First Commonwealth Financial Stock Price, News & Analysis

First Commonwealth Financial Corporation (NYSE: FCF) announced on November 3, 2025 the appointment of Joseph V. DiVito Jr. to its Board of Directors, effective immediately.

DiVito, age 58, retired as a Principal of PricewaterhouseCoopers in June 2025 after a 35-year career. He brings experience in information technology, cybersecurity, regulatory compliance, data privacy, and governance. His credentials include a Bachelor of Science in Business Administration, an MBA, a JD from Duquesne University, and certifications CIPP/US, CIPM, and CISA. The company highlighted his advisory work across startups to Fortune 50 firms and multiple industries.

First Commonwealth (NYSE: FCF) reported Q3 2025 GAAP net income of $41.3M or $0.39 diluted EPS and core net income of $41.2M ($0.39 core EPS).

Key drivers: net interest income $111.5M, net interest margin 3.92% (up 36 bps YoY), core PPNR $62.9M, and average deposits up $102.7M. Capital remained strong with Total capital 14.4% and $348.9M excess above 10% well-capitalized threshold. The board declared a quarterly dividend of $0.135 per share payable Nov 21, 2025; share repurchases totaled 625,483 shares in Q3.

First Commonwealth Financial Corporation (NYSE: FCF) will host its Third Quarter 2025 earnings conference call on Wednesday, October 29, 2025 at 2:00 p.m. ET. Management participants include T. Michael Price (CEO), James R. Reske (CFO), Jane Grebenc (Chief Revenue Officer) and Brian J. Sohocki (Chief Credit Officer).

The company will release third quarter 2025 results after market close on Tuesday, October 28, 2025. Investors can join via live webcast at www.fcbanking.com/investorrelations or by phone at 1-888-330-3181 (U.S.) or 1-646-960-0699 (international); Conference ID 4651379. A replay will be archived on the investor site for at least 30 days and a phone replay will be available about one hour after the call.

Participants may submit questions by e-mail to investorrelations@fcbanking.com starting 9:00 a.m. ET on October 29, 2025 through the end of the presentation.

First Commonwealth Financial (NYSE:FCF) reported Q2 2025 financial results with GAAP net income of $33.4 million ($0.32 per share) and core net income of $39.5 million ($0.38 per share). The bank demonstrated strong performance with a net interest margin expansion to 3.83%, up 21 basis points from the previous quarter.

Key highlights include total loan growth of 8.1% annualized, deposit growth of 3.8% annualized, and an improved core efficiency ratio of 54.1%. The bank's asset quality metrics showed some pressure with nonperforming loans increasing to $99.5 million, primarily due to a commercial floorplan relationship. The Board approved a 3.7% increase in quarterly dividend and authorized an additional $25 million share repurchase program.

First Commonwealth Financial Corporation (NYSE: FCF) has scheduled its second quarter 2025 earnings conference call for Wednesday, July 30, 2025 at 2:00 p.m. Eastern Time. The call will feature key executives including CEO T. Michael Price, CFO James R. Reske, Chief Revenue Officer Jane Grebenc, and Chief Credit Officer Brian J. Sohocki.

The company will release its Q2 2025 financial results after market close on Tuesday, July 29, 2025. Investors can access the call via webcast at fcbanking.com/investorrelations or by phone at 1-888-330-3181 (U.S.) or 1-646-960-0699 (international) using Conference ID 4651379. Questions can be submitted via email starting at 9:00 a.m. ET on the day of the call.

First Commonwealth Bank (NYSE: FCF) has successfully completed the systems conversion and rebranding of CenterBank in Cincinnati, Ohio, following the legal closing of the acquisition on April 30, 2025. The acquisition includes $348.4 million in total assets, three branch locations, a loan production office, and a mortgage center. The transaction strengthens First Commonwealth's Cincinnati presence with a 65% business-focused customer base. As part of the integration, two Milford branch offices will consolidate into one location, and 25 former CenterBank employees have transitioned to First Commonwealth. Amy McFarland will continue leading as Regional President for Cincinnati, maintaining the bank's commitment to customer-focused, commercially oriented business operations in this strategic market.

First Commonwealth Financial Corporation (NYSE: FCF) has completed its acquisition of CenterGroup Financial, the parent company of Ohio-based CenterBank. The merger expands First Commonwealth's presence in the Cincinnati market. Following a systems conversion in June 2025, CenterBank customers will gain access to First Commonwealth's extensive network of 55,000 surcharge-free ATMs worldwide and 127 retail offices across Pennsylvania and Ohio.

The acquisition will provide CenterBank customers with enhanced services including mortgage and personal loans, wealth management, insurance, improved online banking, and mobile solutions. Commercial clients will benefit from expanded financing options, cash management services, and payment processing capabilities.

First Commonwealth Financial reported Q1 2025 financial results with net income of $32.7 million and diluted earnings per share of $0.32. This represents a decrease from both the previous quarter ($35.8 million) and Q1 2024 ($37.5 million).

Key highlights include:

• Loan growth of 4.4% annualized, driven by $121.4 million increase in commercial loans
• Deposit growth of 7.7% annualized, with $214.8 million increase in savings deposits
• Net interest margin improved to 3.62%, up 8 basis points from previous quarter
• Board approved 3.9% increase in quarterly dividend to $0.135 per share

The company received all approvals for its acquisition of CenterGroup Financial, expected to complete on April 30, 2025. Asset quality remained stable with nonperforming loans at $59.4 million (0.65% of total loans) and net charge-offs decreasing to $3.1 million. The efficiency ratio increased to 59.08%, while maintaining strong capital positions with a Bank-level Total Capital Ratio of 13.6%.

First Commonwealth Financial (NYSE: FCF) has scheduled its First Quarter 2025 earnings conference call for Wednesday, April 30, 2025, at 2:00 p.m. Eastern Time. The call will feature key executives including T. Michael Price (President and CEO), James R. Reske (CFO), Jane Grebenc (Chief Revenue Officer), and Brian J. Sohocki (Chief Credit Officer).

The company will release its Q1 2025 financial results before market opens on Tuesday, April 29, 2025. Investors can access the call through a live webcast at fcbanking.com/investorrelations or via phone at 1-888-330-3181 (U.S. toll-free) or 1-646-960-0699 (international). Questions can be submitted via email to investorrelations@fcbanking.com starting at 9:00 a.m. ET on the day of the call.