FLAGSTAR BANK, N.A. TO REPORT FOURTH QUARTER 2025 EARNINGS AND HOST CONFERENCE CALL ON JANUARY 30TH

Rhea-AI Summary

Flagstar Bank (NYSE: FLG) will release fourth quarter and full-year 2025 results for the periods ended December 31, 2025 at approximately 6:00 a.m. ET on Friday, January 30, 2026. The earnings release and presentation will be posted to the company's Investor Relations website shortly after issuance. Management will discuss results on a conference call at 8:00 a.m. ET on January 30, 2026, with Chairman, President & CEO Joseph M. Otting and SVP & CFO Lee Smith participating.

Dial-in instructions require entry of conference ID 5857240. The call will be webcast at the Investor Relations site and the archive will remain available through 5:00 p.m. on February 27, 2026. Replay dial-in windows run January 30 (11:00 a.m.) through February 3 (11:59 p.m.).

News Market Reaction – FLG

+0.39%

+0.39% Session close to close

In the Jan 14 session, FLG gained 0.39%, reflecting a mild positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement sets the schedule for Flagstar’s Q4 and full-year 2025 earnings release and confer...

Analysis

This announcement sets the schedule for Flagstar’s Q4 and full-year 2025 earnings release and conference call, giving investors a clear date to assess updated performance. As of September 30, 2025, the bank reported $91.7 billion in assets, $63.2 billion in loans, $69.2 billion in deposits, and $8.1 billion in stockholders’ equity, with about 340 locations across nine states. Investors may focus on how Q4 results compare with prior net losses and the impact of the recent reorganization.

Key Figures

Total assets: $91.7 billion Total loans: $63.2 billion Total deposits: $69.2 billion +5 more

8 metrics

Total assets $91.7 billion Consolidated assets at September 30, 2025

Total loans $63.2 billion Loans at September 30, 2025

Total deposits $69.2 billion Deposits at September 30, 2025

Stockholders' equity $8.1 billion Total stockholders' equity at September 30, 2025

Branch locations Approximately 340 locations Bank footprint across nine states

Earnings release time 6:00 a.m. ET Q4 and full-year 2025 results on January 30, 2026

Conference call time 8:00 a.m. ET Q4 2025 earnings call on January 30, 2026

Conference ID 5857240 Dial-in ID for Q4 2025 earnings call

Historical Context

5 past events · Latest: Dec 09 (Positive)

Pattern 5 events

Date	Event	Sentiment	24h Move	Catalyst
Dec 09	Wealth expansion	Positive	-1.4%	Expanded private bank capabilities and new regional operating model.
Oct 29	Dividend declaration	Neutral	-1.8%	Announced common and preferred stock cash dividends.
Oct 24	Q3 2025 earnings	Negative	+4.8%	Reported Q3 net loss with some sequential operating improvements.
Oct 17	Reorganization close	Positive	+2.3%	Completed holding company reorganization with bank as public entity.
Oct 15	Reorg approval	Positive	-0.9%	Shareholders approved merger of holding company into bank.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Across recent news, FLG showed three divergences and one alignment between news tone and price: positive strategic and restructuring updates often saw negative or muted reactions, while a negative Q3 2025 earnings report coincided with a price gain.

Recent Company History

This announcement sets the Q4 2025 earnings date following a series of strategic and financial updates in late 2025. In October 2025, shareholders approved and then completed a holding company reorganization, with the bank emerging as the surviving public entity and equity converting into bank securities. Q3 2025 results showed a net loss but sequential operating improvement, while a Dec 9, 2025 release highlighted expansion of private bank and wealth capabilities. A small common dividend and preferred dividends were declared in late October. Today’s earnings-date notice continues that cadence of regular communication.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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HICKSVILLE, N.Y., Jan. 14, 2026 /PRNewswire/ -- Flagstar Bank, N.A., (NYSE: FLG) (the "Company") today announced that it plans to issue results for the three and twelve months ended December 31, 2025 at approximately 6:00 a.m. Eastern Time (ET) on Friday, January 30, 2026. The earnings release and presentation will be posted to the Investor Relations portion of the Company's website, ir.flagstar.com shortly after issuance. 

The Company will conduct a conference call at 8:00 a.m. (ET) on the same date, during which Chairman, President, and Chief Executive Officer, Joseph M. Otting and Senior Executive Vice President and Chief Financial Officer, Lee Smith will discuss the Company's fourth quarter 2025 performance.

Conference Call Dial-In Instructions:

Once you dial-in to the call, please enter the conference ID (5857240) and press #.  You will then be prompted to provide your name and company name before being placed directly into the call.  Participants should dial-in at least 15 minutes in advance of the call start time. 

The conference call will be simultaneously webcast at ir.flagstar.com and archived through 5:00 p.m. on February 27, 2026.

Conference Call Details:
	Conference ID:		5857240
	Dial-in for Live Call:
		Domestic	(888) 596-4144
		International	(646) 968-2525
	Dial-in for Replay:
		Availability	January 30 (11:00 a.m.) – February 3 (11:59 p.m.)
		Domestic	(800) 770-2030
		International	(609) 800-9909

About Flagstar Bank, N.A.

Flagstar Bank, N.A., is one of the largest regional banks in the country and is headquartered in Hicksville, New York. At September 30, 2025, Flagstar Financial, Inc., the former holding company for the Bank, on a consolidated basis, had $91.7 billion of assets, $63.2 billion of loans, deposits of $69.2 billion, and total stockholders' equity of $8.1 billion. Flagstar Bank, N.A. operates approximately 340 locations across nine states, with strong footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a significant presence in the growth markets of Florida and the Southwest.

Investor Contact:
Salvatore J. DiMartino
(516) 683-4286

Media Contact:
Steven Bodakowski
(248) 312-5872

 

 

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SOURCE Flagstar Bank, N.A.

FAQ

When will Flagstar Bank (FLG) report fourth quarter 2025 earnings?

Flagstar Bank will issue results for the quarter ended December 31, 2025 at about 6:00 a.m. ET on January 30, 2026.

What time is the FLG conference call for Q4 2025 and who will speak?

The conference call is at 8:00 a.m. ET on January 30, 2026 and will feature Chairman, President & CEO Joseph M. Otting and SVP & CFO Lee Smith.

How do I join the Flagstar Bank (FLG) earnings call with conference ID 5857240?

Dial the domestic number (888) 596-4144 or international (646) 968-2525, enter conference ID 5857240, then provide your name and company when prompted.

Where can investors find the FLG earnings release and webcast for January 30, 2026?

The earnings release and presentation will be posted and the call webcast on Flagstar Bank's Investor Relations website; the webcast archive will be available through 5:00 p.m. ET on February 27, 2026.

When is the replay available for the Flagstar Bank (FLG) January 30, 2026 call?

Replay is available January 30 at 11:00 a.m. through February 3 at 11:59 p.m. via the listed replay dial-in numbers.