Farmers & Merchants Bk Long Be Stock Price, News & Analysis

Farmers & Merchants Bank of Long Beach (OTCQX: FMBL) announced on October 20, 2025 that it closed a $200 million equity investment from a large financial services company (the Investor).

The Investor purchased 16,261 shares of non-voting Series A Preferred Stock that the company describes as the economic equivalent of common stock. Piper Sandler & Co. served as financial advisor and Paul Hastings LLP served as legal advisor to the Bank.

Farmers & Merchants Bank of Long Beach (OTCQX: FMBL) has declared its regular quarterly cash dividend of $28 per share on the Bank's common stock. The dividend will be paid on September 30, 2025, to shareholders of record as of September 15, 2025.

This marks the Bank's 533rd dividend payment, highlighting its remarkable track record of consistent shareholder returns. FMBL has maintained an unbroken streak of dividend payments since 1916, with the notable distinction that the quarterly dividend amount has never been reduced throughout its history.

Farmers & Merchants Bank of Long Beach (OTCQX: FMBL) reported strong Q2 2025 financial results, with net income rising to $13.9 million ($112.71 per diluted share), up from $13.5 million in Q2 2024. The bank's net interest margin improved to 2.42% from 1.92% year-over-year.

Key metrics include total assets of $11.40 billion, gross loans of $6.47 billion, and total deposits of $8.69 billion. The bank maintains strong capital ratios, with a total risk-based capital ratio of 19.16%, well above the 10% requirement for "well-capitalized" status. During H1 2025, FMBL repurchased 704 shares at an average price of $5,661.92 per share, totaling $4.0 million.

Farmers & Merchants Bank of Long Beach (OTCQB: FMBL) has appointed Mark E. Harrison, 61, to its board of directors, succeeding Walter M. Florie who served since 2007. Harrison brings nearly 40 years of experience from KPMG LLP's financial services industry practice, where he specialized in tax consulting and advisory services for various banking institutions. His expertise spans mergers and acquisitions, complex financial transactions, tax credit investments, and income tax accounting. Harrison has a direct 15-year history providing services to F&M Bank. He is a Certified Public Accountant licensed in California and New York, holds a master's degree in Taxation from Golden Gate University, and served as a clinical professor at USC's Graduate Taxation program. He currently serves on the South Bay Classical Academy board and has previous board experience with Big Brothers Big Sisters and YMCA.

Farmers & Merchants Bank of Long Beach (OTCQX: FMBL) has declared its quarterly cash dividend of $28 per share on the Bank's common stock. The dividend will be paid on June 30, 2025, to shareholders of record as of June 13, 2025. This marks the bank's 532nd dividend payment, continuing its remarkable track record of consistent dividend payments since 1916. Notably, F&M has maintained an unbroken streak of dividend payments for over a century, and the value of its quarterly dividend has never been reduced during this period.

Farmers & Merchants Bank of Long Beach (OTCQX: FMBL) has reported its financial results for Q1 2025, demonstrating resilience amid challenging market conditions. The bank's net income increased to $16.8 million ($136.27 per diluted share), up from $13.0 million in Q1 2024.

Key financial metrics include:

• Net interest income rose to $64.1 million from $57.4 million year-over-year
• Net interest margin improved to 2.28% from 1.91%
• Total assets reached $11.49 billion
• Total deposits amounted to $8.70 billion

The bank maintains strong capital ratios well above regulatory requirements, with a total risk-based capital ratio of 19.16%. During Q1 2025, FMBL repurchased 704 shares at an average price of $5,661.92 per share, totaling $4.0 million.

Farmers & Merchants Bank of Long Beach (OTCQX: FMBL) has announced its board of directors' approval of a regular quarterly cash dividend of $28 per share on the Bank's common stock. The dividend will be paid on March 31, 2025, to shareholders of record as of March 14, 2025.

This marks the Bank's 531st dividend payment, maintaining its remarkable track record of consistent dividend payments to shareholders since 1916. Notably, the value of F&M's quarterly dividend has never decreased throughout its history.

Farmers & Merchants Bank of Long Beach (F&M Bank) has announced a $2 million capital investment in Clearinghouse Community Development Financial Institution (Clearinghouse CDFI), a mission-based lender serving low- to moderate-income communities. This investment is part of Clearinghouse CDFI's largest capital raise campaign, which began in late 2024.

Clearinghouse CDFI has a proven track record since 1996, having funded $2.7 billion in total loans for 2,732 community projects. These initiatives have created or retained 43,856 jobs, benefiting over 5.1 million individuals and creating 13,548 affordable housing units. F&M Bank, which received an 'Outstanding' rating in its 2022 Community Reinvestment Act examination, has maintained a 30-year relationship with Clearinghouse CDFI.

Farmers & Merchants Bank of Long Beach (FMBL) reported its Q4 and full-year 2024 financial results. The bank demonstrated financial strength despite challenging conditions, with all capital ratios exceeding regulatory requirements. During Q4, management sold $201 million of low-yielding securities and reinvested in higher-earning securities to enhance future performance.

Key financial highlights include: Q4 2024 net income of $4.0 million ($32.18 per diluted share), compared to $12.8 million in Q4 2023. Full-year 2024 net income was $44.9 million ($358.63 per diluted share), down from $70.0 million in 2023. Total assets reached $11.69 billion, with deposits rising to $8.77 billion. The bank's loan portfolio stood at $6.47 billion with a 1.50% allowance for loan losses.

The bank's capital position remains strong with a total risk-based capital ratio of 18.77%. During 2024, FMBL repurchased 3,066 shares for $15.4 million at an average price of $5,017.85 per share.