Welcome to our dedicated page for Everyday People news (Ticker: EPFCF), a resource for investors and traders seeking the latest updates and insights on Everyday People stock.
Everyday People Financial Corp. (EPFCF) is a technology-driven financial services provider whose news flow reflects its activities in revenue cycle management (RCM), fee-for-service financial solutions, and payments infrastructure in Canada and the United Kingdom. Company announcements frequently highlight developments across its two business pillars: RCM, which helps organizations recover receivables and streamline billing processes without purchasing consumer debt, and Financial Services, which offers digital tools and credit access programs for Canadians.
News releases often cover quarterly and interim financial results, where the company discusses revenue trends, segment performance, and non-IFRS measures such as Adjusted EBITDA, Adjusted EBTDA, and Adjusted Net Working Capital. These updates provide insight into the contribution from RCM operations, financial services activities, and the impact of acquisitions and strategic shifts, such as the transition to a fully fee-for-service model.
Investors can also expect transaction and partnership updates, including acquisitions within the RCM segment and agreements related to payments and digital wallets. For example, Everyday People Financial Corp. has reported acquisitions like ACT Credit Management Limited in the UK and a Management Services and Program Management Agreement with XTM Inc. through Everyday People Payments Inc. These items illustrate how the company expands its RCM footprint and builds a payments ecosystem for network-branded card and wallet programs.
Additional news topics include operational updates such as AI deployments in UK RCM operations, corporate governance matters like annual and special meetings of shareholders and share incentive plans, and strategic steps such as the sale of EP Homes inventory to complete its shift away from non-core, capital-intensive activities. Readers following EPFCF news can use this page to track how Everyday People Financial Corp. executes its capital-light, fee-based strategy and manages its operations in Canada and the United Kingdom.
Everyday People Financial Corp. (OTCQB: EPFCF) announced a strategic divestiture of its Financial Services operating entities to EAM Enterprises Inc. for a purchase price of $850,000, and will rebrand as Everyday People Financial Solutions Corp. to operate as a pure-play global Revenue Cycle Management (RCM) platform focused on UK and Canadian operations. The RCM segment reported $18.8M (3 months) and $51.6M (9 months) revenue to Sept 30, 2025, with Adjusted EBITDA of $2.7M and $7.6M.
Everyday People Financial Corp (OTCQB: EPFCF) provided an update on March 2, 2026 about XTM Inc. and related operations. On February 27, 2026, XTM and its Canadian subsidiary were granted protection under the Companies' Creditors Arrangement Act (CCAA) by the Ontario Superior Court of Justice.
EPFC is cooperating with the court-appointed Monitor, will continue operating the AnyDay/EveryDay Payments platform to protect merchants' funds, and says its core Revenue Cycle Management business remains strong and unaffected.
Everyday People Financial Corp. (OTCQB: EPFCF) filed an amended MD&A for the three and nine months ended September 30, 2025 to enhance and clarify disclosures about an arrangement with Kenge Enterprises and EAM Enterprises.
The Amended Q3 2025 MD&A clarifies roles, funding mechanics, related‑party relationships, promissory note and trust terms, prior revenue reversals and accounting treatment, and expands risk disclosure. The company says no interim financial statements were restated.
Everyday People Financial (OTCQB: EPFCF) reported Q3 2025 results on November 14, 2025 with consolidated revenue of $18.9M (+6% vs Q3 2024) and nine-month revenue of $58.7M (+21% YoY). The RCM segment delivered a standout quarter: Q3 RCM revenue $18.8M (+51% YoY) and nine-month RCM revenue $51.6M (+40% YoY). RCM adjusted EBITDA rose to $2.728M in Q3 from $1.394M a year earlier.
Management targets >$100M RCM revenue in 2026 and expects EP Payments to process $750M–$1B of tip/wage disbursements in 2026; HSA launch revenues are estimated at $5–$7M annually.
Everyday People Financial Corp (OTCQB: EPFCF) announced on November 6, 2025 that its wholly-owned subsidiary BPO Collections Limited entered into a share purchase agreement to acquire all issued shares of ACT Credit Management Limited.
This is Everyday People’s fifth acquisition and expands its revenue cycle management pillar. Management expects ACT to contribute annual EBITDA of C$750,000–1,000,000 and anticipated annual revenue of C$6.0–9.0 million, which the company says will support steady growth through targeted acquisitions.
Everyday People Financial Corp. (OTCQB: EPFCF) and XTM Inc. (CSE: XTM) entered a Management Services Agreement effective October 22, 2025 to form Everyday People Payments to operate XTM’s Canadian branded card and digital wallet programs.
The joint subsidiary is initially owned 90% by XTM and 10% by EPF, with EPF able to earn additional equity up to 49.9%. The MSA has a five-year initial term, auto-renewing for successive five-year periods. XTM reported $9.1M net revenues in 2024; the collaboration aims to match historical annualized revenues within 12 months and improve margins via EPF cost absorption and fewer than six incremental hires.
Everyday People Financial Corp (OTCQB: EPFCF) and XTM Inc entered a Management Services and Program Management Agreement dated October 22, 2025 to form Everyday People Payments to manage XTM's Canadian branded card and digital wallet programs.
The subsidiary is owned 90% by XTM and 10% by EPF, with milestones allowing EPF to increase to a maximum 49.9% equity. The MSA term is five years with automatic five-year renewals. XTM reported $9.1M net revenue in 2024 and ~200,000 active card users. EPF will assume full operations, eliminate XTM's historical operating costs, run programs on EPF's DC Bank Visa platform, add fewer than six incremental hires, and expects revenue parity within 12 months of transition.
Everyday People Financial (OTCQB: EPFCF) held its annual and special meeting of shareholders on September 29, 2025, where shareholders approved several key corporate governance matters. The meeting resulted in the election of seven directors and the appointment of MNP LLP as the company's auditor.
Shareholders also approved the company's Omnibus Share Incentive Plan, which includes provisions for Options, RSUs, PSUs, and DSUs. The plan sets a 10% rolling limit for total equity awards and a maximum of 5,000,000 Common Shares for Share Units and DSUs specifically.
Everyday People Financial (TSXV: EPF) (OTCQB: EPFCF), a technology-driven financial services provider, will participate in the upcoming Annual Smallcap Discoveries Conference in Vancouver. Executive Chairman Gordon Reykdal will present on September 30, 2025 at the Parq Hotel and Casino.
The conference aims to strengthen Canada's microcap ecosystem by facilitating connections between investors and growth companies, improving capital access, and supporting entrepreneurship. The event will feature company presentations, keynote sessions, and one-on-one meetings.
Everyday People Financial (OTCQB: EPFCF) reported strong Q2 2025 financial results, with revenue surging 40% year-over-year to $22.1 million. The company's six-month revenue increased 30% to $39.8 million, driven by expansion in Revenue Cycle Management (RCM) services and EP Homes program.
Q2 2025 highlights include net income growth to $0.8 million from $0.1 million in Q2 2024, and operating cash flow of $6.2 million for H1 2025. The company's balance sheet strengthened with total assets reaching $73.0 million and shareholders' equity more than doubling to $16.1 million. The successful integration of Commercial Collection Services Limited and pivot to the Borrowed Down Payment Program demonstrates the company's effective execution of its capital-light business strategy.