Elmer Bancorp, Inc. reports recurring community-bank developments as the parent company of The First National Bank of Elmer, a nationally chartered bank headquartered in Elmer, New Jersey. The bank provides deposit and loan products to retail customers and small and mid-sized businesses through full-service branches in Cumberland, Gloucester and Salem Counties, with a loan production office serving Burlington County.
Company news commonly covers quarterly and annual operating results, net income and per-share earnings, deposit trends, non-interest income, book value, regulatory capital status, cash and special dividends, and annual shareholder meeting matters. The bank's deposits are insured by the Federal Deposit Insurance Corporation up to applicable legal limits.
Elmer Bancorp (ELMA) declared a cash dividend of $0.20 per common share, payable to eligible shareholders on November 2, 2026.
The board declared the dividend on October 1, 2026. Shareholders of record at the close of business on October 15, 2026 will receive the payment.
Elmer Bancorp (OTC: ELMA) reported second quarter 2026 net income of $809,000, or $0.70 per diluted share, up from $737,000, or $0.64, a year earlier. For the six months ended June 30, 2026, net income was $1.409 million versus $1.816 million in 2025.
Net interest income rose to $4.261 million for Q2 2026 and $8.285 million year-to-date, driven by higher loan interest and lower deposit costs, partly offset by lower overnight investment income. Non-interest income increased modestly in Q2 but declined by $498,000 year-to-date due to a one-time $530,000 bank-owned life insurance payout in early 2025.
Non-interest expenses increased by $182,000 for the quarter and $370,000 year-to-date, mainly from higher employment, occupancy, equipment and data processing costs. At June 30, 2026, total assets were $407.8 million, loans $335.1 million, deposits $365.2 million, and stockholders’ equity $40.1 million, with book value per share of $34.64. The bank remained classified as a well-capitalized institution.
Elmer Bancorp (OTCID: ELMA) reported Q1 2026 net income of $600,000 ($0.52 diluted EPS) versus $1.079 million ($0.94) in Q1 2025. Net interest income rose to $4.024 million. Total assets were $400.0 million, loans $339.6 million, and deposits $358.1 million. The board declared a $0.20 per-share cash dividend payable May 1, 2026. The bank remains well capitalized and held an allowance for loan losses of 1.24% of loans at March 31, 2026.
Elmer Bancorp (OTCID: ELMA) declared a cash dividend of $0.20 per common share on April 1, 2026, payable May 1, 2026 to shareholders of record as of April 15, 2026. The company also set its Annual Meeting for June 2, 2026 at 11:00 a.m. ET at The Grove at Centerton; the voting record date is April 8, 2026.
The First National Bank of Elmer operates six full-service branches and a loan production office in New Jersey and emphasizes FDIC-insured deposits up to legal limits.
Elmer Bancorp (OTCID: ELMA) declared a special cash dividend of $0.20 per common share on February 2, 2026, payable March 2, 2026 to shareholders of record as of February 16, 2026. The company said the dividend reflects its outstanding 2025 performance.
The dividend is paid by Elmer Bancorp, parent of The First National Bank of Elmer, a community bank with six branches and an LPO in Marlton, New Jersey; deposits are FDIC insured up to legal limits.
Elmer Bancorp (OTCID: ELMA) reported record 2025 net income of $3.302 million (EPS $2.89), and Q4 2025 net income of $718,000 (EPS $0.63). Net interest income rose to $15.928 million for 2025. Total assets reached $409.4 million, total loans $327.3 million, and deposits $367.9 million. Book value per share was $33.91. Allowance for loan losses was 1.27% of core loans. Non-interest expenses increased materially year-over-year, and the company met all regulatory capital requirements.
Elmer Bancorp (OTCID: ELMA) reported third quarter 2025 results on October 30, 2025. Q3 net income was $768,000, or $0.67 diluted EPS, versus $712,000, or $0.62 diluted EPS in Q3 2024. Nine‑month net income rose to $2.584 million, or $2.26 diluted EPS, versus $2.136 million, or $1.87 diluted EPS a year earlier.
Net interest income totaled $4.111 million in Q3 2025, up $466,000 (≈12.8%) year‑over‑year; nine‑month net interest income was $11.893 million. Total loans were $323.2 million (up $22.3 million year‑over‑year) and deposits were $369.2 million (up $24.8 million year‑over‑year). Total assets were $410.2 million and book value per share was $33.36. The allowance for loan losses was 1.28% of loans and the Bank remained well‑capitalized.
Elmer Bancorp (OTCID: ELMA) has declared a cash dividend of $0.20 per common share, payable on November 3, 2025, to shareholders of record as of October 15, 2025.
The First National Bank of Elmer, the company's subsidiary, operates six full-service branch offices across Cumberland, Gloucester, and Salem Counties in New Jersey, along with a loan production office in Marlton. The bank, founded in 1903, focuses on providing deposit and loan products to retail customers and small to mid-sized businesses.
Elmer Bancorp (OTCID: ELMA) has reported strong Q2 2025 financial results, with net income of $737,000 ($0.64 per diluted share), compared to $793,000 ($0.69 per share) in Q2 2024. For the first half of 2025, net income reached $1.816 million ($1.59 per share), up from $1.424 million in H1 2024.
The bank's total assets grew to $404.6 million, a $21.6 million increase year-over-year. Loans expanded by 7.3% to $322.3 million, while deposits rose 5.2% to $365.3 million. The bank maintains strong capital ratios and reported a book value per share of $32.44, up from $29.53 in the previous year.
Elmer Bancorp reports strong Q1 2025 financial results with net income of $1.079 million, or $0.94 per diluted share, up from $631,000 ($0.55 per share) in Q1 2024. Net interest income increased to $3.781 million, driven by core loan growth.
Key highlights:
- Total assets reached $384.9 million, up $24.3 million year-over-year
- Loans grew to $320.4 million, increasing $22.2 million
- Deposits rose to $346.0 million, up $20.7 million
- Book value per share improved to $31.86 from $28.94
Non-interest income saw a significant boost from a one-time Bank Owned Life Insurance payout of $530,000. The bank opened a new loan processing office in Burlington County to expand its footprint. A cash dividend of $0.20 per share was declared, payable May 1, 2025.