Freddie Mac (OTCQB: FMCC) reported that its Primary Mortgage Market Survey® shows the 30-year fixed-rate mortgage averaging 6.66% as of July 30, 2026, up from 6.58% a week earlier and slightly below 6.72% a year ago. The 15-year fixed-rate mortgage averaged 6.04%, compared with 5.96% last week and 5.85% a year earlier. The PMMS tracks conventional, conforming, fully amortizing home purchase loans for borrowers with 20% down and excellent credit.
MCLEAN, Va., July 30, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.66%.
"The 30-year fixed-rate mortgage averaged 6.66% this week," said Sam Khater, Freddie Mac's Chief Economist. “The housing market continues to benefit from more available inventory, providing prospective homebuyers with additional options and helping support buyer activity as mortgage rates fluctuate."
News Facts
The 30-year FRM averaged 6.66% as of July 30, 2026, up from last week when it averaged 6.58%. A year ago at this time, the 30-year FRM averaged 6.72%.
The 15-year FRM averaged 6.04%, up from last week when it averaged 5.96%. A year ago at this time, the 15-year FRM averaged 5.85%.
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT: Mollie Laniado (571) 382-1784 Mollie_Laniado@FreddieMac.com
FAQ
What is the average 30-year mortgage rate reported by Freddie Mac (FMCC) on July 30, 2026?
The average 30-year fixed-rate mortgage was 6.66% on July 30, 2026. According to Freddie Mac, this was up from 6.58% the prior week and slightly below the 6.72% average recorded at the same time a year earlier.
How did the 15-year fixed mortgage rate for FMCC change in the latest Freddie Mac survey?
The average 15-year fixed-rate mortgage rose to 6.04% in the latest survey. According to Freddie Mac, this compares with 5.96% a week earlier and 5.85% a year ago, reflecting modest upward movement in shorter-term conventional mortgage rates.
How do current Freddie Mac (FMCC) mortgage rates compare with last year’s levels?
Current 30-year rates at 6.66% are slightly below last year’s 6.72%, while 15-year rates at 6.04% exceed last year’s 5.85%. According to Freddie Mac, these comparisons highlight small year-over-year shifts in conventional mortgage borrowing costs.
What is Freddie Mac’s Primary Mortgage Market Survey (PMMS) and what loans does it track?
The PMMS is Freddie Mac’s weekly survey of average mortgage rates for specific loan types. According to Freddie Mac, it focuses on conventional, conforming, fully amortizing home purchase loans where borrowers put 20% down and have excellent credit profiles.
How often does Freddie Mac (FMCC) publish its mortgage rate averages?
Freddie Mac publishes its mortgage rate averages through the PMMS on a weekly basis. According to Freddie Mac, each release summarizes average rates for 30-year and 15-year fixed-rate conventional mortgages based on a consistent set of borrower and loan assumptions.
What is Freddie Mac’s mission in the U.S. housing market?
Freddie Mac’s mission is to make home possible for families nationwide. According to Freddie Mac, it promotes liquidity, stability and affordability in the housing market across economic cycles and has helped tens of millions of families buy, rent or keep their homes since 1970.
