Welcome to our dedicated page for Federal Home news (Ticker: FMCC), a resource for investors and traders seeking the latest updates and insights on Federal Home stock.
Freddie Mac reports recurring developments tied to U.S. housing finance, mortgage liquidity and its role as the Federal Home Loan Mortgage Corporation. Company news commonly covers the Primary Mortgage Market Survey® for conventional conforming mortgage rates, quarterly financial results, monthly volume summaries and activity across mortgage-related portfolios, securities issuance, delinquencies, debt activities and risk management.
Freddie Mac also reports capital markets activity connected to its Single-Family credit risk transfer programs. Updates include STACR® Structured Agency Credit Risk notes, ACIS® reinsurance transactions and tender offers for certain STACR securities, reflecting the company’s use of private capital markets to transfer residential mortgage credit risk.
Freddie Mac (OTCQB: FMCC) reported a decline in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.50%, down from 6.56% last week. The 15-year FRM decreased to 5.60% from 5.69% last week.
According to Chief Economist Sam Khater, the declining rates are boosting market optimism. Notably, refinancing applications have reached 47% of total mortgage applications, marking the highest level since October. This trend suggests increasing opportunities for both new homebuyers and current homeowners looking to refinance.
Freddie Mac (OTCQB: FMCC) reported that the 30-year fixed-rate mortgage (FRM) averaged 6.56%, declining from 6.58% last week but up from 6.35% a year ago. The 15-year FRM remained stable at 5.69%, compared to 5.51% a year ago.
According to Chief Economist Sam Khater, mortgage rates have reached a 10-month low, with increasing purchase demand driven by lower rates and robust economic growth. Despite ongoing affordability challenges, the declining rate environment may encourage more potential homebuyers to enter the market.
Freddie Mac (OTCQB: FMCC) has released its Monthly Volume Summary for July 2025. The report contains information about the company's mortgage-related portfolios, securities issuance, risk management, delinquencies, debt activities, and other investments.
The Monthly Volume Summary is a regular publication that provides transparency into Freddie Mac's operations and financial activities. The company continues its mission of promoting liquidity, stability, and affordability in the housing market across economic cycles.
Freddie Mac (OTCQB: FMCC) reported that the 30-year fixed-rate mortgage (FRM) remained stable at 6.58%, unchanged from the previous week but higher than the 6.46% rate recorded a year ago. The 15-year FRM slightly decreased to 5.69% from last week's 5.71%, compared to 5.62% a year ago.
According to Chief Economist Sam Khater, summer rates have decreased, with purchase applications surpassing 2024 levels, though some potential homebuyers remain hesitant, waiting for further rate reductions.
Freddie Mac (OTCQB: FMCC) has released its 2024 and 2025 Dodd-Frank Act stress test results for the severely adverse scenario. The results have been published on the company's investor resources webpage.
The stress tests were conducted under the U.S. Federal Housing's implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which requires financial institutions to evaluate their capital adequacy under various economic scenarios.
Freddie Mac (OTCQB: FMCC) reported a decline in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.58%, down from 6.63% last week. The 15-year FRM decreased to 5.71% from 5.75% the previous week.
According to Chief Economist Sam Khater, mortgage rates have reached their lowest level since October, leading to improved purchase application activity as borrowers capitalize on the lower rates. For context, a year ago, the 30-year and 15-year FRMs averaged 6.49% and 5.66%, respectively.
Freddie Mac (OTCQB: FMCC) reported a decline in mortgage rates, with the 30-year fixed-rate mortgage (FRM) dropping to 6.63% from 6.72% last week, marking its lowest level since April. However, this rate remains higher than the 6.47% recorded a year ago.
The 15-year FRM decreased to 5.75% from last week's 5.85%, compared to 5.63% a year ago. According to Chief Economist Sam Khater, this rate reduction enhances homebuyers' purchasing power, with research indicating potential savings through multiple lender quotations.
Freddie Mac (OTCQB: FMCC) has announced a significant expansion of its CHOICEHome financing program to include modern single-section factory-built homes, effective August 6, 2025. This industry-first initiative aims to increase affordable housing availability through conventional financing options.
The program offers 3% down payment options for these homes, which typically cost around $200,000 including land, compared to traditional site-built homes averaging over $500,000. CHOICEHome mortgages require specific construction standards, including permanent foundations, energy-efficient designs, and enhanced durability features to ensure quality and neighborhood integration.
Freddie Mac (OTCQB: FMCC) released its Primary Mortgage Market Survey® showing the 30-year fixed-rate mortgage (FRM) averaged 6.72%, a slight decrease from 6.74% last week. The 15-year FRM decreased to 5.85% from 5.87% the previous week.
According to Chief Economist Sam Khater, mortgage rates have remained stable within the same narrow range for four consecutive weeks. The market shows positive signs with continued economic growth, moderating house prices, and rising inventory, creating favorable conditions for both buyers and sellers.
Freddie Mac (OTCQB: FMCC) has announced its Second Quarter 2025 financial results. The company has filed its Quarterly Report on Form 10-Q with the SEC, making both the earnings release and financial results supplement available on their Investor Relations website.
The company will host a media call at 9 a.m. ET on July 31, 2025 to discuss the results. A concurrent webcast will be available, with the replay accessible for approximately 30 days on the company's website.