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The Citizens Bank (OTCPK: CITZ) has entered into a Purchase and Assumption Agreement to acquire First Capital Bank's (OTCPK: FCPB) Laurinburg, North Carolina branch. The Citizens Bank will assume deposit liabilities and acquire loans, cash, and other assets associated with the branch. Post-acquisition, the branch will operate under The Citizens Bank brand.
The Citizens Bank, with over $1 billion in assets and 24 branches throughout South Carolina, will retain the current branch location and employees. This acquisition represents The Citizens Bank's strategic expansion into North Carolina. The transaction is expected to close in Q4 2025, pending regulatory approval.
First Capital Bank (OTCQX: FCPB) has achieved a significant milestone by surpassing $1 billion in total assets as of March 31, 2025. The bank has experienced remarkable growth of over $900 million since relocating its headquarters to Charleston, South Carolina in 2018.
President & CEO Joe Kassim emphasized the achievement reflects their team's dedication and customer trust, highlighting their focus on relationship building and exceptional banking solutions. Executive Chairman Harvey Glick expressed gratitude to stakeholders for this accomplishment.
First Capital Bank operates five branches and one loan production office across North and South Carolina. The bank remains committed to maintaining personalized service, investing in technology, people, and communities to sustain growth momentum.
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