FLAGSTAR BANK, N.A. TO REPORT FOURTH QUARTER 2025 EARNINGS AND HOST CONFERENCE CALL ON JANUARY 30TH
Rhea-AI Summary
Flagstar Bank (NYSE: FLG) will release fourth quarter and full-year 2025 results for the periods ended December 31, 2025 at approximately 6:00 a.m. ET on Friday, January 30, 2026. The earnings release and presentation will be posted to the company's Investor Relations website shortly after issuance. Management will discuss results on a conference call at 8:00 a.m. ET on January 30, 2026, with Chairman, President & CEO Joseph M. Otting and SVP & CFO Lee Smith participating.
Dial-in instructions require entry of conference ID 5857240. The call will be webcast at the Investor Relations site and the archive will remain available through 5:00 p.m. on February 27, 2026. Replay dial-in windows run January 30 (11:00 a.m.) through February 3 (11:59 p.m.).
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News Market Reaction – FLG
On the day this news was published, FLG gained 0.39%, reflecting a mild positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
FLG was up about 0.31% while peers showed mixed moves: several regional banks like ABCB, AUB, HOMB, and HWC were down, and FFIN was modestly higher. With no peers in the momentum scanner and FLG edging higher on an earnings-date notice, trading appeared more stock-specific than sector-driven.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Dec 09 | Wealth expansion | Positive | -1.4% | Expanded private bank capabilities and new regional operating model. |
| Oct 29 | Dividend declaration | Neutral | -1.8% | Announced common and preferred stock cash dividends. |
| Oct 24 | Q3 2025 earnings | Negative | +4.8% | Reported Q3 net loss with some sequential operating improvements. |
| Oct 17 | Reorganization close | Positive | +2.3% | Completed holding company reorganization with bank as public entity. |
| Oct 15 | Reorg approval | Positive | -0.9% | Shareholders approved merger of holding company into bank. |
Across recent news, FLG showed three divergences and one alignment between news tone and price: positive strategic and restructuring updates often saw negative or muted reactions, while a negative Q3 2025 earnings report coincided with a price gain.
This announcement sets the Q4 2025 earnings date following a series of strategic and financial updates in late 2025. In October 2025, shareholders approved and then completed a holding company reorganization, with the bank emerging as the surviving public entity and equity converting into bank securities. Q3 2025 results showed a net loss but sequential operating improvement, while a Dec 9, 2025 release highlighted expansion of private bank and wealth capabilities. A small common dividend and preferred dividends were declared in late October. Today’s earnings-date notice continues that cadence of regular communication.
Market Pulse Summary
This announcement sets the schedule for Flagstar’s Q4 and full-year 2025 earnings release and conference call, giving investors a clear date to assess updated performance. As of September 30, 2025, the bank reported $91.7 billion in assets, $63.2 billion in loans, $69.2 billion in deposits, and $8.1 billion in stockholders’ equity, with about 340 locations across nine states. Investors may focus on how Q4 results compare with prior net losses and the impact of the recent reorganization.
AI-generated analysis. Not financial advice.
The Company will conduct a conference call at 8:00 a.m. (ET) on the same date, during which Chairman, President, and Chief Executive Officer, Joseph M. Otting and Senior Executive Vice President and Chief Financial Officer, Lee Smith will discuss the Company's fourth quarter 2025 performance.
Conference Call Dial-In Instructions:
Once you dial-in to the call, please enter the conference ID (5857240) and press #. You will then be prompted to provide your name and company name before being placed directly into the call. Participants should dial-in at least 15 minutes in advance of the call start time.
The conference call will be simultaneously webcast at ir.flagstar.com and archived through 5:00 p.m. on February 27, 2026.
Conference Call Details: | |||
Conference ID: | 5857240 | ||
Dial-in for Live Call: | |||
Domestic | (888) 596-4144 | ||
International | (646) 968-2525 | ||
Dial-in for Replay: | |||
Availability | January 30 (11:00 a.m.) – February 3 (11:59 p.m.) | ||
Domestic | (800) 770-2030 | ||
International | (609) 800-9909 | ||
About Flagstar Bank, N.A.
Flagstar Bank, N.A., is one of the largest regional banks in the country and is headquartered in
Investor Contact:
Salvatore J. DiMartino
(516) 683-4286
Media Contact:
Steven Bodakowski
(248) 312-5872
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SOURCE Flagstar Bank, N.A.
FAQ
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