Finance Of America Companies Inc Stock Price, News & Analysis

Finance of America (NYSE: FOA) survey dated December 16, 2025 finds rising strain on the "Sandwich Generation"—Americans aged 40–60 caring for both aging parents and children. One-third report significant emotional, physical, and financial strain. Key survey figures: 86% emotionally exhausted (up from 79% in 2022), 80% physically exhausted (up from 71%), and 69% financially exhausted (up from 64%).

The survey notes 29% expect parents to move in, 29% were asked to help with expenses, and open financial conversations are linked to lower stress (60% would feel less overwhelmed).

Finance of America (NYSE: FOA) announced a $2.5 billion strategic partnership with funds managed by Blue Owl on December 11, 2025 to expand home equity lending and accelerate product innovation for retirees.

Key elements include a $2.5 billion commitment to support origination growth across multiple asset classes, a $50 million equity investment in Finance of America to deepen alignment, and a joint innovation initiative to roll out new retirement-focused home-equity products.

Finance of America (NYSE: FOA) agreed to acquire the HECM servicing portfolio, select reverse mortgage assets and pipeline from PHH Mortgage, a subsidiary of Onity (NYSE: ONIT), in an all-cash transaction announced November 18, 2025.

The deal includes onboarding select PHH origination staff and a subservicing agreement with PHH for continuity. Finance of America said the transaction will be immediately accretive to earnings, Adjusted EPS, and cash flow, and the purchase price will be funded primarily by warehouse and asset-level financing plus available liquidity. Boards of both companies approved the transaction; close is expected in Q1 2026, subject to regulatory approvals and customary conditions.

The companies plan to expand distribution of Finance of America’s HomeSafe Second product to PHH’s tens of thousands of eligible forward mortgage customers.

Summary not available.

Finance of America (NYSE: FOA) will release third-quarter 2025 results for the period ended September 30, 2025 after market close on Tuesday, November 4, 2025.

Management will host a webcast and conference call the same day at 5:00 PM ET to discuss results. A press release and investor presentation will be posted in the Investors section of the company website before the call.

Dial-in numbers: Domestic 1-800-715-9871, International 1-646-307-1963 (Conference ID: 5706924). A replay will be available on the website about two hours after the call through November 11, 2025 (replay dial: 1-800-770-2030; pin 5706924).

Better.com (NASDAQ: BETR) announced a partnership with Finance of America to deliver HELOCs and HELOANs through Better.com’s Tinman® AI Platform, expanding Finance of America’s home equity product suite for homeowners 55+. Finance of America, which funded over $25 billion in reverse mortgage loans in the last decade, will use Tinman® to originate home equity lines and loans without building new systems. The platform offers a 24/7 digital application, voice assistant Betsy™, and capability to close and fund products in just a few days. Finance of America will also act as Better’s origination partner for reverse mortgages, including HECM and HomeSafe™ options.

Finance of America (NYSE: FOA) announced a strategic partnership with Better.com (NASDAQ: BETR) on October 14, 2025 to offer HELOCs and HELOANs through Better’s Tinman AI platform.

The collaboration adds HELOC and HELOAN products to FOA’s home equity suite for homeowners 55+, enabling 24/7 AI-driven digital applications, faster funding timelines, dynamic pricing, machine-learning underwriting for second-lien originations, and a voice-based AI loan assistant. FOA will also originate reverse mortgages for Better as part of an aim to integrate first- and second-lien solutions into one AI-powered ecosystem.

Finance of America (NYSE: FOA), a leading provider of home equity-based retirement solutions, has announced its dual listing on NYSE Texas, while maintaining its primary listing on the New York Stock Exchange under the same "FOA" ticker symbol.

As a Founding Member of NYSE Texas, the company aims to increase investor access and awareness of its mission to promote home equity-based retirement solutions. The move aligns with FOA's Texas headquarters location and strengthens its presence on the newly launched fully electronic equities exchange based in Dallas.

Finance of America (NYSE:FOA) reported strong Q2 2025 results with $3.16 basic earnings per share or $80 million net income from continuing operations. The company achieved $0.55 in adjusted EPS and $14 million in adjusted net income. Key highlights include funded volume of $602 million, representing a 35% increase year-over-year, and Adjusted EBITDA of $30 million.

The company's total equity increased to $473 million as of June 30, 2025, a 20% improvement from the previous quarter. In a significant move, FOA entered into an agreement to repurchase Blackstone's entire equity stake and repaid a higher-cost working capital facility, actions aimed at reducing interest expenses and enhancing financial flexibility.

The Retirement Solutions segment showed notable growth with pre-tax income of $10 million and adjusted net income of $15 million, while Portfolio Management generated pre-tax income of $108 million, driven by positive fair value adjustments on retained interests in securitizations.