FIRST BANK RANKED #14 AMONG US PUBLIC BANKS BY S&P GLOBAL MARKET INTELLIGENCE

Rhea-AI Summary

First Bank (NASDAQ: FBNC) was ranked #14 among U.S. public banks with over $10 billion in assets by S&P Global Market Intelligence, based on 2025 financial performance. The ranking reflects measured growth, profitability, and safety and soundness.

First Bank reported total assets of approximately $12.7 billion and operates 113 branches across North Carolina and South Carolina, underscoring its regional scale and community focus.

Positive

• Ranked #14 among U.S. public banks (>$10B assets) by S&P Global Market Intelligence
• Total assets $12.7B reported for the company
• 113 branches serving North Carolina and South Carolina

Negative

• None.

News Market Reaction – FBNC

+2.79%

+2.79% Session close to close

In the Mar 23 session, FBNC gained 2.79%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement highlights FBNC’s inclusion as #14 among U.S. public banks over $10B in assets bas...

Analysis

This announcement highlights FBNC’s inclusion as #14 among U.S. public banks over $10B in assets based on 2025 performance, reinforcing prior disclosures of a $12.7B asset base and 113 branches. It underscores a focus on growth, profitability, and balance sheet strength. In context of recent earnings, dividend increases, and governance updates, investors may watch future S&P rankings, loan growth, asset quality metrics, and capital levels to gauge whether this performance is sustained.

Key Figures

S&P ranking: #14 Asset threshold: over $10 billion Total assets: $12.7 billion +2 more

5 metrics

S&P ranking #14 Among U.S. public banks with over $10B in assets, based on 2025 performance

Asset threshold over $10 billion Peer group size for S&P Global Market Intelligence ranking

Total assets $12.7 billion First Bank total assets referenced in the release

Branch count 113 branches Locations across North Carolina and South Carolina

Founded 1935 Year First Bank’s history dates back to

Historical Context

5 past events · Latest: Mar 13 (Positive)

Pattern 5 events

Date	Event	Sentiment	24h Move	Catalyst
Mar 13	Dividend declaration	Positive	-0.9%	Board declared a higher cash dividend reflecting strong performance and capital.
Feb 13	Governance/appointment	Positive	+1.8%	Bank CEO elected Class A Director of Federal Reserve Bank of Richmond.
Jan 27	Board retirement	Neutral	+0.2%	Long-tenured director retired from boards with continuation of family legacy noted.
Jan 21	Earnings results	Positive	+0.7%	Reported Q4 and full-year 2025 results with strong loan growth and earnings.
Dec 12	Dividend declaration	Positive	-0.0%	Announced cash dividend supported by strong capital and adjusted earnings.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Recent positive fundamental and capital return announcements have often seen modest or even slightly negative next-day moves, indicating a mixed price response to good news.

Recent Company History

Over the last several months, FBNC has highlighted steady franchise growth and shareholder returns. A $0.24 per-share dividend in mid-March 2026 followed solid Q4 2025 results, yet the stock slipped 0.95% the next day. Leadership developments, including a Federal Reserve Bank of Richmond directorship and a board retirement, produced small positive reactions. Fourth‑quarter and full‑year 2025 earnings, with net income of $111.0M, led to a 0.74% gain. Against this backdrop, the S&P Global top‑14 ranking reinforces the narrative of a growing, profitable regional bank.

Key Terms

nasdaq, fdic, equal housing lender

3 terms

nasdaq financial

"First Bancorp's common stock is traded on the NASDAQ Global Select Market"

The Nasdaq is a stock exchange where many companies' shares are bought and sold, functioning much like a marketplace for investments. It matters to investors because it provides a platform to buy and sell ownership stakes in companies, helping them track the value of those companies and make informed decisions. As one of the largest and most technology-focused markets, it also reflects trends and developments in the business world.

View in glossary

fdic regulatory

"Member FDIC, Equal Housing Lender."

The Federal Deposit Insurance Corporation (FDIC) is a U.S. government agency that protects individual and business bank deposits by insuring accounts up to a set limit, acting like a safety net for savers if a bank fails. It matters to investors because FDIC insurance reduces the chance of sudden losses for depositors, supports confidence in the banking system, and can influence the perceived risk and stock value of banks and financial firms.

equal housing lender regulatory

"Member FDIC, Equal Housing Lender."

A lender who uses the phrase or logo “Equal Housing Lender” is signaling compliance with U.S. fair‑housing and anti‑discrimination rules that require mortgage and housing-related credit decisions to be based on financial factors, not race, gender, national origin, disability or similar traits. For investors, that label matters because it indicates the institution is managing legal and reputational risk associated with discriminatory lending; compliance helps protect a lender’s ability to originate loans, maintain regulatory standing and avoid costly fines or lawsuits — similar to a restaurant displaying health inspection compliance to reassure patrons and regulators.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SOUTHERN PINES, N.C., March 23, 2026 /PRNewswire/ -- First Bank (NASDAQ: FBNC), a leading regional bank serving the Carolinas, has been ranked #14 among U.S. public banks with over $10 billion in assets by S&P Global Market Intelligence, based on 2025 financial performance.

The annual ranking evaluates publicly traded banks across the country using a comprehensive methodology that measures growth, profitability, and safety and soundness, positioning First Bank among the top-performing financial institutions in the nation.

"This ranking is a meaningful reflection of the disciplined approach we've taken to growth, service, and long-term performance," said, Richard Moore, Chief Executive Officer, First Bancorp. "More importantly, it speaks to the strength of our team and the trust our clients place in us every day."

This achievement further reinforces First Bank's commitment to delivering long-term value while maintaining a strong balance sheet and a relationship-driven approach. As First Bank continues to grow, the organization remains focused on deepening relationships, investing in its communities, and building a foundation for sustained success.

First Bank is the banking subsidiary of First Bancorp and is headquartered in Southern Pines, North Carolina, with total assets of approximately $12.7 billion. As a state-chartered community-focused bank, First Bank operates 113 bank branches in North Carolina and South Carolina. Since 1935, First Bank has taken a tailored approach to banking, combining best-in-class financial solutions and helpful local expertise to help our customers achieve their dreams. First Bancorp's common stock is traded on the NASDAQ Global Select Market under the symbol "FBNC." Visit our website at www.LocalFirstBank.com. Member FDIC, Equal Housing Lender.

View original content to download multimedia:https://www.prnewswire.com/news-releases/first-bank-ranked-14-among-us-public-banks-by-sp-global-market-intelligence-302722271.html

SOURCE First Bancorp

FAQ

What does First Bank's #14 S&P ranking mean for FBNC shareholders?

It signals industry recognition of strong 2025 performance and relative positioning among peers. According to the company, the ranking reflects metrics for growth, profitability and safety and soundness, which may support investor confidence but does not guarantee future returns.

When did First Bank (FBNC) announce its #14 ranking by S&P Global Market Intelligence?

First Bank announced the ranking on March 23, 2026. According to the company, the placement is based on 2025 financial performance, reflecting the annual evaluation published by S&P Global Market Intelligence.

What metrics did S&P Global Market Intelligence use to rank First Bank (FBNC)?

S&P evaluated banks using measures of growth, profitability, and safety and soundness. According to the company, the methodology is comprehensive and compares publicly traded banks' 2025 financial performance across those key areas.

How large is First Bank (FBNC) in assets and branch footprint?

First Bank reports approximately $12.7 billion in total assets and operates 113 branches in North Carolina and South Carolina. According to the company, this reflects its regional scale and community-focused banking model.