First Ctzns Bancshares Inc N C Stock Price, News & Analysis

First Citizens (NASDAQ:FCNCA) named Mike Spencer as Managing Director of Middle Market Banking in Atlanta effective Nov. 5, 2025.

Spencer, a 30-year industry veteran, will expand First Citizens' middle market presence across Georgia and nearby markets. He joins from Synovus after eight years building its middle market platform and has prior relationship roles at Wells Fargo and JPMorgan Chase. The bank's middle market platform targets customers with above $75mm of revenue and has served Georgia and surrounding regions since 2022.

Dynapac North America (FCNCA) and First Citizens Bank Equipment Finance announced a vendor finance agreement on November 3, 2025 to provide leasing and lending solutions for Dynapac road construction equipment.

The program will support Dynapac's dealer network and distributors with tailored retail and rental financing to acquire asphalt rollers, pavers, feeders and light equipment, aiming to streamline equipment purchases and rentals and support contractor operations.

First Citizens (NASDAQ:FCNCA) announced on Oct 29, 2025 that Erin McCaskill has been named Director and Atlanta Market Leader for First Citizens Wealth.

Based in Atlanta and reporting to Ethan Van Eck, she will lead a team of wealth consultants focused on high-net-worth individuals, businesses, founders, investors and nonprofits, and will oversee wealth planning, investment services, trust and fiduciary services, banking and lending.

McCaskill joined First Citizens in 2009, has over 20 years of financial services experience, holds a CFP and CExPA, and the firm notes it has served the Atlanta region since 2020 with roughly 400 associates and 29 branch locations across Georgia.

First Citizens Bank (NASDAQ:FCNCA) provided $338 million in financing to affiliates of Autumn Lake Healthcare to acquire a real estate portfolio of 12 Maryland skilled nursing facilities totaling over 1,500 beds on Oct. 28, 2025.

Autumn Lake Healthcare is based in Howell, New Jersey, and its network includes 66 skilled nursing facilities totaling over 8,200 beds across five states. First Citizens Healthcare Finance said the financing supports the acquisition and its tailored lending for middle‑market healthcare operators.

First Citizens Bank (Nasdaq: FCNCA) announced the purchase of a property at 26 Washington Street, Wellesley, MA to redevelop into a new office and branch serving consumer, business and Wealth clients.

The project will add approximately 15,000 square feet, replace the current Wellesley branch at 336 Washington Street and is expected to be completed in 2028. First Citizens currently operates five Boston‑area branches, has had a Silicon Valley Bank presence in Boston for 30+ years, and reports 500+ associates in the region and 800 employees across New England. Management highlighted recent Wealth hiring, including 15 Wealth team hires since 2024, and said the site will offer a hybrid branch and dedicated Wealth meeting space.

First Citizens BancShares (Nasdaq: FCNCA) reported third quarter 2025 results on October 23, 2025, with net income of $568 million and adjusted net income of $587 million. Loans rose to $144.76 billion (+2.5% QoQ) and deposits to $163.19 billion (+2.0% QoQ). Net interest margin held at 3.26%. The company repurchased $900 million of stock in Q3 and has repurchased $3.79 billion since the 2024 program began. Provision for credit losses increased to $191 million and net charge-offs rose to $234 million (0.65% of average loans). First Citizens announced an agreement to acquire 138 BMO Bank branches (assume ~$5.7 billion deposits, ~$1.1 billion loans), expected to close mid-2026.

First Citizens BancShares (Nasdaq: FCNCA) announced quarterly dividends to be paid on December 15, 2025 to holders of record as of November 28, 2025.

Key dividend amounts: $2.10 per share on Class A and Class B common stock; $13.4375 per share on 5.375% non-cumulative perpetual preferred stock, Series A (equal to $0.335938 per depositary share); $20.908312 per share on fixed-to-floating rate non-cumulative perpetual preferred stock, Series B; and $0.351563 per share on 5.625% non-cumulative perpetual preferred stock, Series C.

Silicon Valley Bank (FCNCA) released its 2025 Future of Fintech report on Oct 21, 2025, finding fintech investment and fundamentals stabilizing amid shifting tech trends.

Key data: AI-enabled fintech attracted 30% of fintech VC in 2025 while AI accounted for 58% of overall VC; crypto-focused funds make up two-thirds of fintech funds and total crypto market cap topped $4 trillion. Median Series A revenue is $4M. Median cash burn fell 12% YoY. Fintech M&A are pacing for >200 deals; median disclosed sale price ~4x capital raised (down from ~9x in 2022).

Silicon Valley Bank (FCNCA) reports a major shift: AI-enabled provider operations captured 73% of Healthtech mega-deals in 2025 and account for 44% of total Healthtech investment. Year-to-date $5.5B has been invested in provider operations with a full-year projection of $8.25B, poised to surpass the 2021 record of $7.8B. The report forecasts $18.5B total Healthtech investment by year-end, notes a ~42% boost in seed-stage AI valuations since 2021, and records 32 M&A deals in provider operations in 2025.

Key market signals include a shift away from alternative care (42% in 2021 to 9% today), a 22% valuation premium added by generalist investors to mega-deals, and concentration risks where 40% of ~$1.5B invested in 2025 went to a single company.