FNB's Planned De Novo Branch Expansion Adds to Its Southeast and Mid-Atlantic Markets

Rhea-AI Summary

First National Bank (NYSE: FNB), the largest subsidiary of F.N.B. Corporation, has announced plans to add nearly 30 new branches to its network over the next five years. The expansion primarily focuses on strengthening FNB's presence in North Carolina, South Carolina, and the Mid-Atlantic Region (Maryland, Virginia, and Washington, D.C.).

The expansion builds on FNB's successful growth in South Carolina, where the company has already established five branches and approximately 160 ATMs in Greenville and Charleston. The new locations will feature modern-concept design and advanced banking technology, including the company's eStore® digital platform and ATMs with video chat capabilities. Upon completion, FNB will operate approximately 380 branches and 1,600 ATMs across its footprint, with over 110 branches and 500 ATMs in the Carolinas.

Positive

• Significant network expansion with 30 new branches planned over 5 years
• Successful track record in South Carolina with doubled deposit balances
• Modern technology integration with eStore® platform and video-enabled ATMs
• Strategic presence in high-growth markets across Southeast and Mid-Atlantic regions

Negative

• None.

The Company Plans to Add Nearly 30 New Concept Branch Locations Featuring Its eStore® Origination Platform

PITTSBURGH, Sept. 2, 2025 /PRNewswire/ -- First National Bank, the largest subsidiary of F.N.B. Corporation (NYSE: FNB), announced today it plans to add nearly 30 new branches to its network during the next five years. The majority of the planned branches will advance and support FNB's significant expansion in North Carolina, South Carolina and the Bank's Mid-Atlantic Region, which spans Maryland, Virginia and Washington, D.C.

"FNB's expansion into dynamic, high-growth markets in the Mid-Atlantic and Southeast has yielded performance that demonstrates the effectiveness of our business model as well as our commitment to client service," said Vincent J. Delie, Jr., Chairman, President and Chief Executive Officer of F.N.B. Corporation and First National Bank. "We have built out our unique in-store experience which allows clients to complete applications both in the branch and online, resulting in the omnichannel experience we have pursued through our Clicks-to-Bricks strategy and making us one of the most convenient banks for consumers and businesses in the industry today."

The planned branches build on a proven expansion strategy that is exemplified by FNB's success in South Carolina. The Company has made a substantial investment in Greenville and Charleston, where it already has opened five branches in addition to almost 160 branded and owned ATMs and downtown regional hubs housing Commercial Banking, Commercial Real Estate, Small Business, Wealth Management and Mortgage representatives. Coupled with a recruiting focus that has brought together a high-caliber team of experienced local bankers, FNB's strategic efforts have enabled the Company to more than double total deposit balances during its time in the Palmetto state. 

With its new locations, FNB will operate approximately 380 branches and more than 1,600 ATMs, with more than 110 branches and 500 ATMs in the Carolinas. Its planned offices will incorporate the modern-concept design and latest banking technology found in branches throughout FNB's multistate footprint. In addition to ATMs with video chat capabilities, customers will have access to eStore®, the Company's award-winning digital platform, to compare and shop for products, schedule appointments with bankers and view financial education resources.

To find an FNB location near you, visit the ATM & Branch locator at fnb-online.com.

About F.N.B. Corporation
F.N.B. Corporation (NYSE: FNB), headquartered in Pittsburgh, Pennsylvania, is a diversified financial services company operating in seven states and the District of Columbia. FNB's market coverage spans several major metropolitan areas, including: Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad (Winston-Salem, Greensboro and High Point) in North Carolina; and Charleston, South Carolina. The Company has total assets of nearly $50 billion and approximately 350 banking offices throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C. and Virginia.

FNB provides a full range of commercial banking, consumer banking and wealth management solutions through its subsidiary network, which is led by its largest affiliate, First National Bank of Pennsylvania, founded in 1864. Commercial banking solutions include corporate banking, small business banking, investment real estate financing, government banking, business credit, capital markets and lease financing. The consumer banking segment provides a full line of consumer banking products and services, including deposit products, mortgage lending, consumer lending and a complete suite of mobile and online banking services. FNB's wealth management services include asset management, private banking and insurance.

The common stock of F.N.B. Corporation trades on the New York Stock Exchange under the symbol "FNB" and is included in Standard & Poor's MidCap 400 Index with the Global Industry Classification Standard (GICS) Regional Banks Sub-Industry Index. Customers, shareholders and investors can learn more about this regional financial institution by visiting the F.N.B. Corporation website at www.fnbcorporation.com.

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SOURCE F.N.B. Corporation

FAQ

How many new branches is FNB planning to add by 2030?

FNB plans to add nearly 30 new branches to its network over the next five years.

What is the total number of branches FNB will have after expansion?

After the expansion, FNB will operate approximately 380 branches and 1,600 ATMs across its footprint.

Which markets is FNB targeting for expansion?

FNB is primarily expanding in North Carolina, South Carolina, and the Mid-Atlantic Region (Maryland, Virginia, and Washington, D.C.).

What technology features will FNB's new branches include?

The new branches will feature modern-concept design, eStore® digital platform, ATMs with video chat capabilities, and digital tools for product comparison and appointment scheduling.

How successful has FNB's expansion been in South Carolina?

FNB has more than doubled its total deposit balances in South Carolina, where it has established 5 branches and approximately 160 ATMs in Greenville and Charleston.