, and the listing of EFSI shares on the Nasdaq Capital Market. These items provide context on the company’s capital position and funding strategy.
Other news items highlight branch expansion and community banking initiatives, including the opening of new full-service branches in markets such as Fairfax County, and the evolution of loan production offices. The company also reports on board appointments and governance developments, including the addition of directors with expertise in technology, data security, and artificial intelligence.
For followers of EFSI, this news feed offers a centralized view of the company’s earnings announcements, strategic transactions, branch network developments, and governance updates, all of which help explain how Eagle Financial Services and Bank of Clarke pursue their community banking and wealth management objectives.
Eagle Financial Services (NASDAQ: EFSI) reported Q4 2025 results: consolidated net income of $4.3M versus $5.6M in Q3 2025 and $6.2M in Q4 2024. Net interest income was $16.4M (down 4.8% QoQ, up 21.3% YoY) and net interest margin rose to 3.61%. Wealth management fee income increased 25.8% QoQ to $2.3M and noninterest income to average assets reached 1.12%. Noninterest expense increased to $15.5M with salaries and benefits rising. Nonperforming assets were $14.6M (0.77% of assets), including three relationships totaling $9.7M.
Eagle Financial Services (NASDAQ: EFSI) declared a regular cash dividend of $0.31 per common share on January 21, 2026, payable February 13, 2026, to shareholders of record on February 2, 2026. The company will release financial results for the quarter and year ended December 31, 2025, after market close on January 26, 2026, and will host a listen-only conference call and webcast on January 27, 2026 to discuss fourth quarter results.
The company is the holding company for Bank of Clarke, which operates 14 branches across northern Virginia and a loan production office in Frederick, Maryland.
Eagle Financial Services (NASDAQ: EFSI) reported third quarter 2025 results and declared a quarterly cash dividend of $0.31 per share payable Nov 14, 2025 to holders of record on Nov 3, 2025.
Key third-quarter metrics: net income $5.584M (Q/Q +6.0%, Y/Y +63.1%), EPS $1.04, net interest income $17.2M (Q/Q +9.6%, Y/Y +30.7%), net interest margin 3.58%, efficiency ratio 64.06%, and loans (net of ACL) increased by $22.5M during the quarter. The company recorded a $1.1M provision for credit losses and $2.3M net charge-offs in the quarter.
Bank of Clarke (EFSI) has announced the opening of a new full-service branch in McLean, VA, marking its first retail location in Fairfax County. The branch, located at 1313 Dolley Madison Boulevard, represents the bank's second branch opening since 2022.
The new location will be managed by Sunbo Lagbaja and incorporates the bank's existing commercial loan team from Tysons Corner, led by Alex Saidii. The branch will offer a complete range of services including retail and business banking, lending, and wealth management solutions.
Eagle Financial Services (NASDAQ: EFSI) reported strong Q2 2025 financial results, with record net income of $5.3 million and earnings per share of $0.98. The company announced a quarterly dividend of $0.31 per share, payable August 15, 2025.
Key highlights include a 17.7% increase in net interest income to $15.7 million, improved net interest margin of 3.42% (up 44 basis points), and successful sales of $17.1 million in mortgage loans and $8.4 million in SBA loans. The efficiency ratio improved from 72.20% to 64.91%.
Asset quality metrics showed some pressure with nonperforming assets at $17.5 million (0.86% of total assets), primarily due to two large relationships placed in nonaccrual status. The allowance for credit losses to total loans ratio stood at 1.11%, with a provision of $856,000 for Q2 2025.
Eagle Financial Services, Inc. (EFSI) has appointed Karthik Shyamsunder to its Board of Directors. Shyamsunder, a Distinguished Engineer/Fellow/VP at a leading internet technology company, brings extensive expertise in Artificial Intelligence, Cloud Computing, Security, and Big Data.
Currently serving as adjunct faculty at Johns Hopkins University, Shyamsunder holds multiple accolades including the Sun Oracle JavaOne Technology Conference Rock Star Speaker awards and Faculty of the Year awards. He possesses over 15 patents and is expected to contribute significantly to the bank's technological modernization efforts and platform development.
Eagle Financial Services (NASDAQ: EFSI) reported first quarter 2025 results with a net loss of $7.0 million, compared to net income of $6.2 million in Q4 2024. The loss was primarily due to a $12.4 million pre-tax loss from securities sales during balance sheet repositioning.
Key Q1 2025 highlights include: completion of a $53.5 million public offering of 1,796,875 shares at $32.00 per share, core deposit growth of $42.2 million (3.3%), reduction in FHLB borrowings by $55.0 million to $65.0 million, and Wealth Management fee income increase of 21.8% to $1.7 million.
The company's net interest margin was 2.98%, with nonperforming assets increasing to $16.4 million (0.86% of total assets) from $3.0 million in Q4 2024. The Board declared a quarterly dividend of $0.31 per share, payable May 16, 2025.
Eagle Financial Services (Nasdaq: EFSI) announced the successful exercise of the overallotment option from its recent public offering, resulting in the sale of an additional 234,375 shares of common stock at $32.00 per share. The company expects to receive approximately $7.1 million in proceeds after deducting underwriting discounts and commissions but before operating expenses.
The offering was conducted through a registration statement on Form S-3, with Keefe, Bruyette & Woods serving as the sole bookrunner and D.A. Davidson & Co. as lead manager. The Company operates through its subsidiary, Bank of Clarke, providing commercial banking, retail banking, and trust services through thirteen branches and various facilities across Virginia.
Eagle Financial Services (OTCQX: EFSI) has announced the pricing of its underwritten public offering of 1,562,500 shares of common stock at $32.00 per share. The company expects to raise approximately $47.0 million in proceeds after deducting underwriting costs but before operating expenses.
The underwriters have a 30-day option to purchase up to an additional 234,375 shares. Trading is expected to begin on the Nasdaq Capital Market on February 7, 2025, under the ticker symbol 'EFSI'. The offering is anticipated to close around February 10, 2025.
The company plans to use the net proceeds for general corporate purposes, including potential balance sheet restructuring through repositioning their available-for-sale debt securities portfolio and supporting capital ratios and continued growth. Keefe, Bruyette & Woods is serving as the sole bookrunner, with D.A. Davidson & Co. acting as lead manager.
Eagle Financial Services (OTCQX: EFSI) has announced the launch of an underwritten public offering of its common stock shares. The company has received approval for listing on the Nasdaq Capital Market under the symbol 'EFSI' and will grant underwriters a 30-day option to purchase additional shares.
The net proceeds will be used for general corporate purposes, including balance sheet restructuring through repositioning of available-for-sale debt securities portfolio and supporting capital ratios and continued growth. Keefe, Bruyette & Woods, A Stifel Company, is serving as the sole bookrunner, while D.A. Davidson & Co. is acting as lead manager.
The offering is being made through a registration statement on Form S-3 that was declared effective by the SEC on February 28, 2023. The company operates through its subsidiary, Bank of Clarke, with thirteen full-service branches, two loan production offices, one wealth management office, and one drive-through facility across Virginia.
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