Rates Remain Near 2025 Lows

Rhea-AI Summary

Freddie Mac (OTCQB: FMCC) released its Primary Mortgage Market Survey for Nov. 6, 2025, showing the 30-year fixed-rate mortgage (FRM) averaged 6.22% and the 15-year FRM averaged 5.50%.

The 30-year rate rose from 6.17% last week but declined from 6.79% a year earlier; the 15-year rate rose from 5.41% week-over-week and fell from 6.00% year-over-year. The PMMS covers conventional, conforming, fully amortizing purchase loans for borrowers with 20% down and excellent credit.

MCLEAN, Va., Nov. 06, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey^® (PMMS^®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.22%.

“This week the 30-year fixed-rate mortgage averaged 6.22%. On a median-priced home, this could allow a homebuyer to save thousands annually compared to earlier this year, showing that affordability is slowly improving,” said Sam Khater, Freddie Mac’s Chief Economist.

News Facts

• The 30-year FRM averaged 6.22% as of November 6, 2025, up from last week when it averaged 6.17%. A year ago at this time, the 30-year FRM averaged 6.79%.
• The 15-year FRM averaged 5.50%, up from last week when it averaged 5.41%. A year ago at this time, the 15-year FRM averaged 6.00%.

The PMMS^® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.

Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube

MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/67e95abd-a653-4a53-b76c-7af1fb100163

FAQ

What did Freddie Mac (FMCC) report for the 30-year fixed-rate mortgage on Nov. 6, 2025?

Freddie Mac reported the 30-year FRM averaged 6.22% on Nov. 6, 2025, up from 6.17% the prior week and down from 6.79% a year earlier.

How did the 15-year mortgage rate change in Freddie Mac's Nov. 6, 2025 PMMS for FMCC?

The 15-year FRM averaged 5.50% on Nov. 6, 2025, up from 5.41% last week and down from 6.00% a year ago.

Does the Freddie Mac PMMS (FMCC) rate reflect all mortgage types on Nov. 6, 2025?

No. The PMMS focuses on conventional, conforming, fully amortizing purchase loans for borrowers with 20% down and excellent credit.

What does a 6.22% 30-year rate from FMCC mean for median-priced homebuyers in 2025?

Freddie Mac said a 6.22% 30-year rate could allow a median-priced homebuyer to save thousands annually compared with earlier in 2025, indicating gradual affordability improvement.

How did weekly and yearly comparisons read in Freddie Mac's Nov. 6, 2025 report for FMCC?

Weekly: the 30-year rose from 6.17% to 6.22% and the 15-year rose from 5.41% to 5.50%. Yearly: the 30-year fell from 6.79% and the 15-year fell from 6.00%.

Where can investors get more information about Freddie Mac (FMCC) PMMS methodology on Nov. 6, 2025?

Investors can consult Freddie Mac's PMMS Frequently Asked Questions and its website for methodology and additional details.