Mortgage Rates Increase
Freddie Mac (OTCQB: FMCC) reported an increase in mortgage rates in its Primary Mortgage Market Survey®. The 30-year fixed-rate mortgage averaged 6.34%, up from 6.30% last week and higher than 6.12% a year ago. The 15-year fixed-rate mortgage rose to 5.55% from 5.49% last week, compared to 5.25% a year ago.
Despite the increase, rates remain below the 52-week average of 6.71%. According to Chief Economist Sam Khater, recent months have shown lower rates overall, leading to increased pending home sales and greater homebuyer confidence.
Freddie Mac (OTCQB: FMCC) ha riportato un aumento dei tassi ipotecari nel proprio Primary Mortgage Market Survey®. Il mutuo a tasso fisso a 30 anni è salito al 6,34%, rispetto al 6,30% della settimana precedente e più alto del 6,12% di un anno fa. Il mutuo a tasso fisso a 15 anni è salito al 5,55% dal 5,49% della settimana scorsa, e dal 5,25% di un anno fa.
Nonostante l’aumento, i tassi rimangono sotto la media su 52 settimane di 6,71%. Secondo il capo economista Sam Khater, nei mesi recenti i tassi sono stati generalmente più bassi, portando a un aumento delle vendite di case in attesa e a una maggiore fiducia degli acquirenti.
Freddie Mac (OTCQB: FMCC) informó un aumento en las tasas hipotecarias en su Primary Mortgage Market Survey®. La hipoteca a tasa fija a 30 años promedió un 6,34%, subiendo desde el 6,30% de la semana pasada y por encima del 6,12% de hace un año. La hipoteca a tasa fija a 15 años subió a 5,55% desde el 5,49% de la semana pasada, frente al 5,25% de hace un año.
A pesar del incremento, las tasas se mantienen por debajo de la media de 52 semanas de 6,71%. Según el economista jefe Sam Khater, en los últimos meses se han observado tasas más bajas en general, lo que ha llevado a un aumento en las ventas pendientes de viviendas y a una mayor confianza de los compradores.
Freddie Mac (OTCQB: FMCC)가 Primary Mortgage Market Survey®에서 모기지 금리의 증가를 보고했습니다. 30년 고정 금리 모기지가 평균 6.34%로 올랐고, 전주 6.30%에서 상승했으며 1년 전의 6.12%보다 높습니다. 15년 고정 금리 모기지도 5.55%로 올랐고, 전 주의 5.49%와 1년 전 5.25%에 비해 상승했습니다.
다만 금리는 52주 평균인 6.71%보다 여전히 낮습니다. 수석 이코노미스트 샘 카터(Sam Khater)에 따르면 최근 몇 달간 전반적으로 금리가 더 낮았으며, 이로 인해 주택 매매가 증가하고 주택 구입 의지가 강화되었다고 합니다.
Freddie Mac (OTCQB: FMCC) a enregistré une hausse des taux hypothécaires dans son Primary Mortgage Market Survey®. Le crédit immobilier à taux fixe sur 30 ans a en moyenne atteint 6,34%, en hausse par rapport à 6,30% la semaine dernière et supérieur au 6,12% il y a un an. Le crédit immobilier à taux fixe sur 15 ans est monté à 5,55% contre 5,49% la semaine précédente, et 5,25% il y a un an.
Malgré cette hausse, les taux restent en dessous de la moyenne sur 52 semaines de 6,71%. Selon l’économiste en chef Sam Khater, les mois récents ont montré globalement des taux plus bas, ce qui a conduit à une augmentation des ventes immobilières en attente et à une plus grande confiance des acheteurs.
Freddie Mac (OTCQB: FMCC) meldete einen Anstieg der Hypothekenzinsen in seinem Primary Mortgage Market Survey®. Die 30-jährige Festzins-Hypothek lag im Durchschnitt bei 6,34%, gegenüber 6,30% in der Vorwoche und höher als 6,12% vor einem Jahr. Die 15-jährige Festzins-Hypothek stieg auf 5,55% von 5,49% in der Vorwoche, verglichen mit 5,25% vor einem Jahr.
Trotz des Anstiegs bleiben die Zinsen unter dem 52-Wochen-Durchschnitt von 6,71%. Laut Chefökonom Sam Khater haben die jüngsten Monate insgesamt niedrigere Zinsen gezeigt, was zu einem Anstieg der ausstehenden Hausverkäufe und zu größerem Vertrauen der Hauskäufer geführt hat.
فريدي ماك (OTCQB: FMCC) أبلغت عن زيادة في معدلات الرهن العقاري في مسح سوق الرهن العقاري الأساسي. بلغ الرهن العقاري الثابت لمدة 30 عاماً معدل 6.34%، مرتفعاً من 6.30% في الأسبوع السابق وأعلى من 6.12% قبل عام. كما ارتفع الرهن الثابت لمدة 15 عاماً إلى 5.55% من 5.49% في الأسبوع الماضي، مقارنة بـ 5.25% قبل عام.
على الرغم من الزيادة، تبقى المعدلات دون متوسط 52 أسبوعاً البالغ 6.71%. وفقاً لرئيس الاقتصاديات سام كاتر، أظهرت الأشهر الأخيرة معدلات أدنى بشكل عام، مما أدى إلى زيادة المبيعات المعلقة للمنازل وارتفاع ثقة المشترين.
Freddie Mac (OTCQB: FMCC) 在其 Primary Mortgage Market Survey® 中报告了按揭利率的上升。30年期固定利率抵押贷款平均为6.34%，高于上周的6.30%并高于一年前的6.12%。15年期固定利率抵押贷款上升至5.55%，高于上周的5.49%，也高于一年前的5.25%。
尽管有所上升，利率仍低于52周平均水平的6.71%。根据首席经济学家Sam Khater的说法，近几个月总体利率较低，导致待售房产量上升、购房者信心增强。
- Mortgage rates remain below 52-week average of 6.71%
- Recent increase in pending home sales indicates growing homebuyer confidence
- Both 30-year and 15-year mortgage rates show moderate increases, suggesting market stability
- 30-year mortgage rates increased to 6.34% from 6.30% week-over-week
- Current rates are higher than year-ago levels (6.34% vs 6.12% for 30-year FRM)
- 15-year FRM rates rose to 5.55%, up from 5.25% year-over-year
MCLEAN, Va., Oct. 02, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“The 30-year fixed-rate mortgage increased again this week but remains below its 52-week average of
News Facts
- The 30-year FRM averaged
6.34% as of October 2, 2025, up from last week when it averaged6.30% . A year ago at this time, the 30-year FRM averaged6.12% . - The 15-year FRM averaged
5.55% , up from last week when it averaged5.49% . A year ago at this time, the 15-year FRM averaged5.25% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/1099e8b9-4055-4c55-a893-291c90f377e3
FAQ
What are the current Freddie Mac (FMCC) mortgage rates as of October 2, 2025?
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