Flagstar Financial, Inc. Stock Price, News & Analysis

Flagstar Financial (NYSE: FLG) has declared quarterly cash dividends for its common and preferred stocks. The company announced a common stock dividend of $0.01 per share, payable on September 17, 2025, to stockholders of record as of September 7, 2025.

Additionally, the bank declared dividends for three preferred stock series: Series A at $15.94 per share ($0.3984 per depositary share), Series B at $3.3333 per share, and Series D at $3.3333 per share. As of June 30, 2025, Flagstar reported $92.2 billion in assets, $64.4 billion in loans, and $69.7 billion in deposits.

Flagstar Financial (NYSE:FLG) reported a Q2 2025 net loss of $0.19 per diluted share, with an adjusted net loss of $0.14 per share. The company showed significant improvement from Q1 2025's loss of $0.26 per share and Q2 2024's loss of $1.14 per share.

Key highlights include: 57% increase in C&I loan originations to $1.2 billion, 9% reduction in criticized assets, and a 5% decrease in adjusted operating expenses. The company reduced CRE exposure by $2.4 billion (5%) compared to Q1'25 and maintained a strong CET1 capital ratio of 12.33%.

Flagstar announced plans to eliminate its bank holding company structure and expects to return to profitability by Q4 2025. The company's total assets decreased to $92.2 billion, down 6% from Q1'25, while maintaining a net interest margin of 1.81%, up 7 basis points quarter-over-quarter.

Flagstar Financial (NYSE: FLG) announced plans to merge its holding company into Flagstar Bank, N.A., with the Bank becoming the surviving entity. The reorganization aims to reduce costs, simplify organizational structure, and streamline operations while maintaining the same NYSE ticker symbol "FLG".

The company, with $97.6 billion in assets, $67.1 billion in loans, and $73.9 billion in deposits as of March 31, 2025, expects to complete the reorganization before year-end, subject to regulatory and shareholder approval. The Bank operates approximately 400 locations across nine states, with strong presence in New York/New Jersey, the Midwest, Florida, and the West Coast.

Flagstar Bank (NYSE: NYCB) announced a major expansion of its Specialized Industries Group, marking a significant milestone in its transformation strategy. The group now comprises 12 distinct industry verticals, including seven newly launched sectors, focusing on specialized debt finance and banking services.

Led by Adam Feit, EVP and Head of Specialized Industries & Capital Markets, the expansion introduces expert leadership across key verticals including Subscription Finance, Technology Media & Communications, Entertainment, Sports, Power & Renewables, Oil & Gas, and Insurance. Each vertical is headed by industry veterans with extensive experience in their respective sectors.

As of March 31, 2025, Flagstar reported $97.6 billion in assets, $67.1 billion in loans, $73.9 billion in deposits, and $8.2 billion in total stockholders' equity. The bank operates approximately 400 locations across nine states.

Flagstar Financial (NYSE: FLG) has scheduled its second quarter 2025 earnings release for July 25, 2025 at 6:00 a.m. ET. The company will host a conference call at 8:00 a.m. ET, featuring CEO Joseph M. Otting and CFO Lee Smith discussing the quarterly performance.

As of March 31, 2025, Flagstar reported significant financial metrics: $97.6 billion in assets, $67.1 billion in loans, $73.9 billion in deposits, and $8.2 billion in total stockholders' equity. The bank operates approximately 400 locations across nine states, with strong presence in the New York/New Jersey metro area, upper Midwest, Florida, and West Coast.

Flagstar Financial (NYSE: FLG) announced its participation in the Morgan Stanley U.S. Financials Conference in New York City on June 11, 2025. Chairman, President, and CEO Joseph Otting and CFO Lee Smith will represent the company at 12:15 p.m. ET. The presentation will be accessible via live audio webcast on ir.flagstar.com, with a replay available until July 9, 2025. Flagstar Financial, parent of Flagstar Bank, N.A., is a major regional bank with $97.6 billion in assets, $67.1 billion in loans, and $73.9 billion in deposits as of March 31, 2025. The bank operates 400 locations across nine states, with strong presence in NY/NJ metro area, the Midwest, Florida, and the West Coast.

Flagstar Financial (NYSE: FLG) announced preliminary results from its 2025 Annual Shareholders' Meeting, with all three proposals receiving strong majority approval and 87% shareholder participation. Shareholders approved the election of three directors, ratified KPMG as the independent auditor, and approved executive compensation in a non-binding vote. CEO Joseph M. Otting expressed satisfaction with the results, viewing them as validation of the company's turnaround strategy. Flagstar Financial, with $97.6 billion in assets, operates through Flagstar Bank with 400 locations across nine states, focusing on the New York/New Jersey region, Midwest, Florida, and West Coast markets. The bank reported $67.1 billion in loans, $73.9 billion in deposits, and $8.2 billion in stockholders' equity as of March 31, 2025.

Flagstar Financial (NYSE: FLG) has declared its quarterly cash dividends for both common and preferred stockholders. The company announced a $0.01 per share dividend on common stock, payable June 17, 2025, to stockholders of record as of June 7, 2025.

Additionally, preferred stock dividends were declared:

• Series A preferred stock: $15.94 per share ($0.3984 per depositary share)
• Series B preferred stock: $3.3333 per share
• Series D preferred stock: $3.3333 per share

As of March 31, 2025, Flagstar reported total assets of $97.6 billion, loans of $67.1 billion, deposits of $73.9 billion, and stockholders' equity of $8.2 billion. The bank operates approximately 400 locations across nine states, focusing on the New York/New Jersey metro area, upper Midwest, Florida, and West Coast.

Flagstar Financial (NYSE: FLG) reported Q1 2025 results with a net loss of $100 million, improving from Q4 2024's loss of $188 million. The loss per diluted share was $0.26, better than Q4 2024's $0.47 loss.

Key highlights include:

• C&I loan originations increased 42% quarter-over-quarter to $769 million
• CET1 capital ratio improved to 11.9%
• Total assets decreased 3% to $97.6 billion
• Net interest margin stabilized at 1.74%
• Credit costs improved with net charge-offs declining 48% to $115 million

The company continues its strategic transformation, reducing CRE exposure while building its C&I and Private Banking businesses. Management expects to return to profitability by Q4 2025. Operating expenses declined 22% year-over-year, and the company maintains strong liquidity of $30 billion.