Welcome to our dedicated page for Everyday People news (Ticker: EPFCF), a resource for investors and traders seeking the latest updates and insights on Everyday People stock.
Everyday People Financial Corp. reports news on its technology-driven financial services business, including Revenue Cycle Management operations and fee-for-service Financial Services activities in Canada and the United Kingdom. Its RCM business helps organizations recover receivables and streamline billing processes without purchasing consumer debt, while its financial services activities include digital tools and credit access programs for Canadians.
Company updates commonly cover operating and financial results, MD&A disclosures, capital-structure matters, shareholder voting and governance items, material agreements, and regulatory or operational developments tied to the AnyDay/EveryDay Payments platform.
Everyday People Financial (OTCQB: EPFCF) reported fiscal 2025 revenue of $76.2M (+33%) and RCM revenue of $69.7M (+47%). Adjusted EBITDA rose to $8.0M (up 116%) while net loss narrowed to $1.4M. The company acquired ACT on Jan 7, 2026, and agreed to divest EP Homes and Financial Services for $850,000, pending shareholder and TSXV approvals. Post-transaction, EP Financial will operate as a pure-play international RCM platform with over 650 professionals.
Everyday People Financial Corp (OTCQB: EPFCF) announced a proposed related-party divestiture of its non-core Financial Services and EP Homes subsidiaries to FinCard Financial Services, a subsidiary of EAM. A shareholder Meeting is set for July 23, 2026 with record date June 8, 2026.
The Transaction requires TSXV and disinterested shareholder approval under MI 61-101, includes a proposed 1:1 distribution of FinCard shares in trust to EP Financial shareholders at closing, and triggers management role changes as the company transitions to a pure-play RCM platform.
Everyday People Financial Corp (TSXV: EPF / OTCQB: EPFCF) received conditional acceptance from the TSX Venture Exchange for the sale of its Financial Services subsidiaries to FinCard on April 10, 2026. The share purchase agreement sets a $850,000 purchase price and eliminates approximately $43.5 million in intercompany balances.
Completion requires disinterested shareholder approval, mailing of an information circular, and satisfaction of remaining TSXV conditions; a shareholder meeting is anticipated in mid-July 2026.
Everyday People Financial Corp. (OTCQB: EPFCF) announced a strategic divestiture of its Financial Services operating entities to EAM Enterprises Inc. for a purchase price of $850,000, and will rebrand as Everyday People Financial Solutions Corp. to operate as a pure-play global Revenue Cycle Management (RCM) platform focused on UK and Canadian operations. The RCM segment reported $18.8M (3 months) and $51.6M (9 months) revenue to Sept 30, 2025, with Adjusted EBITDA of $2.7M and $7.6M.
Everyday People Financial Corp (OTCQB: EPFCF) provided an update on March 2, 2026 about XTM Inc. and related operations. On February 27, 2026, XTM and its Canadian subsidiary were granted protection under the Companies' Creditors Arrangement Act (CCAA) by the Ontario Superior Court of Justice.
EPFC is cooperating with the court-appointed Monitor, will continue operating the AnyDay/EveryDay Payments platform to protect merchants' funds, and says its core Revenue Cycle Management business remains strong and unaffected.
Everyday People Financial Corp. (OTCQB: EPFCF) filed an amended MD&A for the three and nine months ended September 30, 2025 to enhance and clarify disclosures about an arrangement with Kenge Enterprises and EAM Enterprises.
The Amended Q3 2025 MD&A clarifies roles, funding mechanics, related‑party relationships, promissory note and trust terms, prior revenue reversals and accounting treatment, and expands risk disclosure. The company says no interim financial statements were restated.
Everyday People Financial (OTCQB: EPFCF) reported Q3 2025 results on November 14, 2025 with consolidated revenue of $18.9M (+6% vs Q3 2024) and nine-month revenue of $58.7M (+21% YoY). The RCM segment delivered a standout quarter: Q3 RCM revenue $18.8M (+51% YoY) and nine-month RCM revenue $51.6M (+40% YoY). RCM adjusted EBITDA rose to $2.728M in Q3 from $1.394M a year earlier.
Management targets >$100M RCM revenue in 2026 and expects EP Payments to process $750M–$1B of tip/wage disbursements in 2026; HSA launch revenues are estimated at $5–$7M annually.
Everyday People Financial Corp (OTCQB: EPFCF) announced on November 6, 2025 that its wholly-owned subsidiary BPO Collections Limited entered into a share purchase agreement to acquire all issued shares of ACT Credit Management Limited.
This is Everyday People’s fifth acquisition and expands its revenue cycle management pillar. Management expects ACT to contribute annual EBITDA of C$750,000–1,000,000 and anticipated annual revenue of C$6.0–9.0 million, which the company says will support steady growth through targeted acquisitions.
Everyday People Financial Corp. (OTCQB: EPFCF) and XTM Inc. (CSE: XTM) entered a Management Services Agreement effective October 22, 2025 to form Everyday People Payments to operate XTM’s Canadian branded card and digital wallet programs.
The joint subsidiary is initially owned 90% by XTM and 10% by EPF, with EPF able to earn additional equity up to 49.9%. The MSA has a five-year initial term, auto-renewing for successive five-year periods. XTM reported $9.1M net revenues in 2024; the collaboration aims to match historical annualized revenues within 12 months and improve margins via EPF cost absorption and fewer than six incremental hires.
Everyday People Financial Corp (OTCQB: EPFCF) and XTM Inc entered a Management Services and Program Management Agreement dated October 22, 2025 to form Everyday People Payments to manage XTM's Canadian branded card and digital wallet programs.
The subsidiary is owned 90% by XTM and 10% by EPF, with milestones allowing EPF to increase to a maximum 49.9% equity. The MSA term is five years with automatic five-year renewals. XTM reported $9.1M net revenue in 2024 and ~200,000 active card users. EPF will assume full operations, eliminate XTM's historical operating costs, run programs on EPF's DC Bank Visa platform, add fewer than six incremental hires, and expects revenue parity within 12 months of transition.