Mortgage Rates Inch Down
Freddie Mac (OTCQB: FMCC) released its Primary Mortgage Market Survey® showing the 30-year fixed-rate mortgage (FRM) averaged 6.72%, a slight decrease from 6.74% last week. The 15-year FRM decreased to 5.85% from 5.87% the previous week.
According to Chief Economist Sam Khater, mortgage rates have remained stable within the same narrow range for four consecutive weeks. The market shows positive signs with continued economic growth, moderating house prices, and rising inventory, creating favorable conditions for both buyers and sellers.
Freddie Mac (OTCQB: FMCC) ha pubblicato il suo Primary Mortgage Market Survey®, che mostra come il mutuo fisso a 30 anni (FRM) abbia registrato una media del 6,72%, con un leggero calo rispetto al 6,74% della settimana precedente. Il mutuo fisso a 15 anni è sceso al 5,85% rispetto al 5,87% della settimana precedente.
Secondo il Chief Economist Sam Khater, i tassi ipotecari sono rimasti stabili all'interno dello stesso stretto intervallo per quattro settimane consecutive. Il mercato presenta segnali positivi con una crescita economica continua, prezzi delle case in moderazione e un aumento dell'inventario, creando condizioni favorevoli sia per acquirenti che per venditori.
Freddie Mac (OTCQB: FMCC) publicó su Primary Mortgage Market Survey®, mostrando que la hipoteca fija a 30 años (FRM) promedió un 6.72%, una ligera disminución desde el 6.74% de la semana pasada. La hipoteca fija a 15 años bajó al 5.85% desde el 5.87% de la semana anterior.
Según el economista jefe Sam Khater, las tasas hipotecarias se han mantenido estables dentro del mismo rango estrecho durante cuatro semanas consecutivas. El mercado muestra señales positivas con un crecimiento económico continuo, moderación en los precios de las viviendas y un aumento en el inventario, creando condiciones favorables tanto para compradores como para vendedores.
프레디 맥(OTCQB: FMCC)가 발표한 Primary Mortgage Market Survey®에 따르면 30년 고정 금리 모기지(FRM) 평균 금리가 6.72%로 지난주 6.74%에서 소폭 하락했습니다. 15년 고정 금리 모기지는 5.87%에서 5.85%로 감소했습니다.
수석 경제학자 샘 카터에 따르면, 모기지 금리는 4주 연속 같은 좁은 범위 내에서 안정세를 유지하고 있습니다. 시장은 지속적인 경제 성장, 주택 가격 완화, 재고 증가 등 긍정적인 신호를 보이며, 구매자와 판매자 모두에게 유리한 조건을 조성하고 있습니다.
Freddie Mac (OTCQB : FMCC) a publié son Primary Mortgage Market Survey® indiquant que le prêt hypothécaire à taux fixe sur 30 ans (FRM) a atteint en moyenne 6,72%, une légère baisse par rapport à 6,74% la semaine dernière. Le FRM à 15 ans a diminué à 5,85% contre 5,87% la semaine précédente.
Selon le chef économiste Sam Khater, les taux hypothécaires sont restés stables dans une fourchette étroite pendant quatre semaines consécutives. Le marché montre des signes positifs avec une croissance économique continue, une modération des prix de l'immobilier et une augmentation des stocks, créant des conditions favorables pour les acheteurs comme pour les vendeurs.
Freddie Mac (OTCQB: FMCC) veröffentlichte seine Primary Mortgage Market Survey®, die zeigt, dass der 30-jährige Festzins-Hypothekendarlehen (FRM) im Durchschnitt bei 6,72% lag, ein leichter Rückgang gegenüber 6,74% in der Vorwoche. Der 15-jährige FRM sank von 5,87% auf 5,85%.
Nach Angaben des Chefökonom Sam Khater sind die Hypothekenzinsen seit vier Wochen stabil innerhalb eines engen Bereichs geblieben. Der Markt zeigt positive Anzeichen mit anhaltendem Wirtschaftswachstum, moderierenden Hauspreisen und steigendem Angebot, was günstige Bedingungen für Käufer und Verkäufer schafft.
- Mortgage rates showed stability, remaining in narrow range for four weeks
- Housing market shows continued economic growth
- House prices are moderating
- Inventory levels are rising, improving market conditions
- 30-year mortgage rates remain elevated at 6.72%, near year-ago levels of 6.73%
- 15-year mortgage rates at 5.85%, still representing high borrowing costs
MCLEAN, Va., July 31, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“The 30-year fixed-rate mortgage showed little movement, remaining within the same narrow range for the fourth consecutive week,” said Sam Khater, Freddie Mac’s Chief Economist. “Continued economic growth, along with moderating house prices and rising inventory, bodes well for buyers and sellers alike.”
News Facts
- The 30-year FRM averaged
6.72% as of July 31, 2025, down slightly from last week when it averaged6.74% . A year ago at this time, the 30-year FRM averaged6.73% . - The 15-year FRM averaged
5.85% , down from last week when it averaged5.87% . A year ago at this time, the 15-year FRM averaged5.99% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Mollie Laniado
(571) 382-1784
Mollie_Laniado@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/8c6977c9-a989-4b04-93a6-53d03f9f4555
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