First Ctzns Bancshares Inc N C Stock Price, News & Analysis

First Citizens Bank (NASDAQ:FCNCA) provided $338 million in financing to affiliates of Autumn Lake Healthcare to acquire a real estate portfolio of 12 Maryland skilled nursing facilities totaling over 1,500 beds on Oct. 28, 2025.

Autumn Lake Healthcare is based in Howell, New Jersey, and its network includes 66 skilled nursing facilities totaling over 8,200 beds across five states. First Citizens Healthcare Finance said the financing supports the acquisition and its tailored lending for middle‑market healthcare operators.

First Citizens Bank (Nasdaq: FCNCA) announced the purchase of a property at 26 Washington Street, Wellesley, MA to redevelop into a new office and branch serving consumer, business and Wealth clients.

The project will add approximately 15,000 square feet, replace the current Wellesley branch at 336 Washington Street and is expected to be completed in 2028. First Citizens currently operates five Boston‑area branches, has had a Silicon Valley Bank presence in Boston for 30+ years, and reports 500+ associates in the region and 800 employees across New England. Management highlighted recent Wealth hiring, including 15 Wealth team hires since 2024, and said the site will offer a hybrid branch and dedicated Wealth meeting space.

First Citizens BancShares (Nasdaq: FCNCA) reported third quarter 2025 results on October 23, 2025, with net income of $568 million and adjusted net income of $587 million. Loans rose to $144.76 billion (+2.5% QoQ) and deposits to $163.19 billion (+2.0% QoQ). Net interest margin held at 3.26%. The company repurchased $900 million of stock in Q3 and has repurchased $3.79 billion since the 2024 program began. Provision for credit losses increased to $191 million and net charge-offs rose to $234 million (0.65% of average loans). First Citizens announced an agreement to acquire 138 BMO Bank branches (assume ~$5.7 billion deposits, ~$1.1 billion loans), expected to close mid-2026.

First Citizens BancShares (Nasdaq: FCNCA) announced quarterly dividends to be paid on December 15, 2025 to holders of record as of November 28, 2025.

Key dividend amounts: $2.10 per share on Class A and Class B common stock; $13.4375 per share on 5.375% non-cumulative perpetual preferred stock, Series A (equal to $0.335938 per depositary share); $20.908312 per share on fixed-to-floating rate non-cumulative perpetual preferred stock, Series B; and $0.351563 per share on 5.625% non-cumulative perpetual preferred stock, Series C.

Silicon Valley Bank (FCNCA) released its 2025 Future of Fintech report on Oct 21, 2025, finding fintech investment and fundamentals stabilizing amid shifting tech trends.

Key data: AI-enabled fintech attracted 30% of fintech VC in 2025 while AI accounted for 58% of overall VC; crypto-focused funds make up two-thirds of fintech funds and total crypto market cap topped $4 trillion. Median Series A revenue is $4M. Median cash burn fell 12% YoY. Fintech M&A are pacing for >200 deals; median disclosed sale price ~4x capital raised (down from ~9x in 2022).

Silicon Valley Bank (FCNCA) reports a major shift: AI-enabled provider operations captured 73% of Healthtech mega-deals in 2025 and account for 44% of total Healthtech investment. Year-to-date $5.5B has been invested in provider operations with a full-year projection of $8.25B, poised to surpass the 2021 record of $7.8B. The report forecasts $18.5B total Healthtech investment by year-end, notes a ~42% boost in seed-stage AI valuations since 2021, and records 32 M&A deals in provider operations in 2025.

Key market signals include a shift away from alternative care (42% in 2021 to 9% today), a 22% valuation premium added by generalist investors to mega-deals, and concentration risks where 40% of ~$1.5B invested in 2025 went to a single company.

First Citizens Bank (Nasdaq: FCNCA) agreed to acquire 138 branches from BMO Bank across 11 states, expanding into the Midwest, Great Plains and West. The purchase includes branches in North Dakota, South Dakota, Wyoming, Nebraska, Kansas, Missouri, Oklahoma, Idaho, western Minnesota, eastern Oregon and southern Illinois.

Financial terms: First Citizens will assume approximately $5.7 billion in deposit liabilities and acquire about $1.1 billion in loans. The transaction is expected to close mid-2026, subject to customary closing conditions and regulatory approvals. A transaction presentation is available on the company's investor site.

First Citizens Bank (NASDAQ:FCNCA) has released its 2025 Halloween Spending Survey, revealing significant consumer spending trends across generations. The survey shows that 79% of U.S. adults plan to celebrate Halloween, with an average household spending of $420.

Gen Z leads the spending charge with an average of $622 per household, while households with children plan to spend $652. The survey highlights strong costume spending, with adults allocating $58 for personal costumes and $87 for family costumes. Notably, 33% of celebrants plan to purchase pet costumes, spending an average of $22.

CIT Bank, a division of First Citizens Bank, emphasizes the importance of financial planning for holiday expenses through high-yield savings accounts like Platinum Savings and Savings Connect.

First Citizens BancShares (NASDAQ: FCNCA) has scheduled its third quarter 2025 earnings conference call and webcast for Thursday, October 23, 2025. The company will release its financial results before U.S. markets open, followed by a conference call at 9 a.m. Eastern time.

Participants can pre-register for the webcast through the provided link, or join by telephone using specific dial-in numbers for North America (1-833-470-1428) and other locations (1-929-526-1599) with access code 557724. The investor presentation and webcast link will be available on the company's investor relations website, with a replay accessible after the event.