Farmers & Merchants Bancorp, Inc. Announces Opening of Second Full-Service Office in the State of Michigan

Rhea-AI Summary

Farmers & Merchants Bancorp (NASDAQ: FMAO) has announced the opening of its second full-service office in Michigan, located in Troy. The new 3,000-square-foot facility at 3001 W. Big Beaver Rd. features offices, a conference room, customer lounge, and drive-up ATM.

Led by President and CEO Lars Eller, this expansion follows the success of their Birmingham office and demonstrates F&M's commitment to the greater Detroit area. The new location brings F&M's total full-service office count to 38 locations across Ohio, Indiana, and Michigan. A grand opening celebration is scheduled for October 28, 2026.

Positive

• Geographic expansion with second Michigan location strengthens regional presence
• Addition brings total network to 38 full-service offices across three states

Negative

• None.

News Market Reaction – FMAO

+2.11%

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+2.11% News Effect

On the day this news was published, FMAO gained 2.11%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

ARCHBOLD, Ohio, Aug. 07, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), today announced the opening of its second full-service office in Michigan. The new office is located at 3001 W. Big Beaver Rd., #108, Troy, Michigan 48084.

“We’re excited to continue our growth in Michigan with the opening of our new full-service office in Troy. This expansion reflects our long-term commitment to serving the greater Detroit area and reinforces our relationship-based approach to banking,” said Lars Eller, President and CEO of F&M Bank. “Following the success of our Birmingham office, we believe Troy offers a dynamic opportunity to build strong connections with both individuals and businesses. We look forward to becoming a trusted partner in this thriving community.”

The Troy office features nearly 3,000 square feet, comprising several offices, a conference room, a customer lounge, a drive-up lane with an ATM, and bankers on-site. This facility accommodates F&M’s ongoing growth and commitment to the area.

The new Troy office establishes F&M with 38 full-service offices across Ohio, Indiana, and Michigan. The grand opening celebration will take place on October 28, 2026.

About F&M Bank

F&M Bank is a local independent community bank that has been serving its communities since 1897. F&M Bank provides commercial banking, retail banking and other financial services. Our locations are in Butler, Champaign, Fulton, Defiance, Hancock, Henry, Lucas, Shelby, Williams, and Wood counties in Ohio. In Northeast Indiana, we have offices located in Adams, Allen, DeKalb, Jay, Steuben and Wells counties. The Michigan footprint includes Oakland County, and we have Loan Production Offices Muncie, Indiana, and Perrysburg and Bryan, Ohio.

Safe harbor statement

Private Securities Litigation Reform Act of 1995. Statements by F&M, including management’s expectations and comments, may not be based on historical facts and are “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21B of the Securities Exchange Act of 1934, as amended. Actual results could vary materially depending on risks and uncertainties inherent in general and local banking conditions, competitive factors specific to markets in which F&M and its subsidiaries operate, future interest rate levels, legislative and regulatory decisions, capital market conditions, or the effects of the COVID-19 pandemic, and its impacts on our credit quality and business operations, as well as its impact on general economic and financial market conditions. F&M assumes no responsibility to update this information. For more details, please refer to F&M’s SEC filing, including its most recent Annual Report on Form 10-K and quarterly reports on Form 10-Q. Such filings can be viewed at the SEC’s website, www.sec.gov or through F&M’s website www.fm.bank.

Company Contact:	Investor and Media Contact:
Lars B. Eller	Andrew M. Berger
President and Chief Executive Officer	Managing Director
Farmers & Merchants Bancorp, Inc.	SM Berger & Company, Inc.
(419) 446-2501	(216) 464-6400
leller@fm.bank	andrew@smberger.com

Photos accompanying this announcement are available at

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FAQ

Where is Farmers & Merchants Bancorp (FMAO) opening its new Michigan office?

FMAO is opening its new full-service office at 3001 W. Big Beaver Rd., #108, Troy, Michigan 48084.

How many full-service offices does FMAO now have across its network?

Following the Troy office opening, FMAO now operates 38 full-service offices across Ohio, Indiana, and Michigan.

When is the grand opening celebration for FMAO's new Troy, Michigan office?

The grand opening celebration is scheduled for October 28, 2026.

What features are included in FMAO's new Troy office location?

The Troy office features 3,000 square feet of space, including offices, a conference room, customer lounge, drive-up lane with ATM, and on-site bankers.

How many locations does FMAO now have in Michigan?

With the new Troy office opening, FMAO now has two full-service offices in Michigan, with the other location in Birmingham.