The 30-Year Fixed-Rate Mortgage Shows Little Movement
Freddie Mac (OTCQB: FMCC) reported that the 30-year fixed-rate mortgage (FRM) remained relatively stable at 6.74%, showing a minimal decrease from 6.75% last week. The 15-year FRM decreased to 5.87% from 5.92% the previous week.
According to Chief Economist Sam Khater, the housing market outlook appears positive, supported by strong economic performance, solid employment, and income growth. Compared to the previous year, the 30-year FRM is slightly lower, as it averaged 6.78% a year ago, while the 15-year FRM shows a more significant decrease from 6.07% in the previous year.
Freddie Mac (OTCQB: FMCC) ha comunicato che il mutuo a tasso fisso trentennale (FRM) è rimasto relativamente stabile al 6,74%, con una leggera diminuzione rispetto al 6,75% della settimana scorsa. Il mutuo a tasso fisso quindicennale è sceso al 5,87% rispetto al 5,92% della settimana precedente.
Secondo il Capo Economista Sam Khater, le prospettive per il mercato immobiliare sono positive, sostenute da una forte performance economica, un solido mercato del lavoro e una crescita dei redditi. Rispetto all’anno precedente, il tasso fisso trentennale è leggermente più basso, avendo registrato una media del 6,78% un anno fa, mentre il tasso fisso quindicennale mostra una diminuzione più significativa rispetto al 6,07% dell’anno precedente.
Freddie Mac (OTCQB: FMCC) informó que la hipoteca a tasa fija a 30 años (FRM) se mantuvo relativamente estable en 6.74%, mostrando una disminución mínima desde el 6.75% de la semana pasada. La hipoteca a tasa fija a 15 años bajó a 5.87% desde el 5.92% de la semana anterior.
Según el economista jefe Sam Khater, las perspectivas del mercado inmobiliario son positivas, apoyadas por un sólido desempeño económico, un empleo estable y crecimiento de ingresos. En comparación con el año anterior, la tasa fija a 30 años es ligeramente menor, ya que promedió 6.78% hace un año, mientras que la tasa fija a 15 años muestra una disminución más significativa desde el 6.07% del año pasado.
프레디 맥(OTCQB: FMCC)은 30년 고정금리 모기지(FRM)가 지난주 6.75%에서 소폭 하락한 6.74%로 비교적 안정세를 유지했다고 보고했습니다. 15년 고정금리는 지난주 5.92%에서 5.87%로 하락했습니다.
수석 경제학자 샘 카터에 따르면, 주택 시장 전망은 강한 경제 성과, 견고한 고용 및 소득 증가에 힘입어 긍정적입니다. 전년과 비교할 때, 30년 FRM은 1년 전 평균 6.78%였던 것에 비해 약간 낮으며, 15년 FRM은 전년 6.07%에서 더 큰 폭으로 감소했습니다.
Freddie Mac (OTCQB : FMCC) a rapporté que le taux hypothécaire fixe sur 30 ans (FRM) est resté relativement stable à 6,74%, affichant une légère baisse par rapport à 6,75% la semaine dernière. Le FRM sur 15 ans a diminué à 5,87% contre 5,92% la semaine précédente.
Selon le chef économiste Sam Khater, les perspectives du marché immobilier sont positives, soutenues par une solide performance économique, un emploi stable et une croissance des revenus. Par rapport à l’année précédente, le FRM sur 30 ans est légèrement inférieur, avec une moyenne de 6,78% il y a un an, tandis que le FRM sur 15 ans montre une baisse plus marquée par rapport à 6,07% l’année précédente.
Freddie Mac (OTCQB: FMCC) berichtete, dass der 30-jährige Festzins-Hypothekenzins (FRM) mit 6,74% relativ stabil blieb und damit leicht von 6,75% in der Vorwoche zurückging. Der 15-jährige FRM sank von 5,92% in der Vorwoche auf 5,87%.
Nach Angaben von Chefökonom Sam Khater sind die Aussichten für den Wohnungsmarkt positiv, gestützt durch eine starke wirtschaftliche Entwicklung, eine solide Beschäftigungslage und Einkommenswachstum. Im Vergleich zum Vorjahr ist der 30-jährige FRM etwas niedriger, da er vor einem Jahr bei durchschnittlich 6,78% lag, während der 15-jährige FRM einen deutlicheren Rückgang von 6,07% im Vorjahr zeigt.
- Slight decrease in 30-year FRM rates from 6.75% to 6.74% week-over-week
- 15-year FRM rates declined more significantly from 5.92% to 5.87%
- Both 30-year and 15-year FRM rates are lower compared to previous year
- Strong economic backdrop with solid employment and income growth
- Mortgage rates remain elevated above 6% for both 30-year and 15-year FRMs
- Minimal week-over-week change in 30-year FRM indicates persistent high rates
MCLEAN, Va., July 24, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“This week, the 30-year fixed-rate mortgage essentially remained flat at
News Facts
- The 30-year FRM averaged
6.74% as of July 24, 2025, down slightly from last week when it averaged6.75% . A year ago at this time, the 30-year FRM averaged6.78% . - The 15-year FRM averaged
5.87% , down from last week when it averaged5.92% . A year ago at this time, the 15-year FRM averaged6.07% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/fcb5d657-b743-4a75-ae50-92761127f33a
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