First Financial Bancorp (FFBC) reports developments for a regional bank holding company engaged in commercial banking and related financial services through First Financial Bank. Company news centers on quarterly and annual results, net interest margin, loan and deposit trends, noninterest income, capital levels, and the performance of lending, deposit, cash management, trust, and wealth management activities.
Recurring updates also include board actions such as common-stock dividends and share repurchase authorizations, subordinated debt activity, investor presentations, and completed bank acquisitions that affect the company’s balance sheet and operating scale. Earnings releases commonly discuss commercial lending, real estate lending, consumer financing, funding costs, asset yields, and integration effects from acquired portfolios.
First Financial Bancorp (Nasdaq: FFBC) will release its third quarter 2025 financial results after market close on Thursday, October 23, 2025. A teleconference and webcast to discuss results is scheduled for Friday, October 24, 2025 at 8:30 a.m. ET.
Teleconference dial-in: 1-888-550-5723 (Access Code: 5048068). Teleconference replay: 1-800-770-2030 (Access Code: 5048068) available one hour after the call until November 7, 2025. Webcast and archived replay available via http://ir.bankatfirst.com/CorporateProfile; archived for 12 months.
First Financial Bank (NASDAQ:FFBC) has announced its strategic acquisition of BankFinancial (NASDAQ:BFIN) in an all-stock transaction valued at approximately $142 million. The deal will significantly expand First Financial's presence in the Chicago market, adding 18 retail locations and bringing total pro forma deposits to $2.2 billion.
Under the agreement, BankFinancial shareholders will receive 0.48 shares of First Financial common stock for each BankFinancial share. The transaction, expected to close in Q4 2025, will be accretive to First Financial's earnings per share while maintaining tangible book value per share. All BankFinancial employees will join First Financial upon closing.
First Financial Bancorp (NASDAQ:FFBC) reported strong Q2 2025 financial results with earnings per diluted share of $0.73 ($0.74 adjusted). The company achieved record quarterly revenue of $226.3 million, representing a 5% year-over-year increase. Key performance metrics include a return on average assets of 1.52% and a robust net interest margin of 4.05%.
The bank demonstrated solid financial health with loan growth of 2% annualized and average deposit growth of 3% annualized. Asset quality remained stable with net charge-offs at 21 basis points. The Board approved a quarterly dividend increase to $0.25 per share, representing a 4.2% increase. Additionally, the company's pending acquisition of Westfield Bank in Northeast Ohio is progressing with regulatory approvals expected this year.
First Financial Bancorp (NASDAQ: FFBC) has scheduled its second quarter 2025 financial results announcement for Thursday, July 24, 2025 after market close. The company will host a conference call and webcast to discuss the results on Friday, July 25, 2025, at 8:30 a.m. Eastern time.
Investors can access the conference call via telephone at 1-888-550-5723 (toll-free) using access code 5048068. A replay will be available until August 8th, 2025. The webcast can be accessed through the company's investor relations website and will be archived for 12 months.
First Financial Bancorp (NASDAQ: FFBC) has announced a definitive agreement to acquire Westfield Bancorp in a cash-and-stock transaction valued at $325 million. The deal, structured as 80% cash and 20% stock at 1.4x price-to-tangible book value, will expand FFBC's presence in Northeast Ohio, particularly in Cleveland and Akron markets.
The acquisition will increase First Financial's total assets to $20.6 billion and make it the 8th largest bank by deposit market share in Ohio. The transaction is expected to close in Q4 2025, bringing strategic benefits including enhanced specialty lending verticals in premium finance, insurance agency, and RIA banking. Pro forma financial metrics include a TCE ratio of 7.4%, CET1 ratio of 10.9%, and projected ROA of 1.4% in 2026.
First Financial Bancorp (Nasdaq: FFBC) has announced the acquisition of Westfield Bancorp in a cash and stock transaction valued at $325 million. The deal combines Westfield's $2.2 billion in assets with First Financial's operations, creating a $20.6 billion Midwest-based institution.
The transaction, expected to close in Q4 2025, will be paid 80% in cash ($260 million) and 20% in First Financial stock (approximately 2.75 million shares). The acquisition is projected to be 12% accretive to First Financial's earnings with a tangible book value earn-back of approximately 2.9 years. All Westfield Bank retail locations will remain open and be rebranded as First Financial Bank locations.
First Financial Bancorp (NASDAQ: FFBC) has announced its latest quarterly cash dividend. The company's board of directors declared a dividend of $0.24 per common share on April 29, 2025.
Key dividend dates:
- Payment Date: June 16, 2025
- Record Date: June 2, 2025
This announcement represents the company's commitment to providing regular returns to its shareholders through cash dividends. The declaration was made during the board's meeting in Cincinnati.
First Financial Bancorp (FFBC) reported Q1 2025 financial results with net income of $51.3 million, or $0.54 per diluted share ($0.63 adjusted). The company achieved a return on average assets of 1.13% and maintained a robust net interest margin of 3.88% on a tax-equivalent basis.
Key highlights include noninterest income of $51.1 million ($61.0 million adjusted), noninterest expenses of $128.1 million ($126.6 million adjusted, showing a 3.3% decrease), and stable loan balances. The bank reported strong asset quality with nonperforming assets decreasing to 0.32% and total capital ratio increasing to 14.90%.
Notable achievements include winning the Gallup Exceptional Workplace Award and receiving an "Outstanding" CRA rating. The bank maintains strong capital positions with a tangible book value per share of $14.80, representing a 4.6% increase from the previous quarter.
First Financial Bancorp (FFBC) has scheduled its first quarter 2025 financial results announcement for Thursday, April 24, 2025, after market close. The company will host a teleconference and webcast to discuss the results on Friday, April 25, 2025, at 8:30 a.m. Eastern time.
Investors can access the teleconference through a toll-free number (1-888-550-5723) using access code 5048068. A replay will be available until May 9th, 2025. The webcast can be accessed at http://ir.bankatfirst.com/CorporateProfile and will remain archived on the company's website for 12 months after the live call.
First Financial Bancorp (NASDAQ: FFBC) announced that its board of directors has declared a quarterly cash dividend of $0.24 per common share. The dividend will be paid on March 17, 2025, to shareholders who are on record as of March 3, 2025. The announcement was made on January 28, 2025.