Freddie Mac (OTCQB: FMCC) reported in its June 25, 2026 Primary Mortgage Market Survey that the average 30-year fixed-rate mortgage was 6.49%, up from 6.47% last week and down from 6.77% a year ago.
The 15-year FRM averaged 5.84%, compared with 5.81% last week and 5.89% a year earlier.
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MCLEAN, Va., June 25, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.49%.
“The average 30-year fixed mortgage rate was little changed this week at 6.49%” said Sam Khater, Freddie Mac’s Chief Economist. “Rates have remained relatively stable over the last six weeks. Meanwhile, purchase activity eased modestly and refinance activity has continued to pick up recently, reflecting borrowers’ responsiveness to current rate levels.”
News Facts
The 30-year FRM averaged 6.49% as of June 25, 2026, up from last week when it averaged 6.47%. A year ago at this time, the 30-year FRM averaged 6.77%.
The 15-year FRM averaged 5.84%, up from last week when it averaged 5.81%. A year ago at this time, the 15-year FRM averaged 5.89%.
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT: Mollie Laniado (571) 382-1784 Mollie_Laniado@FreddieMac.com
What is the average 30-year mortgage rate in the Freddie Mac (FMCC) survey on June 25, 2026?
The average 30-year fixed-rate mortgage was 6.49% on June 25, 2026. According to Freddie Mac, this compares with 6.47% the prior week and 6.77% a year earlier, indicating relatively stable rates over recent weeks.
How did the 15-year fixed mortgage rate change in Freddie Mac’s (FMCC) June 25, 2026 PMMS report?
The 15-year fixed-rate mortgage averaged 5.84% in the June 25, 2026 survey. According to Freddie Mac, this was up from 5.81% the previous week and slightly below the 5.89% level recorded at the same time last year.
How have mortgage rates trended over the six weeks leading to June 25, 2026 according to Freddie Mac (FMCC)?
Freddie Mac reported that average 30-year mortgage rates remained relatively stable over the last six weeks. According to Freddie Mac’s chief economist, the 30-year FRM was little changed at 6.49%, reflecting modest week-to-week movements rather than sharp swings.
What does Freddie Mac (FMCC) say about purchase and refinance activity with 6.49% mortgage rates?
Freddie Mac observed that purchase activity eased modestly while refinance activity picked up. According to Freddie Mac, these shifts reflect borrowers responding to current rate levels near 6.49%, with some homeowners finding refinancing more attractive despite relatively stable overall mortgage rates.
What types of loans are included in Freddie Mac’s (FMCC) Primary Mortgage Market Survey?
The survey focuses on conventional, conforming, fully amortizing home purchase loans. According to Freddie Mac, it covers borrowers who put 20% down and have excellent credit, giving investors and consumers a benchmark for prime mortgage rate conditions.
How does the June 25, 2026 30-year mortgage rate compare year-over-year in Freddie Mac’s (FMCC) data?
The 30-year fixed mortgage rate declined to 6.49% from 6.77% a year earlier. According to Freddie Mac, this year-over-year comparison shows slightly lower borrowing costs for prime conventional borrowers than at the same time in the prior year.
