Freddie Mac Announces Enhanced Technology to Boost Loan Quality
Freddie Mac (OTCQB: FMCC) announced Quality Control Advisor Plus, a next-generation automation platform to streamline Single-Family quality control reviews and remedies.
The platform unifies QC systems, is being phased in and will be available to all lenders by year-end. Features include real-time alerts, bulk upload up to 250 files, standardized messaging, and integrated reports. Freddie Mac cited pilot results: participating sellers had a 26% lower non-acceptable quality rate and the pilot has helped lenders save millions. Lender repurchase requests are 56% down from 2023 peak.
Freddie Mac (OTCQB: FMCC) ha annunciato Quality Control Advisor Plus, una piattaforma di automazione di nuova generazione per rendere più snelli le verifiche di controllo qualità nelle case unifamiliari e i relativi rimedi.
La piattaforma unifica i sistemi QC, è in fase di implementazione e sarà disponibile a tutti i mutuatari entro la fine dell'anno. Le caratteristiche includono avvisi in tempo reale, caricamento bulk fino a 250 file, messaggi standardizzati e report integrati. Freddie Mac ha citato i risultati del test pilota: i venditori partecipanti hanno registrato una 26% inferiore tasso di qualità non accettabile e il pilota ha aiutato i prestatori a risparmiare milioni. Le richieste di riacquisto da parte dei prestatori sono in calo del 56% rispetto al picco del 2023.
Freddie Mac (OTCQB: FMCC) anunció Quality Control Advisor Plus, una plataforma de automatización de nueva generación para agilizar las revisiones y remediaciones de control de calidad de viviendas unifamiliares.
La plataforma unifica los sistemas de QC, se está implementando y estará disponible para todos los prestamistas antes de fin de año. Las características incluyen alertas en tiempo real, carga masiva de hasta 250 archivos, mensajes estandarizados e informes integrados. Freddie Mac citó los resultados del piloto: los vendedores participantes tenían una tasa de calidad no aceptable un 26% menor y el piloto ha ayudado a los prestamistas a ahorrar millones. Las solicitudes de recompras de los prestamistas están un 56% por debajo del pico de 2023.
Freddie Mac (OTCQB: FMCC)는 차세대 자동화 플랫폼인 Quality Control Advisor Plus를 발표했습니다. 이는 단일 가구 품질 관리 검토 및 시정 조치를 간소화하기 위한 것입니다.
플랫폼은 QC 시스템을 통합하고 점진적으로 도입되며 연말까지 모든 대출기관에 제공될 예정입니다. 특징으로는 실시간 알림, 최대 250개 파일의 일괄 업로드, 표준화된 메시지 및 통합 보고서가 포함됩니다. Freddie Mac은 시범 결과를 인용했습니다: 참여 판매자는 허용되지 않는 품질 비율이 26% 감소했고 시범은 대출기관의 비용 절감에 도움이 되었습니다 수백만 달러. 대출기관 재매입 요청은 2023년 최고치 대비 56% 감소했습니다.
Freddie Mac (OTCQB: FMCC) a annoncé Quality Control Advisor Plus, une plateforme d'automatisation de nouvelle génération pour rationaliser les contrôles de qualité et les remèdes dans le secteur des logements unifamiliaux.
La plateforme homogénéise les systèmes QC, est en cours de déploiement et sera disponible pour tous les prêteurs d'ici la fin de l'année. Ses fonctionnalités incluent des alertes en temps réel, un chargement en bloc jusqu'à 250 fichiers, des messages standardisés et des rapports intégrés. Freddie Mac a cité les résultats du pilote : les vendeurs participants ont eu un Taux de qualité non conforme en baisse de 26% et le pilote a aidé les prêteurs à économiser des millions. Les demandes de rachat par les prêteurs sont en baisse de 56% par rapport au pic de 2023.
Freddie Mac (OTCQB: FMCC) kündigte Quality Control Advisor Plus an, eine Next-Generation-Automatisierungsplattform zur Straffung der Qualitätskontrollprüfungen und -maßnahmen im Bereich Einfamilienhäuser.
Die Plattform vereinigt QC-Systeme, wird schrittweise eingeführt und wird bis zum Jahresende allen Kreditgebern zur Verfügung stehen. Zu den Funktionen gehören Echtzeit-Benachrichtigungen, Massen-Upload bis zu 250 Dateien, standardisierte Meldungen und integrierte Berichte. Freddie Mac nannte Ergebnisse des Pilotprojekts: Teilnehmer-Verkäufer hatten eine 26% geringere Rate an nicht akzeptabler Qualität und der Pilottest hat den Kreditgebern geholfen, Millionen zu sparen. Anfragen von Kreditgebern auf Rückkauf sind um 56% gegenüber dem Höchststand 2023 zurückgegangen.
فريدي ميك (OTCQB: FMCC) أعلنت مستشار مراقبة الجودة Plus، منصة أتمتة من الجيل التالي لتبسيط مراجعات الجودة وتصحيحاتها في الإسكان العائلي الواحد.
المنصة توحّد أنظمة المراقبة الجودة، وتُنفّذ تدريجياً وستكون متاحة لجميع المقرضين بنهاية العام. تشمل الميزات تنبيهات فورية، وتحميل جماعي حتى 250 ملفاً، ورسائل موحدة، وتقارير متكاملة. ذكرت فريدي ماك نتائج التجربة: كان للبائعين المشاركين انخفاضاً بنسبة 26% في معدل الجودة غير المقبولة وأن التجربة ساعدت المقرضين على توفير ملايين من الدولارات. طلبات إعادة شراء المقرضين انخفضت بنسبة تقارب 56% عن ذروة 2023.
- Onboarding available to all lenders by year-end 2025
- 500+ lenders already in the repurchase-alternative pilot
- Participating sellers show 26% lower non-acceptable quality rate
- Lender repurchase requests down 56% from 2023 peak
- 1,000+ lenders using new income calculator with >15,000 submissions
- Income-related deficiencies remain primary driver of loan defects
- Savings described as "millions" are not quantified precisely
New platform streamlines quality control review process, saving lenders time and reducing risk
MCLEAN, Va., Nov. 17, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today announced next-generation automation technology to streamline and strengthen its Single-Family quality control (QC) process. Quality Control Advisor Plus® will further enhance loan quality, drive efficiency and lower costs through technology that automates the quality control review and remedy process on delivered loans. A phased onboarding of Quality Control Advisor Plus is underway and will be available to all lenders by year-end.
“Quality Control Advisor Plus will cut months off the current QC process for most lenders,” said Sonu Mittal, EVP and head of Single-Family Acquisitions at Freddie Mac. “This new platform doubles down on our transparent and proactive approach to modernizing our QC processes. It provides considerable efficiencies for lenders so they can quickly identify and remediate issues as early as possible to minimize reoccurring defects and improve loan quality.”
The new platform is an integrated solution that unifies previously separate QC systems and will be available to all lenders by year-end. This includes the more than 500 lenders that are already taking part in Freddie Mac’s performing loan repurchase alternative pilot, which is broadly available to all lenders who want to participate. To date, participating lenders have saved millions of dollars in performing loan repurchases collectively. Additionally, the pilot is incentivizing better loan quality, as participating sellers had a
By streamlining the QC process to serve an evolving market, lenders can address issues like missing documents with immediate, real-time alerts that offer a clear view into every step of the loan review process. This can reduce wait times by months, provide feedback on loan quality closer to origination, limit back-and-forth communications and ultimately identify, resolve and remediate loan defects. It also allows lenders to manage loan remedies and view samples of defects, access multiple reports, check loan review status in real-time and upload loan files and missing documents.
This solution is designed to deliver more consistent decision making and standardized communication through newly implemented messaging that aligns with industry standards so lenders can expect reliable, consistent feedback. Lenders can also now upload as many as 250 files at once and receive immediate confirmation of receipt, eliminating guesswork and delays.
Income-related deficiencies continue to be the primary driver of loan defects. To address this challenge, Freddie Mac recently introduced a new income calculator that allows lenders to more accurately assess the criteria of borrowers with a variety of income sources, improving loan quality and increasing efficiency in underwriting. More than 1,000 lenders are already using the tool and have made over 15,000 submissions to help reduce loan defects and repurchase risk.
Mittal added, “We’re leveraging innovation at every stage of the loan cycle to deliver tangible benefits that help lenders drive efficiency, reduce costs and further improve loan quality. Lender repurchase requests are down
To learn more, lenders can access training resources and have the option to attend upcoming webinars that provide additional guidance on the transition.
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT: Mollie Laniado
571-382-1784
Mollie_Laniado@FreddieMac.com
FAQ
What is Quality Control Advisor Plus from Freddie Mac (FMCC) and when is it available?
How many lenders are participating in Freddie Mac's QC pilot and what were results?
How does Quality Control Advisor Plus speed up loan reviews for FMCC lenders?
What impact has Freddie Mac reported on repurchase requests (FMCC)?
How widely is Freddie Mac's new income calculator used by lenders?
Will Freddie Mac provide training for lenders on Quality Control Advisor Plus?
