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Mortgage Rates Decrease

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Freddie Mac (OTCQB: FMCC) reported a decrease in mortgage rates in its Primary Mortgage Market Survey®. The 30-year fixed-rate mortgage averaged 6.77%, down from 6.81% last week and 6.86% a year ago. The 15-year fixed-rate mortgage averaged 5.89%, decreasing from 5.96% last week and 6.16% from the previous year.

According to Chief Economist Sam Khater, mortgage rates have remained stable, fluctuating within a narrow 15-basis point range since mid-April. While home sales remain low, the current market offers buyers more inventory options to consider.

Freddie Mac (OTCQB: FMCC) ha riportato una diminuzione dei tassi ipotecari nel suo Primary Mortgage Market Survey®. Il mutuo a tasso fisso a 30 anni ha registrato una media del 6,77%, in calo rispetto al 6,81% della settimana scorsa e al 6,86% dell'anno precedente. Il mutuo a tasso fisso a 15 anni ha avuto una media del 5,89%, in diminuzione rispetto al 5,96% della settimana scorsa e al 6,16% dell'anno scorso.

Secondo il Chief Economist Sam Khater, i tassi ipotecari sono rimasti stabili, oscillando entro un ristretto intervallo di 15 punti base dalla metà di aprile. Sebbene le vendite di case rimangano basse, il mercato attuale offre agli acquirenti una maggiore varietà di opzioni di inventario da considerare.

Freddie Mac (OTCQB: FMCC) informó una disminución en las tasas hipotecarias en su Primary Mortgage Market Survey®. La hipoteca fija a 30 años promedió un 6.77%, bajando desde 6.81% la semana pasada y 6.86% hace un año. La hipoteca fija a 15 años promedió un 5.89%, disminuyendo desde 5.96% la semana pasada y 6.16% el año anterior.

Según el economista jefe Sam Khater, las tasas hipotecarias se han mantenido estables, fluctuando dentro de un estrecho rango de 15 puntos base desde mediados de abril. Aunque las ventas de viviendas siguen bajas, el mercado actual ofrece a los compradores más opciones de inventario para considerar.

프레디 맥(OTCQB: FMCC)는 Primary Mortgage Market Survey®에서 모기지 금리가 하락했다고 보고했습니다. 30년 고정 모기지 금리6.77%로 지난주 6.81%와 1년 전 6.86%에서 하락했습니다. 15년 고정 모기지 금리5.89%로 지난주 5.96%와 전년도 6.16%보다 낮아졌습니다.

수석 경제학자 샘 카터에 따르면, 모기지 금리는 4월 중순 이후 15bp 내외의 좁은 범위 내에서 안정적으로 변동하고 있습니다. 주택 판매는 여전히 저조하지만, 현재 시장은 구매자에게 더 많은 재고 옵션을 제공하고 있습니다.

Freddie Mac (OTCQB : FMCC) a rapporté une baisse des taux hypothécaires dans son Primary Mortgage Market Survey®. Le prêt hypothécaire à taux fixe sur 30 ans a atteint en moyenne 6,77%, en baisse par rapport à 6,81% la semaine dernière et 6,86% il y a un an. Le prêt hypothécaire à taux fixe sur 15 ans a affiché une moyenne de 5,89%, en baisse par rapport à 5,96% la semaine dernière et 6,16% l'année précédente.

Selon le chef économiste Sam Khater, les taux hypothécaires sont restés stables, fluctuant dans une fourchette étroite de 15 points de base depuis la mi-avril. Bien que les ventes de maisons restent faibles, le marché actuel offre aux acheteurs davantage d'options d'inventaire à considérer.

Freddie Mac (OTCQB: FMCC) meldete einen Rückgang der Hypothekenzinsen in seiner Primary Mortgage Market Survey®. Die 30-jährige Festhypothek lag im Durchschnitt bei 6,77%, gegenüber 6,81% in der Vorwoche und 6,86% vor einem Jahr. Die 15-jährige Festhypothek lag im Durchschnitt bei 5,89%, was einem Rückgang von 5,96% in der Vorwoche und 6,16% im Vorjahr entspricht.

Nach Angaben von Chefökonom Sam Khater sind die Hypothekenzinsen seit Mitte April stabil geblieben und schwanken innerhalb einer engen Spanne von 15 Basispunkten. Obwohl die Hausverkäufe niedrig bleiben, bietet der aktuelle Markt Käufern mehr Auswahlmöglichkeiten an Immobilien.

Positive
  • None.
Negative
  • Home sales volumes remain low
  • Mortgage rates still remain relatively high above 6%

MCLEAN, Va., June 26, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.77%.

“Borrowers should find comfort in the stability of mortgage rates, which have only fluctuated within a narrow 15-basis point range since mid-April. Although recent data show that home sales remain low, the resulting available inventory provides homebuyers with a wider range of options to consider when entering the market,” said Sam Khater, Freddie Mac’s Chief Economist.

News Facts

  • The 30-year FRM averaged 6.77% as of June 26, 2025, down from last week when it averaged 6.81%. A year ago at this time, the 30-year FRM averaged 6.86%.
  • The 15-year FRM averaged 5.89%, down from last week when it averaged 5.96%. A year ago at this time, the 15-year FRM averaged 6.16%.

The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.

Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube

MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com 

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/ca54eaf7-7ccb-4172-bc49-1db8c7a68b68


FAQ

What are the current 30-year mortgage rates according to Freddie Mac (FMCC)?

As of June 26, 2025, the 30-year fixed-rate mortgage (FRM) averaged 6.77%, down from 6.81% last week and 6.86% a year ago.

How have Freddie Mac's 15-year mortgage rates changed?

The 15-year fixed-rate mortgage averaged 5.89%, decreasing from 5.96% last week and showing significant improvement from 6.16% a year ago.

What is the current state of the housing market according to Freddie Mac?

According to Freddie Mac, while home sales remain low, the market currently offers increased inventory, providing potential homebuyers with more options to consider.

How stable have mortgage rates been according to Freddie Mac's Chief Economist?

According to Chief Economist Sam Khater, mortgage rates have remained stable, fluctuating within a narrow 15-basis point range since mid-April.

What is the difference between current FMCC mortgage rates and last year's rates?

The 30-year FRM is 0.09 percentage points lower than last year (6.77% vs 6.86%), while the 15-year FRM is 0.27 percentage points lower (5.89% vs 6.16%).
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