FinWise Bancorp reports recurring developments as the holding company for FinWise Bank, a bank that provides banking and payments solutions to fintech brands. Company news commonly covers quarterly results, net interest income and margin, loan originations, credit-loss provisioning, deposit funding, and performance of Strategic Program loans, including credit-enhanced balances.
Updates also describe strategic program agreements for consumer credit, BIN Sponsorship, MoneyRails™ payments capabilities, SBA 7(a), owner-occupied commercial real estate and leasing programs, as well as governance changes at the holding company and bank.
FinWise Bancorp (NASDAQ: FINW) will report first quarter 2026 results and host a conference call and webcast on Thursday, April 30, 2026 at 5:00 p.m. ET. The company will accept emailed questions until 5:00 p.m. ET on April 30, 2026.
Dial-in numbers are 1-877-423-9813 (toll-free) and 1-201-689-8573 (international) with conference ID 13758871. A live webcast and a six-month replay will be available on the company’s investor website.
FinWise Bancorp (NASDAQ: FINW) announced a strategic program agreement with fintech Albert on February 23, 2026 to provide transparent, affordable and convenient short-term lines of credit to Albert customers.
The partnership leverages FinWise's banking, lending, deposit and payments platform and Albert's app to expand consumer access to short-term personal credit and integrated financial products.
FinWise Bancorp (NASDAQ: FINW) reported fourth-quarter and full-year 2025 results with $1.6B loan originations in Q4 and $6.1B for 2025. Net income was $3.9M in Q4 and $16.1M for the year; diluted EPS was $0.27 for Q4 and $1.13 for 2025.
Key metrics: net interest income $24.6M (Q4), net interest margin 11.42% (Q4), efficiency ratio 50.5% (Q4), and nonperforming loans of $43.7M at year-end.
FinWise Bancorp (NASDAQ: FINW) will report fourth quarter and full year 2025 results and host a conference call and webcast after market close on Thursday, January 29, 2026.
The conference call is scheduled for 5:00 p.m. ET on January 29, 2026. Dial-in numbers are 1-877-423-9813 (toll-free) and 1-201-689-8573 (international) with conference ID 13757193; participants are asked to dial in 10 minutes early.
The live webcast will be available on the company website and a replay will be available at the investor relations site for six months following the call. Questions may be submitted by email prior to 5:00 p.m. ET on January 29, 2026 to investors@finwisebank.com.
FinWise Bancorp (NASDAQ: FINW) reported third quarter 2025 results for the period ended September 30, 2025. Key highlights: loan originations $1.79B, net interest income $18.6M, net income $4.9M and diluted EPS $0.34. Total assets reached $899.9M. Efficiency ratio improved to 47.6% from 59.5% in Q2 2025. Provision for credit losses increased to $12.8M, and nonperforming loan balances rose to $42.8M. Management cited growth from strategic program originations, increases in credit-enhanced balances, and disciplined expense control as drivers of quarterly performance.
FinWise Bancorp (NASDAQ: FINW) entered into a program management, network issuer processor and servicer agreement with Tallied Technologies to deliver credit card products and processing solutions to fintechs and their customers. Planned launch in November 2025 includes two Mastercard co-branded programs: a Consumer Rewards World Elite Mastercard and a Business Rewards World Elite Mastercard, each with customized rewards.
Tallied will manage processing, portfolio management, servicing, marketing and balance sheet elements as program manager. FinWise will serve as issuing bank, provide compliance and risk oversight, and deliver credit-enhanced balance sheet support.
FinWise Bancorp (NASDAQ: FINW) on October 22, 2025 announced a strategic program agreement with DreamFi to offer banking and financial‑wellness products aimed at underserved and underbanked communities. The program pairs FinWise's mobile banking and payments infrastructure with DreamFi's financial literacy tools.
Initial consumer offerings are expected to include a DreamFi Debit Card, checking account, access to 40,000+ surcharge‑free ATMs in the U.S., prescription savings, and built‑in protections such as life insurance, phone protection, and roadside assistance. The companies will evaluate future expansion into consumer and business lending, short‑term secured credit, bill pay, and savings accounts.
FinWise Bancorp (NASDAQ: FINW), parent company of FinWise Bank, has scheduled its third quarter 2025 earnings conference call for October 29, 2025, after market close. The earnings discussion will be held at 5:00 p.m. ET via conference call and webcast.
Participants can join using the dial-in numbers 1-877-423-9813 (toll-free) or 1-201-689-8573 (international) with conference ID 13755419. The webcast will be accessible through FinWise's website, with a replay available for six months. Stakeholders can submit questions via email to investors@finwisebank.com prior to the call.
FinWise Bancorp (NASDAQ: FINW) reported strong Q2 2025 results with net income of $4.1 million, up from $3.2 million in Q1 2025. The company achieved loan originations of $1.5 billion, marking increases from both the previous quarter ($1.3 billion) and prior year ($1.2 billion). Diluted EPS reached $0.29, improving from $0.23 in Q1 2025.
The bank's efficiency ratio improved to 59.5% from 64.8% in Q1, while net interest income grew to $14.7 million. However, nonperforming loans increased to $39.7 million, with $21.2 million guaranteed by the SBA. The company's strategy to reduce risk by focusing on higher-quality, lower-yielding loans resulted in a net interest margin of 7.81%, down from previous periods.
FinWise Bancorp (NASDAQ: FINW), parent company of FinWise Bank, has scheduled its second quarter 2025 earnings conference call and webcast for Thursday, July 24, 2025 after market close.
The earnings conference call will be held at 5:00 p.m. ET. Participants can join via phone using the dial-in numbers 1-877-423-9813 (toll-free) or 1-201-689-8573 (international) with conference ID 13754178. A live webcast will be available on the company's website, with a replay accessible for six months following the call.
Stakeholders can submit questions for consideration via email to investors@finwisebank.com prior to the call start time.