Equity Bancshares, Inc. reports company developments for Equity Bank, a Wichita-based community bank holding company whose common stock trades on the NYSE under EQBK. Equity Bank offers commercial loans, consumer banking, mortgage loans, trust and wealth management, and treasury management services across full-service locations in Arkansas, Kansas, Missouri, Nebraska and Oklahoma, with a loan production office in Iowa.
Recurring news includes quarterly operating results, net interest income and margin trends, credit-quality measures, deposit and loan balances, capital levels and branch expansion through completed bank acquisitions. Updates also cover integration of acquired franchises, dividend and balance-sheet actions, and lending relationships involving Equity Bank.
Equity Bancshares (NYSE: EQBK) reported third-quarter 2026 net income of $26.8 million, with organic loan growth and a proposed Lincoln Bancorp merger. Diluted earnings were $1.29 per share versus $1.27 in the prior quarter; non-GAAP core earnings were $1.40 per share. Loans reached $5.4 billion, increasing $39.2 million during the quarter. Net interest income was $72.8 million, down sequentially but up 16.6% year over year.
Deposits fell $136.4 million to $6.2 billion, while nonperforming assets rose to $75.4 million from $66.3 million. Tangible book value per share declined to $32.93 from $33.45. The quarterly dividend increased 22% to $0.22. The Lincoln merger remains subject to an approval process, including Lincoln shareholder approval. Equity expects fourth-quarter net interest margin of 4.25–4.35%, excluding Lincoln's impact, versus 4.20% in the third quarter.
Equity Bancshares (EQBK) will release its third quarter 2026 financial results after market close on October 14, 2026.
Brad Elliott, Rick Sems and Chris Navratil will discuss the results on a conference call and webcast on October 15 at 10 a.m. eastern time. A replay will be available two hours after the call ends through October 31, 2026.
Equity Bancshares (EQBK) agreed to acquire Lincoln Bancorp in a stock-and-cash merger valued at approximately $123.8 million, based on Equity’s $49.85 share price on September 2, 2026. Lincoln will merge into Equity, adding 16 Iowa locations to the franchise.
Lincoln shareholders are expected to receive about 77.5% of consideration in EQBK stock and 22.5% in cash. Subject to regulatory and shareholder approvals, closing is targeted for Q4 2026, after which Lincoln Savings Bank will merge into Equity Bank. As of June 30, 2026, Lincoln reported $1.7 billion in assets, including $1.2 billion in loans and $1.5 billion in deposits.
Equity reported $7.7 billion in assets as of June 30, 2026, and expects the combined company, after adjusting for excess liquidity, to have about $9.1 billion in assets. The transaction is projected to be 5.1% ($0.27) accretive to 2027 EPS and 7.5% ($0.42) accretive to 2028 EPS, excluding one-time costs, with tangible book value dilution expected to be earned back in under three years.
Equity Bancshares (NYSE: EQBK) reported second-quarter 2026 net income of $26.4 million, or $1.27 per diluted share, with core diluted EPS of $1.41. Return on average equity was 12.9%, while core return on tangible common equity reached 17.2% as the Frontier acquisition integration neared completion.
Net interest margin expanded to 4.36%, with net interest income up 48.3% year over year. The efficiency ratio improved to 53.4% from 56.7% in the prior quarter and by 10.2 percentage points versus a year earlier. Adjusted non-interest expense fell 5.1% quarter over quarter, and tangible book value per share rose to $33.45.
Asset quality metrics included net charge-offs of $1.7 million and an allowance for credit losses of 1.19% of loans, or 1.73% including purchase discounts. Equity Bancshares declared a $0.18 dividend, repurchased 211,369 shares in the quarter and 711,369 year to date, and ended the quarter with CET1 capital of 11.84% and total assets of $7.7 billion.
Equity Bancshares (NYSE:EQBK) will release its second quarter 2026 financial results on Tuesday, July 14, 2026, after market close.
Management will host a conference call and webcast on Wednesday, July 15, 2026 at 10 a.m. ET (9 a.m. CT) to discuss the earnings results, with a replay available until July 31, 2026.
Equity Bancshares (NYSE: EQBK) reported Q1 2026 results highlighted by record revenue and a completed acquisition of Frontier Holdings on January 1, 2026.
Key metrics: adjusted net income $26.3M ($1.23/diluted share), GAAP net income $17.0M ($0.80), net interest income $73.7M, added $1.3B loans and $1.1B deposits, and merger consideration of $32.5M cash plus 2.22M shares.
Equity Bancshares (NYSE:EQBK) will release first quarter 2026 financial results on April 14, 2026 after market close and will host a conference call and webcast on April 15, 2026 at 10:00 AM ET / 9:00 AM CT.
Call access code is 35767; a replay and webcast will be available through April 31, 2026 at investor.equitybank.com.
Equity Bancshares (NYSE: EQBK) reported Q4 2025 net income $22.1M or $1.15 per diluted share; on an adjusted basis net income was $23.2M or $1.21 per share. Net interest margin expanded to 4.47% (+2 bps linked quarter) and full-year net interest income was $226.1M (+21.4% YoY). The company closed its acquisition of Frontier Holdings LLC on Jan 1, 2026, adding ~$1.34B loans and $1.1B deposits; consideration included $32.5M cash and 2.22M shares. Q4 book value per share was $38.64, tangible book $32.86, CET1 ratio 13.1%, and the board declared a $0.18 dividend.
Empire Petroleum (NYSE American: EP) entered a third amendment to its Revolver Loan Agreement with Equity Bank (NYSE: EQBK) to extend the maturity of its revolving credit facility. The amendment maintains the $20.0 million maximum principal and pushes the maturity date from December 29, 2026 to December 29, 2028. Management said the extension provides additional flexibility to support strategic growth initiatives and reflects Equity Bank's continued confidence in Empire's business strategy.
Equity Bancshares (NYSE: EQBK) completed its merger with Frontier Holdings, LLC effective January 1, 2026, adding seven Nebraska locations and entering Nebraska.
Frontier branches reopened as Equity Bank on January 2, 2026, and the company plans to consolidate core and digital banking systems in February 2026. The combined company reports approximately $7.9 billion in proforma consolidated assets and now operates full-service locations across six states (Arkansas, Kansas, Missouri, Nebraska, Oklahoma and a loan production office in Iowa).