Freddie Mac (OTCQB: FMCC) reported in its latest Primary Mortgage Market Survey that the average 30-year fixed-rate mortgage was 6.67% as of August 13, 2026, compared with 6.69% a week earlier and 6.58% a year ago.
The 15-year fixed-rate mortgage averaged 5.96%, down from 6.01% the prior week and up from 5.71% a year earlier. The PMMS tracks conventional, conforming, fully amortizing home purchase loans for borrowers with 20% down and excellent credit.
MCLEAN, Va., Aug. 13, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.67%.
"Mortgage rates remained relatively stable this week at 6.67%," said Sam Khater, Freddie Mac's Chief Economist. "Housing affordability has improved from a year ago, and recent increases in purchase and refinance applications suggest that borrowers continue to respond to even modest changes in mortgage rates."
News Facts
The 30-year FRM averaged 6.67% as of August 13, 2026, down from last week when it averaged 6.69%. A year ago at this time, the 30-year FRM averaged 6.58%.
The 15-year FRM averaged 5.96%, down from last week when it averaged 6.01%. A year ago at this time, the 15-year FRM averaged 5.71%.
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.
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What mortgage rate did Freddie Mac (FMCC) report for 30-year fixed-rate loans on August 13, 2026?
Freddie Mac reported an average 30-year fixed-rate mortgage of 6.67% on August 13, 2026. According to Freddie Mac, this compares with 6.69% the previous week and 6.58% at the same time one year earlier, based on its Primary Mortgage Market Survey.
How did the 15-year fixed mortgage rate in Freddie Mac’s (FMCC) August 13, 2026 survey compare with last week and last year?
The 15-year fixed-rate mortgage averaged 5.96% in Freddie Mac’s August 13, 2026 survey. According to Freddie Mac, this was down from 6.01% the previous week and up from 5.71% a year earlier, reflecting changes in conventional, conforming home purchase loans.
What is Freddie Mac’s Primary Mortgage Market Survey (PMMS) and what types of loans does it track?
Freddie Mac’s PMMS is a weekly survey of average mortgage rates on certain home loans. According to Freddie Mac, it focuses on conventional, conforming, fully amortizing home purchase mortgages for borrowers with excellent credit who make a 20% down payment on their homes.
How often does Freddie Mac (FMCC) publish mortgage rate data in the PMMS report?
Freddie Mac publishes its Primary Mortgage Market Survey data on a weekly basis. According to Freddie Mac, each release updates average rates for 30-year and 15-year fixed-rate mortgages and other products, based on loans meeting its conventional, conforming, fully amortizing criteria.
How do current Freddie Mac (FMCC) mortgage rates compare with housing affordability a year ago?
Freddie Mac indicates housing affordability has improved compared with a year ago, despite rates near 6.67%. According to Freddie Mac’s chief economist, recent increases in purchase and refinance applications suggest borrowers are responding even to modest rate changes recorded in the Primary Mortgage Market Survey.
What does Freddie Mac (FMCC) say about borrower demand in response to current mortgage rates?
Freddie Mac reports that borrower demand has increased in recent periods despite rates around 6.67%. According to Freddie Mac, both purchase and refinance applications have recently risen, which the company links to borrowers reacting to even small movements in mortgage rates tracked in the PMMS.
